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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Revenue:    
Consumer loans, including past due fees $ 209,701 $ 164,806
Fees and related income on earning assets 44,357 54,698
Other revenue 6,924 10,266
Total operating revenue, net 260,982 229,770
Other non-operating revenue 59 61
Total revenue 261,041 229,831
Interest expense (24,234) (17,410)
Provision for credit losses (704) (147)
Changes in fair value of loans, interest and fees receivable recorded at fair value (149,822) (104,680)
Net margin 86,281 107,594
Operating expenses:    
Salaries and benefits 10,604 11,426
Card and loan servicing 24,335 22,675
Marketing and solicitation 10,406 20,573
Depreciation 618 593
Other 6,236 14,693
Total operating expenses 52,199 69,960
Income before income taxes 34,082 37,634
Income tax (expense) benefit (8,188) 7,121
Net income 25,894 44,755
Net loss attributable to noncontrolling interests 318 255
Net income attributable to controlling interests 26,212 45,010
Preferred dividends and discount accretion (6,227) (6,206)
Net income attributable to common shareholders $ 19,985 $ 38,804
Net income attributable to common shareholders per common share—basic (in dollars per share) $ 1.38 $ 2.62
Net income attributable to common shareholders per common share—diluted (in dollars per share) $ 1.08 $ 1.96