XML 61 R51.htm IDEA: XBRL DOCUMENT
v3.23.2

Note 9 - Notes Payable - Schedule of Notes Payable at Face Value and Notes Payable to Related Parties (Details) (Parentheticals) - USD ($) $ in Millions | 6 Months Ended | 12 Months Ended |  |  |
--- | --- | --- | --- | --- | ---
Jun. 30, 2023 | Dec. 31, 2022 | May 31, 2023 | Dec. 31, 2017 | Oct. 31, 2015
Phoenix [Member] |  |  |  |  |  |
Interest rate | [1],[2] | 8.00% | 8.00% |  |  |
Debt maturity | [1],[2] | Aug. 26, 2024 | Aug. 26, 2024 |  |  |
Revolving Credit Facility Expiring November 1, 2025 [Member] |  |  |  |  |  |
Revolving credit facility, maximum borrowing capacity | [1],[2],[3],[4] | $ 65.0 | $ 65.0 |  |  |
Revolving credit facility, expiration date | [1],[2],[3],[4] | Nov. 01, 2025 | Nov. 01, 2025 |  |  |
Revolving Credit Facility [Member] |  |  |  |  |  |
Revolving credit facility, maximum borrowing capacity |  |  |  | $ 20.0 | $ 50.0 | $ 50.0
Amount of securing assets | [1],[2],[3],[4] | $ 1,998.2 | $ 1,856.2 |  |  |
Interest rate | [1],[2],[3],[4] | 5.30% | 5.10% |  |  |
Revolving Credit Facility Expiring October 30, 2024 [Member] |  |  |  |  |  |
Revolving credit facility, maximum borrowing capacity | [1],[2],[4],[5],[6] | $ 50.0 | $ 50.0 |  |  |
Revolving credit facility, expiration date | [1],[2],[4],[5],[6] | Oct. 30, 2024 | Oct. 30, 2024 |  |  |
Revolving Credit Facility Expiring March 15, 2024 [Member] |  |  |  |  |  |
Revolving credit facility, maximum borrowing capacity | [1],[2],[4],[5],[6],[7] | $ 100.0 | $ 100.0 |  |  |
Revolving credit facility, expiration date | [1],[2],[4],[5],[6],[7] | Mar. 15, 2024 | Mar. 15, 2024 |  |  |
Revolving Credit Facility Expiring July 20, 2023 [Member] |  |  |  |  |  |
Revolving credit facility, maximum borrowing capacity | [1],[2],[4],[5],[6] | $ 50.0 | $ 50.0 |  |  |
Revolving credit facility, expiration date | [1],[2],[4],[5],[6] | Jul. 20, 2025 | Jul. 20, 2025 |  |  |
Revolving Credit Facility Expiring July 15, 2023 [Member] |  |  |  |  |  |
Revolving credit facility, maximum borrowing capacity | [1],[2],[4],[5],[6] | $ 20.0 | $ 20.0 |  |  |
Revolving credit facility, expiration date | [1],[2],[4],[5],[6] | Sep. 15, 2023 | Sep. 15, 2023 |  |  |
Revolving Credit Facility Expiring May 15, 2024 [Member] |  |  |  |  |  |
Revolving credit facility, maximum borrowing capacity | [1],[2],[5],[6],[7] | $ 200.0 | $ 200.0 |  |  |
Revolving credit facility, expiration date | [1],[2],[5],[6],[7] | May 15, 2024 | May 15, 2024 |  |  |
Revolving Credit Facility Expiring January 15, 2025 [Member] |  |  |  |  |  |
Revolving credit facility, maximum borrowing capacity | [1],[2],[5],[6],[7] | $ 100.0 | $ 100.0 |  |  |
Revolving credit facility, expiration date | [1],[2],[5],[6],[7] | Jan. 15, 2025 | Jan. 15, 2025 |  |  |
Revolving Credit Facility Expiring October 15, 2025 [Member] |  |  |  |  |  |
Revolving credit facility, maximum borrowing capacity | [1],[2],[5],[6],[7] | $ 250.0 | $ 250.0 |  |  |
Revolving credit facility, expiration date | [1],[2],[5],[6],[7] | Oct. 15, 2025 | Oct. 15, 2025 |  |  |
Revolving Credit Facility Expiring June 16, 2025 [Member] |  |  |  |  |  |
Revolving credit facility, maximum borrowing capacity | [1],[2],[5],[6] | $ 25.0 | $ 25.0 |  |  |
Revolving credit facility, expiration date | [1],[2],[5],[6] | Jun. 16, 2025 | Jun. 16, 2025 |  |  |
Revolving Credit Facility Expiring December 15, 2026 [Member] |  |  |  |  |  |
Revolving credit facility, maximum borrowing capacity | [1],[2],[5],[6],[7] | $ 300.0 | $ 300.0 |  |  |
Revolving credit facility, expiration date | [1],[2],[5],[6],[7] | Dec. 15, 2026 | Dec. 15, 2026 |  |  |
Revolving Credit Facility Expiring March 15, 2025 [Member] |  |  |  |  |  |
Revolving credit facility, maximum borrowing capacity | [1],[2],[5],[6],[7] | $ 75.0 | $ 75.0 |  |  |
Revolving credit facility, expiration date | [1],[2],[5],[6],[7] | Mar. 15, 2025 | Mar. 15, 2025 |  |  |
Revolving Credit Facility Expiring May 15, 2026 [Member] |  |  |  |  |  |
Revolving credit facility, maximum borrowing capacity | [1],[2],[5],[6],[7] | $ 300.0 | $ 300.0 |  |  |
Revolving credit facility, expiration date | [1],[2],[5],[6],[7] | May 15, 2026 | May 15, 2026 |  |  |
Revolving Credit Facility Expiring May 15, 2030 [Member] |  |  |  |  |  |
Revolving credit facility, maximum borrowing capacity | [1],[2],[5],[6],[7] | $ 250.0 | $ 250.0 |  |  |
Revolving credit facility, expiration date | [1],[2],[5],[6],[7] | May 15, 2030 | May 15, 2030 |  |  |
Revolving Credit Facility Expiring August 5, 2024 [Member] |  |  |  |  |  |
Revolving credit facility, maximum borrowing capacity | [1],[2],[5],[6],[7] |  | $ 100.0 |  |  |
Revolving credit facility, expiration date | [1],[2],[5],[6],[7] | Aug. 05, 2024 | Aug. 05, 2024 |  |  |
Revolving Credit Facility Expiring March 15, 2028 [Member] |  |  |  |  |  |
Revolving credit facility, maximum borrowing capacity | [1],[2],[5],[6],[7] | $ 100.0 | $ 100.0 |  |  |
Revolving credit facility, expiration date | [1],[2],[5],[6],[7] | Mar. 15, 2028 | Mar. 15, 2028 |  |  |
Revolving Credit Facility Expiring March 26, 2026 [Member] |  |  |  |  |  |
Revolving credit facility, maximum borrowing capacity | [2],[5],[6] | $ 20.0 | $ 20.0 |  |  |
Revolving credit facility, expiration date |  | May 26, 2026 | May 26, 2026 |  |  |
[1] | As of March 31, 2023, the Prime Rate was 8.00% and the SOFR Rate was 4.87%.
[2] | See below for additional information.
[3] | Loan is subject to certain affirmative covenants, including a coverage ratio, a leverage ratio and a collateral performance test, the failure of which could result in required early repayment of all or a portion of the outstanding balance by our CAR Auto Finance operations.
[4] | These notes reflect modifications to either extend the maturity date, increase the loan amount or both, and are treated as accounting modifications.
[5] | Loans are associated with VIEs. See Note 7, "Variable Interest Entities" for more information.
[6] | Loans are subject to certain affirmative covenants tied to default rates and other performance metrics the failure of which could result in required early repayment of the remaining unamortized balances of the notes.
[7] | Creditors do not have recourse against the general assets of the Company but only to the collateral within the VIEs.

X
- Definition This line item represents aggregate carrying amount of receivables and other assets that provides security for structured financing notes, as of balance sheet date. + References No definition available. + Details
Name: | atlc_CarryingAmountOfReceivablesAsSecurityForStructuredFinancingNotes
Namespace Prefix: | atlc_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Date when the debt instrument is scheduled to be fully repaid, in YYYY-MM-DD format. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 470 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481139/470-20-50-1B Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (bbb)(2) -Publisher FASB -URI https://asc.fasb.org//1943274/2147482106/820-10-50-2 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.22(a)(2)) -SubTopic 10 -Topic 210 -Publisher FASB -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1 + Details
Name: | us-gaap_DebtInstrumentMaturityDate
Namespace Prefix: | us-gaap_
Data Type: | xbrli:dateItemType
Balance Type: | na
Period Type: | duration

X
- Definition Weighted average interest rate of debt outstanding. + References No definition available. + Details
Name: | us-gaap_DebtWeightedAverageInterestRate
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Date the credit facility terminates, in YYYY-MM-DD format. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.19(b),22(b)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1 + Details
Name: | us-gaap_LineOfCreditFacilityExpirationDate1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:dateItemType
Balance Type: | na
Period Type: | duration

X
- Definition Maximum borrowing capacity under the credit facility without consideration of any current restrictions on the amount that could be borrowed or the amounts currently outstanding under the facility. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.19(b),22(b)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1 + Details
Name: | us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Details
Name: | us-gaap_DebtInstrumentAxis=atlc_PhoenixMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreditFacilityAxis=atlc_RevolvingCreditFacilityExpiringNovember12025Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreditFacilityAxis=us-gaap_RevolvingCreditFacilityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreditFacilityAxis=atlc_RevolvingCreditFacilityExpiringOctober302024Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreditFacilityAxis=atlc_RevolvingCreditFacilityExpiringMarch152024Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreditFacilityAxis=atlc_RevolvingCreditFacilityExpiringJuly202023Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreditFacilityAxis=atlc_RevolvingCreditFacilityExpiringJuly152023Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreditFacilityAxis=atlc_RevolvingCreditFacilityExpiringMay152024Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreditFacilityAxis=atlc_RevolvingCreditFacilityExpiringJanuary152025Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreditFacilityAxis=atlc_RevolvingCreditFacilityExpiringOctober152025Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreditFacilityAxis=atlc_RevolvingCreditFacilityExpiringJune162025Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreditFacilityAxis=atlc_RevolvingCreditFacilityExpiringDecember152026Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreditFacilityAxis=atlc_RevolvingCreditFacilityExpiringMarch152025Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreditFacilityAxis=atlc_RevolvingCreditFacilityExpiringMay152026Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreditFacilityAxis=atlc_RevolvingCreditFacilityExpiringMay152030Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreditFacilityAxis=atlc_RevolvingCreditFacilityExpiringAugust52024Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreditFacilityAxis=atlc_RevolvingCreditFacilityExpiringMarch152028Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreditFacilityAxis=atlc_RevolvingCreditFacilityExpiringMarch262026Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |