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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Revenue:        
Consumer loans, including past due fees $ 220,042 $ 191,547 $ 429,743 $ 356,353
Fees and related income on earning assets 62,874 65,839 107,231 120,537
Other revenue 7,835 12,410 14,759 22,676
Total operating revenue, net 290,751 269,796 551,733 499,566
Other non-operating revenue 87 239 146 300
Total revenue 290,838 270,035 551,879 499,866
Interest expense (24,215) (18,925) (48,449) (36,335)
Provision for losses on loans, interest and fees receivable recorded at amortized cost (309) (182) (1,013) (329)
Changes in fair value of loans, interest and fees receivable recorded at fair value (177,829) (146,559) (327,651) (251,239)
Net margin 88,485 104,369 174,766 211,963
Operating expenses:        
Salaries and benefits 10,629 10,099 21,233 21,525
Card and loan servicing 23,814 23,997 48,149 46,672
Marketing and solicitation 14,486 20,231 24,892 40,804
Depreciation 643 549 1,261 1,142
Other 6,900 6,953 13,136 21,646
Total operating expenses 56,472 61,829 108,671 131,789
Income before income taxes 32,013 42,540 66,095 80,174
Income tax (expense) benefit (7,199) (8,743) (15,387) (1,622)
Net income 24,814 33,797 50,708 78,552
Net loss attributable to noncontrolling interests 275 228 593 483
Net income attributable to controlling interests 25,089 34,025 51,301 79,035
Preferred dividends and discount accretion (6,289) (6,257) (12,516) (12,463)
Net income attributable to common shareholders $ 18,800 $ 27,768 $ 38,785 $ 66,572
Net income attributable to common shareholders per common share—basic (in dollars per share) $ 1.30 $ 1.88 $ 2.68 $ 4.50
Net income attributable to common shareholders per common share—diluted (in dollars per share) $ 1.02 $ 1.46 $ 2.11 $ 3.43