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Note 9 - Notes Payable - Schedule of Notes Payable at Face Value and Notes Payable to Related Parties (Details) - USD ($) $ in Thousands | Sep. 30, 2023 | Dec. 31, 2022
--- | --- | ---
Revolving credit facilities |  | $ 1,765,020 | $ 1,630,111
Amortizing debt facilities |  | 23,078 | 23,195
Total notes payable before unamortized debt issuance costs and discounts | [1] | 1,807,600 | 1,666,900
Unamortized debt issuance costs and discounts | [1] | (19,500) | (13,600)
Total notes payable outstanding, net | [1] | 1,788,100 | 1,653,300
Other Secured Debt [Member] |  |  |
Amortizing debt facilities | [1] | 5,700 | 5,800
Phoenix [Member] |  |  |
Unsecured term debt (expiring August 26, 2024) with a weighted average interest rate equal to 8.0% (3) | [1],[2] | 17,400 | 17,400
Revolving Credit Facility Expiring November 1, 2025 [Member] |  |  |
Revolving credit facilities | [1],[2],[3],[4] | 45,300 | 44,100
Revolving Credit Facility Expiring October 30, 2024 [Member] |  |  |
Revolving credit facilities | [1],[2],[4],[5],[6] | 47,900 | 50,000
Revolving Credit Facility Expiring March 15, 2024 [Member] |  |  |
Revolving credit facilities | [1],[2],[4],[5],[6],[7] | 0 | 0
Revolving Credit Facility Expiring July 20, 2023 [Member] |  |  |
Revolving credit facilities | [1],[2],[4],[5],[6] | 28,900 | 24,600
Revolving Credit Facility Expiring December 11, 2023 [Member] |  |  |
Revolving credit facilities | [1],[2],[4],[5],[6] | 18,500 | 11,100
Revolving Credit Facility Expiring September 2023 [Member] |  |  |
Revolving credit facilities | [1] | 0 | 188,900
Revolving Credit Facility Expiring January 15, 2025 [Member] |  |  |
Revolving credit facilities | [1],[2],[5],[6],[7] | 88,900 | 100,000
Revolving Credit Facility Expiring October 15, 2025 [Member] |  |  |
Revolving credit facilities | [1],[2],[5],[6],[7] | 250,000 | 250,000
Revolving Credit Facility Expiring July 31, 2026 [Member] |  |  |
Revolving credit facilities | [1],[2],[4],[5],[6] | 35,000 | 25,000
Revolving Credit Facility Expiring December 15, 2026 [Member] |  |  |
Revolving credit facilities | [1],[2],[5],[6],[7] | 300,000 | 300,000
Revolving Credit Facility Expiring September 1, 2025 [Member] |  |  |
Revolving credit facilities | [1],[2],[4],[5],[6],[7] | 0 | 0
Revolving Credit Facility Expiring May 15, 2026 [Member] |  |  |
Revolving credit facilities | [1],[2],[5],[6],[7] | 300,000 | 300,000
Revolving Credit Facility Expiring January 15, 2029 [Member] |  |  |
Revolving credit facilities | [1],[2],[5],[6],[7] | 250,000 | 250,000
Revolving Credit Facility Expiring August 5, 2024 [Member] |  |  |
Revolving credit facilities | [1],[2],[5],[6],[7] | 0 | 0
Revolving Credit Facility Expiring March 15, 2028 [Member] |  |  |
Revolving credit facilities | [1],[2],[5],[6],[7] | 100,000 | 100,000
Revolving Credit Facility Expiring May 26, 2026 [Member] |  |  |
Revolving credit facilities | [2],[5],[6] | 20,000 | 0
ABS Secured by Certain Credit Card Receivables [Member] |  |  |
Revolving credit facilities | [2],[5],[6],[7] | $ 300,000 | $ 0
[1] | As of September 30, 2023, the Prime Rate was 8.50% and the Secured Overnight Financing Rate ("SOFR") was 5.31%.
[2] | See below for additional information.
[3] | Loan is subject to certain affirmative covenants, including a coverage ratio, a leverage ratio and a collateral performance test, the failure of which could result in required early repayment of all or a portion of the outstanding balance by our CAR Auto Finance operations.
[4] | These notes reflect modifications to either extend the maturity date, increase the loan amount or both, and are treated as accounting modifications.
[5] | Loans are associated with VIEs. See Note 7, "Variable Interest Entities" for more information.
[6] | Loans are subject to certain affirmative covenants tied to default rates and other performance metrics the failure of which could result in required early repayment of the remaining unamortized balances of the notes.
[7] | Creditors do not have recourse against the general assets of the Company but only to the collateral within the VIEs.

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- Definition The carrying value as of the balance sheet date of the current and noncurrent portions of long-term obligations drawn from a line of credit, which is a bank's commitment to make loans up to a specific amount. Examples of items that might be included in the application of this element may consist of letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to a maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line. Includes short-term obligations that would normally be classified as current liabilities but for which (a) postbalance sheet date issuance of a long term obligation to refinance the short term obligation on a long term basis, or (b) the enterprise has entered into a financing agreement that clearly permits the enterprise to refinance the short-term obligation on a long term basis and the following conditions are met (1) the agreement does not expire within 1 year and is not cancelable by the lender except for violation of an objectively determinable provision, (2) no violation exists at the BS date, and (3) the lender has entered into the financing agreement is expected to be financially capable of honoring the agreement. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(22)) -SubTopic 10 -Topic 210 -Publisher FASB -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 944 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03(a)(16)(a)(2)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(16)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1 + Details
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