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Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Sep. 30, 2023
Dec. 31, 2022
Assets    
Unrestricted cash and cash equivalents $ 355,707 $ 384,984
Restricted cash and cash equivalents 44,315 48,208
Loans, interest and fees receivable:    
Loans, interest and fees receivable, at fair value 2,049,993 1,817,976
Loans, interest and fees receivable, gross 118,007 105,267
Allowances for uncollectible loans, interest and fees receivable (1,831) (1,643)
Deferred revenue (18,288) (16,190)
Net loans, interest and fees receivable 2,147,881 1,905,410
Property at cost, net of depreciation 12,014 10,013
Operating lease right-of-use assets 11,344 11,782
Prepaid expenses and other assets 25,640 27,417
Total assets 2,596,901 2,387,814
Liabilities    
Accounts payable and accrued expenses 48,170 44,332
Operating lease liabilities 20,363 20,112
Notes Payable, net held by VIEs 1,788,098 1,653,306
Senior notes, net 144,352 144,385
Income tax liability 81,176 60,689
Total liabilities 2,082,159 1,922,824
Commitments and contingencies (Note 10)
Shareholders' Equity    
Common stock, no par value, 150,000,000 shares authorized: 14,651,321 and 14,453,415 shares issued and outstanding at September 30, 2023 and December 31, 2022, respectively 0 0
Paid-in capital 95,838 121,996
Retained earnings 280,956 204,415
Total shareholders’ equity 376,794 326,411
Noncontrolling interests (2,227) (1,371)
Total equity 374,567 325,040
Total liabilities, preferred stock and equity 2,596,901 2,387,814
Series A Preferred Stock [Member]    
Liabilities    
Series A preferred stock, 400,000 shares issued and outstanding at September 30, 2023 (liquidation preference - $40.0 million); 400,000 shares issued and outstanding at December 31, 2022 (Note 5) (1) [1] 40,000 40,000
Class B preferred units issued to noncontrolling interests (Note 5) [1] 40,000 40,000
Series B Preferred Stock [Member]    
Liabilities    
Series A preferred stock, 400,000 shares issued and outstanding at September 30, 2023 (liquidation preference - $40.0 million); 400,000 shares issued and outstanding at December 31, 2022 (Note 5) (1) 100,175 99,950
Class B preferred units issued to noncontrolling interests (Note 5) 100,175 99,950
Shareholders' Equity    
Series B preferred stock, no par value, 3,256,561 shares issued and outstanding at September 30, 2023 (liquidation preference - $81.4 million); 3,204,640 shares issued and outstanding at December 31, 2022 (1) [1] $ 0 $ 0
[1] Both the Series A preferred stock and the Series B preferred stock have no par value and are part of the same aggregate 10,000,000 shares authorized.