XML 61 R51.htm IDEA: XBRL DOCUMENT v3.23.3
Note 9 - Notes Payable - Schedule of Notes Payable at Face Value and Notes Payable to Related Parties (Details) (Parentheticals) - USD ($)
$ in Millions
 9 Months Ended 12 Months Ended
Sep. 30, 2023
Dec. 31, 2022
Oct. 31, 2015
Phoenix [Member]      
Interest rate [1],[2] 8.00% 8.00%  
Debt maturity [1],[2] Aug. 26, 2024 Aug. 26, 2024  
Revolving Credit Facility Expiring November 1, 2025 [Member]      
Revolving credit facility, maximum borrowing capacity [1],[2],[3],[4] $ 65.0 $ 65.0  
Revolving credit facility, expiration date [1],[2],[3],[4] Nov. 01, 2025 Nov. 01, 2025  
Revolving Credit Facility [Member]      
Revolving credit facility, maximum borrowing capacity     $ 50.0
Amount of securing assets [1],[2],[3],[4] $ 2,159.8 $ 1,856.2  
Interest rate [1],[2],[3],[4] 6.10% 5.10%  
Revolving Credit Facility Expiring October 30, 2024 [Member]      
Revolving credit facility, maximum borrowing capacity [1],[2],[4],[5],[6] $ 50.0 $ 50.0  
Revolving credit facility, expiration date [1],[2],[4],[5],[6] Oct. 30, 2024 Oct. 30, 2024  
Revolving Credit Facility Expiring March 15, 2024 [Member]      
Revolving credit facility, maximum borrowing capacity [1],[2],[4],[5],[6],[7] $ 100.0 $ 100.0  
Revolving credit facility, expiration date [1],[2],[4],[5],[6],[7] Mar. 15, 2024 Mar. 15, 2024  
Revolving Credit Facility Expiring July 20, 2023 [Member]      
Revolving credit facility, maximum borrowing capacity [1],[2],[4],[5],[6] $ 50.0 $ 50.0  
Revolving credit facility, expiration date [1],[2],[4],[5],[6] Jul. 20, 2025 Jul. 20, 2025  
Revolving Credit Facility Expiring December 11, 2023 [Member]      
Revolving credit facility, maximum borrowing capacity [1],[2],[4],[5],[6] $ 20.0 $ 20.0  
Revolving credit facility, expiration date [1],[2],[4],[5],[6] Dec. 11, 2023 Dec. 11, 2023  
Revolving Credit Facility Expiring September 2023 [Member]      
Revolving credit facility, maximum borrowing capacity [1] $ 200.0 $ 200.0  
Revolving credit facility, expiration date [1] Sep. 30, 2023 Sep. 30, 2023  
Revolving Credit Facility Expiring January 15, 2025 [Member]      
Revolving credit facility, maximum borrowing capacity [1],[2],[5],[6],[7] $ 88.9 $ 88.9  
Revolving credit facility, expiration date [1],[2],[5],[6],[7] Jan. 15, 2025 Jan. 15, 2025  
Revolving Credit Facility Expiring October 15, 2025 [Member]      
Revolving credit facility, maximum borrowing capacity [1],[2],[5],[6],[7] $ 250.0 $ 250.0  
Revolving credit facility, expiration date [1],[2],[5],[6],[7] Oct. 15, 2025 Oct. 15, 2025  
Revolving Credit Facility Expiring July 31, 2026 [Member]      
Revolving credit facility, maximum borrowing capacity [1],[2],[4],[5],[6] $ 35.0 $ 35.0  
Revolving credit facility, expiration date [1],[2],[4],[5],[6] Jul. 31, 2026 Jul. 31, 2026  
Revolving Credit Facility Expiring December 15, 2026 [Member]      
Revolving credit facility, maximum borrowing capacity [1],[2],[5],[6],[7] $ 300.0 $ 300.0  
Revolving credit facility, expiration date [1],[2],[5],[6],[7] Dec. 15, 2026 Dec. 15, 2026  
Revolving Credit Facility Expiring September 1, 2025 [Member]      
Revolving credit facility, maximum borrowing capacity [1],[2],[4],[5],[6],[7] $ 75.0 $ 75.0  
Revolving credit facility, expiration date [1],[2],[4],[5],[6],[7] Sep. 01, 2025 Sep. 01, 2025  
Revolving Credit Facility Expiring May 15, 2026 [Member]      
Revolving credit facility, maximum borrowing capacity [1],[2],[5],[6],[7] $ 300.0 $ 300.0  
Revolving credit facility, expiration date [1],[2],[5],[6],[7] May 15, 2026 May 15, 2026  
Revolving Credit Facility Expiring January 15, 2029 [Member]      
Revolving credit facility, maximum borrowing capacity [1],[2],[5],[6],[7] $ 250.0 $ 250.0  
Revolving credit facility, expiration date [1],[2],[5],[6],[7] Jan. 15, 2029 Jan. 15, 2029  
Revolving Credit Facility Expiring August 5, 2024 [Member]      
Revolving credit facility, maximum borrowing capacity [1],[2],[5],[6],[7] $ 100.0 $ 100.0  
Revolving credit facility, expiration date [1],[2],[5],[6],[7] Aug. 05, 2024 Aug. 05, 2024  
Revolving Credit Facility Expiring March 15, 2028 [Member]      
Revolving credit facility, maximum borrowing capacity [1],[2],[5],[6],[7] $ 100.0 $ 100.0  
Revolving credit facility, expiration date [1],[2],[5],[6],[7] Mar. 15, 2027 Mar. 15, 2027  
Revolving Credit Facility Expiring May 26, 2026 [Member]      
Revolving credit facility, maximum borrowing capacity [2],[5],[6] $ 20.0 $ 20.0  
Revolving credit facility, expiration date May 26, 2026 May 26, 2026  
ABS Secured by Certain Credit Card Receivables [Member]      
Revolving credit facility, maximum borrowing capacity [2],[5],[6],[7] $ 300.0    
Revolving credit facility, expiration date [2],[5],[6],[7] Feb. 15, 2028    
[1] As of September 30, 2023, the Prime Rate was 8.50% and the Secured Overnight Financing Rate ("SOFR") was 5.31%.
[2] See below for additional information.
[3] Loan is subject to certain affirmative covenants, including a coverage ratio, a leverage ratio and a collateral performance test, the failure of which could result in required early repayment of all or a portion of the outstanding balance by our CAR Auto Finance operations.
[4] These notes reflect modifications to either extend the maturity date, increase the loan amount or both, and are treated as accounting modifications.
[5] Loans are associated with VIEs. See Note 7, "Variable Interest Entities" for more information.
[6] Loans are subject to certain affirmative covenants tied to default rates and other performance metrics the failure of which could result in required early repayment of the remaining unamortized balances of the notes.
[7] Creditors do not have recourse against the general assets of the Company but only to the collateral within the VIEs.