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Note 3 - Segment Reporting - Summary of Operating Segment Information (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2023 | Dec. 31, 2022
Consumer loans, including past due fees | $ 879,123 | $ 786,235
Fees and related income on earning assets | 238,775 | 217,071
Other revenue | 37,348 | 42,798
Total operating revenue, net | 1,155,246 | 1,046,104
Other non-operating revenue | 630 | 809
Total revenue | 1,155,876 | 1,046,913
Interest expense | (109,342) | (81,851)
Provision for credit losses | (2,152) | (1,252)
Changes in fair value of loans | (689,577) | (577,069)
Net margin | 354,805 | 386,741
Income before income taxes | 128,558 | 149,272
Income tax expense | (26,604) | (14,660)
Assets | 2,706,445 | 2,387,814
Credit and Other Investments [Member] |  |
Consumer loans, including past due fees | 839,995 | 751,052
Fees and related income on earning assets | 238,691 | 216,989
Other revenue | 36,524 | 41,843
Total operating revenue, net | 1,115,210 | 1,009,884
Other non-operating revenue | 422 | 698
Total revenue | 1,115,632 | 1,010,582
Interest expense | (105,990) | (79,875)
Provision for credit losses | 0 | 0
Changes in fair value of loans | (689,577) | (577,069)
Net margin | 320,065 | 353,638
Income before income taxes | 116,522 | 146,577
Income tax expense | (23,709) | (14,122)
Assets | 2,602,615 | 2,295,092
Auto Finance [Member] |  |
Consumer loans, including past due fees | 39,128 | 35,183
Fees and related income on earning assets | 84 | 82
Other revenue | 824 | 955
Total operating revenue, net | 40,036 | 36,220
Other non-operating revenue | 208 | 111
Total revenue | 40,244 | 36,331
Interest expense | (3,352) | (1,976)
Provision for credit losses | (2,152) | (1,252)
Changes in fair value of loans | 0 | 0
Net margin | 34,740 | 33,103
Income before income taxes | 12,036 | 2,695
Income tax expense | (2,895) | (538)
Assets | $ 103,830 | $ 92,722

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- Definition Fees and related income on earning assets primarily include: (1) lending fees; (2) fees associated with our credit card receivables; (3) changes in the fair value of loans and fees receivable; (4) changes in fair value of notes payable associated with structured financings; (5) income on investments in previously charged-off receivables; (6) gross profits and losses from auto sales; (7) gains associated with investments in securities; and (8) gains realized associated with our settlement of litigation. + References No definition available. + Details
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