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Note 2 - Significant Accounting Policies and Consolidated Financial Statement Components (Tables) | 12 Months Ended
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Dec. 31, 2023
Notes Tables |
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block] |
For the Year Ended December 31, 2023 |  | Auto Finance |
Allowances for credit losses: |  |  |  |
Balance at beginning of period |  | $ | (1.6 | )
Provision for credit losses |  |  | (2.2 | )
Charge-offs |  |  | 3.9 |
Recoveries |  |  | (1.9 | )
Balance at end of period |  | $ | (1.8 | )
For the Year Ended December 31, 2022 |  | Credit Cards |  |  | Auto Finance |  |  | Other Unsecured Lending Products |  |  | Total |
Allowances for credit losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of period |  | $ | (43.4 | ) |  | $ | (1.4 | ) |  | $ | (12.4 | ) |  | $ | (57.2 | )
Cumulative effects from adoption of fair value under the CECL standard |  |  | 43.4 |  |  |  | — |  |  |  | 12.4 |  |  |  | 55.8 |
Cumulative effects from adoption of the CECL standard |  |  | — |  |  |  | (0.2 | ) |  |  |  |  |  |  | (0.2 | )
Provision for credit losses |  |  | — |  |  |  | (1.3 | ) |  |  | — |  |  |  | (1.3 | )
Charge-offs |  |  | — |  |  |  | 2.6 |  |  |  | — |  |  |  | 2.6 |
Recoveries |  |  | — |  |  |  | (1.3 | ) |  |  | — |  |  |  | (1.3 | )
Balance at end of period |  | $ | — |  |  | $ | (1.6 | ) |  | $ | — |  |  | $ | (1.6 | )
Financing Receivable, Past Due [Table Text Block] |
As of December 31, 2023 |  | Auto Finance |
30-59 days past due |  | $ | 9.4 |
60-89 days past due |  |  | 3.4 |
90 or more days past due |  |  | 3.5 |
Delinquent loans at amortized cost |  |  | 16.3 |
Current loans at amortized cost |  |  | 101.7 |
Total loans at amortized cost |  | $ | 118.0 |
Balance of loans greater than 90-days delinquent still accruing interest and fees |  | $ | 2.6 |
As of December 31, 2022 |  | Auto Finance |
30-59 days past due |  | $ | 8.5 |
60-89 days past due |  |  | 3.0 |
90 or more days past due |  |  | 2.1 |
Delinquent loans at amortized cost |  |  | 13.6 |
Current loans at amortized cost |  |  | 91.7 |
Total loans at amortized cost |  | $ | 105.3 |
Balance of loans greater than 90-days delinquent still accruing interest and fees |  | $ | 1.7 |
Disaggregation of Revenue [Table Text Block] |
For the Year Ended December 31, 2023 |  | CaaS |  |  | Auto Finance |  |  | Total |
Interchange revenues, net (1) |  | $ | 21,453 |  |  | $ | — |  |  | $ | 21,453 |
Servicing income |  |  | 3,340 |  |  |  | 749 |  |  |  | 4,089 |
Service charges and other customer related fees |  |  | 11,731 |  |  |  | 75 |  |  |  | 11,806 |
Total revenue from contracts with customers |  | $ | 36,524 |  |  | $ | 824 |  |  | $ | 37,348 |
For the Year Ended December 31, 2022 |  | CaaS |  |  | Auto Finance |  |  | Total |
Interchange revenues, net (1) |  | $ | 24,926 |  |  | $ | — |  |  | $ | 24,926 |
Servicing income |  |  | 3,259 |  |  |  | 888 |  |  |  | 4,147 |
Service charges and other customer related fees |  |  | 13,658 |  |  |  | 67 |  |  |  | 13,725 |
Total revenue from contracts with customers |  | $ | 41,843 |  |  | $ | 955 |  |  | $ | 42,798 |

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