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Note 2 - Significant Accounting Policies and Consolidated Financial Statement Components (Tables)

12 Months Ended

Dec. 31, 2023

Notes Tables

Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]

For the Year Ended December 31, 2023		Auto Finance
Allowances for credit losses:
Balance at beginning of period		$	(1.6	)
Provision for credit losses			(2.2	)
Charge-offs			3.9
Recoveries			(1.9	)
Balance at end of period		$	(1.8	)

For the Year Ended December 31, 2022		Credit Cards				Auto Finance				Other Unsecured Lending Products				Total
Allowances for credit losses:
Balance at beginning of period		$	(43.4	)		$	(1.4	)		$	(12.4	)		$	(57.2	)
Cumulative effects from adoption of fair value under the CECL standard			43.4				—				12.4				55.8
Cumulative effects from adoption of the CECL standard			—				(0.2	)							(0.2	)
Provision for credit losses			—				(1.3	)			—				(1.3	)
Charge-offs			—				2.6				—				2.6
Recoveries			—				(1.3	)			—				(1.3	)
Balance at end of period		$	—			$	(1.6	)		$	—			$	(1.6	)

Financing Receivable, Past Due [Table Text Block]

As of December 31, 2023		Auto Finance
30-59 days past due		$	9.4
60-89 days past due			3.4
90 or more days past due			3.5
Delinquent loans at amortized cost			16.3
Current loans at amortized cost			101.7
Total loans at amortized cost		$	118.0
Balance of loans greater than 90-days delinquent still accruing interest and fees		$	2.6

As of December 31, 2022		Auto Finance
30-59 days past due		$	8.5
60-89 days past due			3.0
90 or more days past due			2.1
Delinquent loans at amortized cost			13.6
Current loans at amortized cost			91.7
Total loans at amortized cost		$	105.3
Balance of loans greater than 90-days delinquent still accruing interest and fees		$	1.7

Disaggregation of Revenue [Table Text Block]

For the Year Ended December 31, 2023		CaaS				Auto Finance				Total
Interchange revenues, net (1)		$	21,453			$	—			$	21,453
Servicing income			3,340				749				4,089
Service charges and other customer related fees			11,731				75				11,806
Total revenue from contracts with customers		$	36,524			$	824			$	37,348

For the Year Ended December 31, 2022		CaaS				Auto Finance				Total
Interchange revenues, net (1)		$	24,926			$	—			$	24,926
Servicing income			3,259				888				4,147
Service charges and other customer related fees			13,658				67				13,725
Total revenue from contracts with customers		$	41,843			$	955			$	42,798

X

- Definition

Tabular disclosure of disaggregation of revenue into categories depicting how nature, amount, timing, and uncertainty of revenue and cash flows are affected by economic factor.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 606
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
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+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 14
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-14

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+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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