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Note 3 - Segment Reporting (Tables)

12 Months Ended

Dec. 31, 2023

Notes Tables

Schedule of Segment Reporting Information, by Segment [Table Text Block]

Year Ended December 31, 2023		CaaS				Auto Finance				Total
Revenue:
Consumer loans, including past due fees		$	839,995			$	39,128			$	879,123
Fees and related income on earning assets			238,691				84				238,775
Other revenue			36,524				824				37,348
Total operating revenue, net			1,115,210				40,036				1,155,246
Other non-operating revenue			422				208				630
Total revenue			1,115,632				40,244				1,155,876
Interest expense			(105,990	)			(3,352	)			(109,342	)
Provision for credit losses			—				(2,152	)			(2,152	)
Changes in fair value of loans			(689,577	)			—				(689,577	)
Net margin		$	320,065			$	34,740			$	354,805
Income before income taxes		$	116,522			$	12,036			$	128,558
Income tax expense		$	(23,709	)		$	(2,895	)		$	(26,604	)
Total assets		$	2,602,615			$	103,830			$	2,706,445

Year Ended December 31, 2022		CaaS				Auto Finance				Total
Revenue:
Consumer loans, including past due fees		$	751,052			$	35,183			$	786,235
Fees and related income on earning assets			216,989				82				217,071
Other revenue			41,843				955				42,798
Total operating revenue, net			1,009,884				36,220				1,046,104
Other non-operating revenue			698				111				809
Total revenue			1,010,582				36,331				1,046,913
Interest expense			(79,875	)			(1,976	)			(81,851	)
Provision for credit losses			—				(1,252	)			(1,252	)
Changes in fair value of loans			(577,069	)			—				(577,069	)
Net margin		$	353,638			$	33,103			$	386,741
Income before income taxes		$	146,577			$	2,695			$	149,272
Income tax expense		$	(14,122	)		$	(538	)		$	(14,660	)
Total assets		$	2,295,092			$	92,722			$	2,387,814

X

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 350
-SubTopic 20
-Section 50
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147482573/350-20-50-1

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 25
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147482810/280-10-50-25

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-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 22
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147482810/280-10-50-22

Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 30
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147482810/280-10-50-30

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- References

No definition available.

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