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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Revenue:    
Consumer loans, including past due fees $ 879,123 $ 786,235
Fees and related income on earning assets 238,775 217,071
Other revenue 37,348 42,798
Total operating revenue, net 1,155,246 1,046,104
Other non-operating revenue 630 809
Total revenue 1,155,876 1,046,913
Interest expense (109,342) (81,851)
Provision for credit losses (2,152) (1,252)
Changes in fair value of loans (689,577) (577,069)
Net margin 354,805 386,741
Operating expenses:    
Salaries and benefits 43,906 43,063
Card and loan servicing 100,620 95,428
Marketing and solicitation 52,421 62,403
Depreciation 2,560 2,175
Other 26,740 34,400
Total operating expenses 226,247 237,469
Income before income taxes 128,558 149,272
Income tax expense (26,604) (14,660)
Net income 101,954 134,612
Net loss attributable to noncontrolling interests 891 985
Net income attributable to controlling interests 102,845 135,597
Preferred stock and preferred unit dividends and discount accretion (25,198) (25,076)
Net income attributable to common shareholders $ 77,647 $ 110,521
Net income attributable to common shareholders per common share—basic (in dollars per share) $ 5.35 $ 7.55
Net income attributable to common shareholders per common share—diluted (in dollars per share) $ 4.24 $ 5.83