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Note 2 - Significant Accounting Policies and Consolidated Financial Statement Components (Tables) | 3 Months Ended
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Mar. 31, 2024
Notes Tables |
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block] |
For the Three Months Ended March 31, |  | 2024 |  |  | 2023 |
Allowances for credit losses: |  |  |  |  |  |  |  |
Balance at beginning of period |  | $ | (1.8 | ) |  | $ | (1.6 | )
Provision for credit losses |  |  | (2.9 | ) |  |  | (0.7 | )
Charge-offs |  |  | 1.8 |  |  |  | 1.0 |
Recoveries |  |  | (0.5 | ) |  |  | (0.4 | )
Balance at end of period |  | $ | (3.4 | ) |  | $ | (1.7 | )
|  | March 31, |  |  | December 31, |
As of |  | 2024 |  |  | 2023 |
Allowances for credit losses: |  |  |  |  |  |  |  |
Balance at end of period individually evaluated for impairment |  | $ | (1.6 | ) |  | $ | — |
Balance at end of period collectively evaluated for impairment |  | $ | (1.8 | ) |  | $ | (1.8 | )
Loans at amortized cost: |  |  |  |  |  |  |  |
Loans at amortized cost |  | $ | 122.3 |  |  | $ | 118.0 |
Loans at amortized cost individually evaluated for impairment |  | $ | 2.4 |  |  | $ | — |
Loans at amortized cost collectively evaluated for impairment |  | $ | 119.9 |  |  | $ | 118.0 |
Financing Receivable, Past Due [Table Text Block] |
|  | March 31, |  |  | December 31, |
As of |  | 2024 |  |  | 2023 |
30-59 days past due |  | $ | 7.8 |  |  | $ | 9.4 |
60-89 days past due |  |  | 3.0 |  |  |  | 3.4 |
90 or more days past due |  |  | 3.2 |  |  |  | 3.5 |
Delinquent loans at amortized cost |  |  | 14.0 |  |  |  | 16.3 |
Current loans at amortized cost |  |  | 108.3 |  |  |  | 101.7 |
Total loans at amortized cost |  | $ | 122.3 |  |  | $ | 118.0 |
Balance of loans greater than 90-days delinquent still accruing interest and fees |  | $ | 2.1 |  |  | $ | 2.6 |
Disaggregation of Revenue [Table Text Block] |
For the Three Months Ended March 31, 2024 |  | CaaS |  |  | Auto Finance |  |  | Total |
Interchange revenues, net (1) |  | $ | 4,664 |  |  | $ | — |  |  | $ | 4,664 |
Servicing income |  |  | 1,335 |  |  |  | 200 |  |  |  | 1,535 |
Service charges and other customer related fees |  |  | 5,679 |  |  |  | 17 |  |  |  | 5,696 |
Total revenue from contracts with customers |  | $ | 11,678 |  |  | $ | 217 |  |  | $ | 11,895 |
For the Three Months Ended March 31, 2023 |  | CaaS |  |  | Auto Finance |  |  | Total |
Interchange revenues, net (1) |  | $ | 4,616 |  |  | $ | — |  |  | $ | 4,616 |
Servicing income |  |  | 705 |  |  |  | 191 |  |  |  | 896 |
Service charges and other customer related fees |  |  | 1,393 |  |  |  | 19 |  |  |  | 1,412 |
Total revenue from contracts with customers |  | $ | 6,714 |  |  | $ | 210 |  |  | $ | 6,924 |

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