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Note 3 - Segment Reporting - Summary of Operating Segment Information (Details) - USD ($) $ in Thousands | 3 Months Ended |
--- | --- | ---
Mar. 31, 2024 | Mar. 31, 2023 | Dec. 31, 2023
Consumer loans, including past due fees | $ 230,374 | $ 209,701 |
Fees and related income on earning assets | 47,905 | 44,357 |
Other revenue | 11,895 | 6,924 |
Total operating revenue | 290,174 | 260,982 |
Other non-operating revenue | 532 | 59 |
Total revenue | 290,706 | 261,041 |
Interest expense | (35,063) | (24,234) |
Provision for credit losses | (2,944) | (704) |
Changes in fair value of loans | (159,171) | (149,822) |
Net margin | 93,528 | 86,281 |
Income before income taxes | 32,821 | 34,082 |
Income tax expense | (7,002) | (8,188) |
Assets | 2,787,215 | 2,375,295 | $ 2,706,445
Credit and Other Investments [Member] |  |  |
Consumer loans, including past due fees | 220,039 | 200,529 |
Fees and related income on earning assets | 47,885 | 44,339 |
Other revenue | 11,677 | 6,715 |
Total operating revenue | 279,601 | 251,583 |
Other non-operating revenue | 282 | 14 |
Total revenue | 279,883 | 251,597 |
Interest expense | (34,236) | (23,460) |
Provision for credit losses | 0 | 0 |
Changes in fair value of loans | (159,171) | (149,822) |
Net margin | 86,476 | 78,315 |
Income before income taxes | 31,814 | 31,853 |
Income tax expense | (6,741) | (7,567) |
Assets | 2,682,189 | 2,276,140 |
Auto Finance [Member] |  |  |
Consumer loans, including past due fees | 10,335 | 9,172 |
Fees and related income on earning assets | 20 | 18 |
Other revenue | 218 | 209 |
Total operating revenue | 10,573 | 9,399 |
Other non-operating revenue | 250 | 45 |
Total revenue | 10,823 | 9,444 |
Interest expense | (827) | (774) |
Provision for credit losses | (2,944) | (704) |
Changes in fair value of loans | 0 | 0 |
Net margin | 7,052 | 7,966 |
Income before income taxes | 1,007 | 2,229 |
Income tax expense | (261) | (621) |
Assets | $ 105,026 | $ 99,155 |

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- Definition Fees and related income on earning assets primarily include: (1) lending fees; (2) fees associated with our credit card receivables; (3) changes in the fair value of loans and fees receivable; (4) changes in fair value of notes payable associated with structured financings; (5) income on investments in previously charged-off receivables; (6) gross profits and losses from auto sales; (7) gains associated with investments in securities; and (8) gains realized associated with our settlement of litigation. + References No definition available. + Details
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