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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Revenue:    
Consumer loans, including past due fees $ 230,374 $ 209,701
Fees and related income on earning assets 47,905 44,357
Other revenue 11,895 6,924
Total operating revenue 290,174 260,982
Other non-operating revenue 532 59
Total revenue 290,706 261,041
Interest expense (35,063) (24,234)
Provision for credit losses (2,944) (704)
Changes in fair value of loans (159,171) (149,822)
Net margin 93,528 86,281
Operating expenses:    
Salaries and benefits (13,312) (10,604)
Card and loan servicing (26,822) (24,335)
Marketing and solicitation (10,428) (10,406)
Depreciation (654) (618)
Other (9,491) (6,236)
Total operating expenses (60,707) (52,199)
Income before income taxes 32,821 34,082
Income tax expense (7,002) (8,188)
Net income 25,819 25,894
Net loss attributable to noncontrolling interests 351 318
Net income attributable to controlling interests 26,170 26,212
Preferred stock and preferred unit dividends and discount accretion (6,292) (6,227)
Net income attributable to common shareholders $ 19,878 $ 19,985
Net income attributable to common shareholders per common share—basic (in dollars per share) $ 1.35 $ 1.38
Net income attributable to common shareholders per common share—diluted (in dollars per share) $ 1.09 $ 1.08