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Note 2 - Significant Accounting Policies and Condensed Consolidated Financial Statement Components (Tables) | 6 Months Ended
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Jun. 30, 2024
Notes Tables |
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block] |
For the Three Months Ended June 30, |  | 2024 |  |  | 2023 |
Allowances for credit losses: |  |  |  |  |  |  |  |
Balance at beginning of period |  | $ | (3.4 | ) |  | $ | (1.7 | )
Provision for credit losses |  |  | (1.7 | ) |  |  | (0.3 | )
Charge-offs |  |  | 3.4 |  |  |  | 0.8 |
Recoveries |  |  | (0.7 | ) |  |  | (0.5 | )
Balance at end of period |  | $ | (2.4 | ) |  | $ | (1.7 | )
For the Six Months Ended June 30, |  | 2024 |  |  | 2023 |
Allowances for credit losses: |  |  |  |  |  |  |  |
Balance at beginning of period |  | $ | (1.8 | ) |  | $ | (1.6 | )
Provision for credit losses |  |  | (4.7 | ) |  |  | (1.0 | )
Charge-offs |  |  | 5.3 |  |  |  | 1.8 |
Recoveries |  |  | (1.2 | ) |  |  | (0.9 | )
Balance at end of period |  | $ | (2.4 | ) |  | $ | (1.7 | )
|  | June 30, |  |  | December 31, |
As of |  | 2024 |  |  | 2023 |
Allowances for credit losses: |  |  |  |  |  |  |  |
Balance at end of period individually evaluated for impairment |  | $ | (0.6 | ) |  | $ | — |
Balance at end of period collectively evaluated for impairment |  | $ | (1.8 | ) |  | $ | (1.8 | )
Loans at amortized cost: |  |  |  |  |  |  |  |
Loans at amortized cost |  | $ | 118.0 |  |  | $ | 118.0 |
Loans at amortized cost individually evaluated for impairment |  | $ | 0.6 |  |  | $ | — |
Loans at amortized cost collectively evaluated for impairment |  | $ | 117.4 |  |  | $ | 118.0 |
Financing Receivable, Past Due [Table Text Block] |
|  | June 30, |  |  | December 31, |
As of |  | 2024 |  |  | 2023 |
30-59 days past due |  | $ | 9.2 |  |  | $ | 9.4 |
60-89 days past due |  |  | 3.8 |  |  |  | 3.4 |
90 or more days past due |  |  | 4.9 |  |  |  | 3.5 |
Delinquent loans at amortized cost |  |  | 17.9 |  |  |  | 16.3 |
Current loans at amortized cost |  |  | 100.1 |  |  |  | 101.7 |
Total loans at amortized cost |  | $ | 118.0 |  |  | $ | 118.0 |
Balance of loans greater than 90-days delinquent still accruing interest and fees |  | $ | 2.8 |  |  | $ | 2.6 |
Disaggregation of Revenue [Table Text Block] |
For the Three Months Ended June 30, 2024 |  | CaaS |  |  | Auto Finance |  |  | Total |
Interchange revenues, net (1) |  | $ | 4,783 |  |  | $ | — |  |  | $ | 4,783 |
Servicing income |  |  | 1,849 |  |  |  | 190 |  |  |  | 2,039 |
Service charges and other customer related fees |  |  | 6,948 |  |  |  | 16 |  |  |  | 6,964 |
Total revenue from contracts with customers |  | $ | 13,580 |  |  | $ | 206 |  |  | $ | 13,786 |
For the Six Months Ended June 30, 2024 |  | CaaS |  |  | Auto Finance |  |  | Total |
Interchange revenues, net (1) |  | $ | 9,447 |  |  | $ | — |  |  | $ | 9,447 |
Servicing income |  |  | 3,184 |  |  |  | 390 |  |  |  | 3,574 |
Service charges and other customer related fees |  |  | 12,627 |  |  |  | 33 |  |  |  | 12,660 |
Total revenue from contracts with customers |  | $ | 25,258 |  |  | $ | 423 |  |  | $ | 25,681 |
For the Three Months Ended June 30, 2023 |  | CaaS |  |  | Auto Finance |  |  | Total |
Interchange revenues, net (1) |  | $ | 5,003 |  |  | $ | — |  |  | $ | 5,003 |
Servicing income |  |  | 636 |  |  |  | 189 |  |  |  | 825 |
Service charges and other customer related fees |  |  | 1,989 |  |  |  | 18 |  |  |  | 2,007 |
Total revenue from contracts with customers |  | $ | 7,628 |  |  | $ | 207 |  |  | $ | 7,835
For the Six Months Ended June 30, 2023 |  | CaaS |  |  | Auto Finance |  |  | Total |
Interchange revenues, net (1) |  | $ | 9,619 |  |  | $ | — |  |  | $ | 9,619 |
Servicing income |  |  | 1,341 |  |  |  | 380 |  |  |  | 1,721 |
Service charges and other customer related fees |  |  | 3,382 |  |  |  | 37 |  |  |  | 3,419 |
Total revenue from contracts with customers |  | $ | 14,342 |  |  | $ | 417 |  |  | $ | 14,759 |

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