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Note 2 - Significant Accounting Policies and Condensed Consolidated Financial Statement Components (Tables) | 9 Months Ended
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Sep. 30, 2024
Notes Tables |
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block] |
For the Three Months Ended September 30, |  | 2024 |  |  | 2023 |
Allowances for credit losses: |  |  |  |  |  |  |  |
Balance at beginning of period |  | $ | (2.4 | ) |  | $ | (1.7 | )
Provision for credit losses |  |  | (4.6 | ) |  |  | (0.5 | )
Charge-offs |  |  | 3.1 |  |  |  | 0.9 |
Recoveries |  |  | (0.7 | ) |  |  | (0.5 | )
Balance at end of period |  | $ | (4.6 | ) |  | $ | (1.8 | )
For the Nine Months Ended September 30, |  | 2024 |  |  | 2023 |
Allowances for credit losses: |  |  |  |  |  |  |  |
Balance at beginning of period |  | $ | (1.8 | ) |  | $ | (1.6 | )
Provision for credit losses |  |  | (9.3 | ) |  |  | (1.6 | )
Charge-offs |  |  | 8.4 |  |  |  | 2.8 |
Recoveries |  |  | (1.9 | ) |  |  | (1.4 | )
Balance at end of period |  | $ | (4.6 | ) |  | $ | (1.8 | )
|  | September 30, |  |  | December 31, |
As of |  | 2024 |  |  | 2023 |
Allowances for credit losses: |  |  |  |  |  |  |  |
Balance at end of period individually evaluated for impairment |  | $ | (0.6 | ) |  | $ | — |
Balance at end of period collectively evaluated for impairment |  | $ | (4.0 | ) |  | $ | (1.8 | )
Loans at amortized cost: |  |  |  |  |  |  |  |
Loans at amortized cost |  | $ | 110.6 |  |  | $ | 118.0 |
Loans at amortized cost individually evaluated for impairment |  | $ | 3.4 |  |  | $ | — |
Loans at amortized cost collectively evaluated for impairment |  | $ | 107.2 |  |  | $ | 118.0 |
Financing Receivable, Past Due [Table Text Block] |
|  | September 30, |  |  | December 31, |
As of |  | 2024 |  |  | 2023 |
30-59 days past due |  | $ | 8.9 |  |  | $ | 9.4 |
60-89 days past due |  |  | 3.8 |  |  |  | 3.4 |
90 or more days past due |  |  | 5.3 |  |  |  | 3.5 |
Delinquent loans at amortized cost |  |  | 18.0 |  |  |  | 16.3 |
Current loans at amortized cost |  |  | 92.6 |  |  |  | 101.7 |
Total loans at amortized cost |  | $ | 110.6 |  |  | $ | 118.0 |
Balance of loans greater than 90-days delinquent still accruing interest and fees |  | $ | 3.8 |  |  | $ | 2.6 |
Disaggregation of Revenue [Table Text Block] |
For the Three Months Ended September 30, 2024 |  | CaaS |  |  | Auto Finance |  |  | Total |
Interchange revenues, net (1) |  | $ | 5,001 |  |  | $ | — |  |  | $ | 5,001 |
Servicing income |  |  | 2,871 |  |  |  | 186 |  |  |  | 3,057 |
Service charges and other customer related fees |  |  | 8,922 |  |  |  | 13 |  |  |  | 8,935 |
Total revenue from contracts with customers |  | $ | 16,794 |  |  | $ | 199 |  |  | $ | 16,993 |
For the Nine Months Ended September 30, 2024 |  | CaaS |  |  | Auto Finance |  |  | Total |
Interchange revenues, net (1) |  | $ | 14,448 |  |  | $ | — |  |  | $ | 14,448 |
Servicing income |  |  | 6,055 |  |  |  | 576 |  |  |  | 6,631 |
Service charges and other customer related fees |  |  | 21,549 |  |  |  | 46 |  |  |  | 21,595 |
Total revenue from contracts with customers |  | $ | 42,052 |  |  | $ | 622 |  |  | $ | 42,674 |
For the Three Months Ended September 30, 2023 |  | CaaS |  |  | Auto Finance |  |  | Total |
Interchange revenues, net (1) |  | $ | 5,790 |  |  | $ | — |  |  | $ | 5,790 |
Servicing income |  |  | 943 |  |  |  | 179 |  |  |  | 1,122 |
Service charges and other customer related fees |  |  | 3,447 |  |  |  | 19 |  |  |  | 3,466 |
Total revenue from contracts with customers |  | $ | 10,180 |  |  | $ | 198 |  |  | $ | 10,378
For the Nine Months Ended September 30, 2023 |  | CaaS |  |  | Auto Finance |  |  | Total |
Interchange revenues, net (1) |  | $ | 15,409 |  |  | $ | — |  |  | $ | 15,409 |
Servicing income |  |  | 2,284 |  |  |  | 559 |  |  |  | 2,843 |
Service charges and other customer related fees |  |  | 6,829 |  |  |  | 56 |  |  |  | 6,885 |
Total revenue from contracts with customers |  | $ | 24,522 |  |  | $ | 615 |  |  | $ | 25,137 |

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