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Note 9 - Notes Payable - Schedule of Notes Payable at Face Value and Notes Payable to Related Parties (Details) - USD ($) $ in Thousands | Sep. 30, 2024 | Dec. 31, 2023
--- | --- | ---
Revolving credit facilities |  | $ 2,011,159 |  | $ 1,838,647
Amortizing debt facilities |  | 5,496 |  | 23,038
Total notes payable before unamortized debt issuance costs and discounts |  | 2,039,700 | [1],[2] | 1,881,100
Unamortized debt issuance costs and discounts |  | (23,000) | [1],[2] | (19,400)
Total notes payable outstanding, net |  | 2,016,700 | [1],[2] | 1,861,700
Other Secured Debt [Member] |  |  |  |
Amortizing debt facilities |  | 5,500 | [1],[2] | 5,600
Phoenix [Member] |  |  |  |
Unsecured term debt (repaid in August 2024) with a weighted average interest rate equal to 8.0% (3) | [3] | 0 | [1],[2] | 17,400
Revolving Credit Facility Expiring December 1, 2026 [Member] |  |  |  |
Revolving credit facilities | [3],[4],[5] | 34,400 | [1],[2] | 42,700
Revolving Credit Facility Expiring October 30, 2025 [Member] |  |  |  |
Revolving credit facilities | [3],[5],[6],[7] | 49,800 | [1],[2] | 38,600
Revolving Credit Facility Expiring December 15, 2025 [Member] |  |  |  |
Revolving credit facilities | [3],[5],[6],[7],[8] | 0 | [1],[2] | 0
Revolving Credit Facility Expiring July 20, 2025 [Member] |  |  |  |
Revolving credit facilities | [3],[5],[6],[7] | 24,700 | [1],[2] | 47,500
Revolving Credit Facility Expiring December 11, 2024 [Member] |  |  |  |
Revolving credit facilities | [3],[5],[6],[7] | 16,800 | [1],[2] | 14,300
Revolving Credit Facility, Paid Off May, 2024 [Member] |  |  |  |
Revolving credit facilities |  |  |  | 250,000
Revolving Credit Facility Expiring July 15, 2027 [Member] |  |  |  |
Revolving credit facilities | [3],[5],[6],[7] | 50,000 | [1],[2] | 15,000
Revolving Credit Facility Expiring December 15, 2026 [Member] |  |  |  |
Revolving credit facilities | [3],[6],[7],[8] | 300,000 | [1],[2] | 300,000
Revolving Credit Facility Expiring May 15, 2026 [Member] |  |  |  |
Revolving credit facilities | [3],[5],[6],[7],[8] | 300,000 | [1],[2] | 300,000
Revolving Credit Facility, Sold May 2022, Expiring November 15, 2028 [Member] |  |  |  |
Revolving credit facilities | [3],[6],[7],[8] | 325,000 | [1],[2] | 250,000
Revolving Credit Facility Expiring August 5, 2026 [Member] |  |  |  |
Revolving credit facilities | [3],[5],[6],[7],[8] | 0 | [1],[2] | 50,000
Revolving Credit Facility Expiring March 15, 2027 [Member] |  |  |  |
Revolving credit facilities | [3],[6],[7],[8] | 100,000 | [1],[2] | 100,000
Revolving Credit Facility Expiring August 30, 2027 [Member] |  |  |  |
Revolving credit facilities | [3],[6],[7],[8] | 12,500 | [1],[2] | 0
Revolving Credit Facility Expiring February 15, 2028 [Member] |  |  |  |
Revolving credit facilities | [3],[6],[7] | 300,000 | [1],[2] | 300,000
Revolving Credit Facility Expiring May 17, 2027 [Member] |  |  |  |
Revolving credit facilities | [3],[6],[7],[8] | 150,000 | [1],[2] | 150,000
Revolving Credit Facility, Sold May 2024, Expiring November 15, 2028 [Member] |  |  |  |
Revolving credit facilities | [3],[6],[7],[8] | 250,000 | [1],[2] | 0
Revolving Credit Facility Expiring March 29, 2025 1 [Member] |  |  |  |
Revolving credit facilities | [3],[6],[7],[8] | 100,000 | [1],[2] | $ 0
Revolving Credit Facility Expiring March 29, 2025 2 [Member] |  |  |  |
Revolving credit facilities | [3],[6],[7],[8] | $ 21,000 |  |
[1] | As of June 30, 2024, the Prime Rate was 8.50% and the Secured Overnight Financing Rate ("SOFR") was 5.33%.
[2] | As of September 30, 2024, the Prime Rate was 8.00%, the Term Secured Overnight Financing Rate ("Term SOFR") was 4.85% and the Secured Overnight Financing Rate ("SOFR") was 4.96%.
[3] | See below for additional information.
[4] | Loan is subject to certain affirmative covenants, including a coverage ratio, a leverage ratio and a collateral performance test, the failure of which could result in required early repayment of all or a portion of the outstanding balance by our CAR Auto Finance operations.
[5] | These notes reflect modifications to either extend the maturity date, increase the loan amount or both, and are treated as accounting modifications.
[6] | Loans are associated with VIEs. See Note 7, "Variable Interest Entities" for more information.
[7] | Loans are subject to certain affirmative covenants tied to default rates and other performance metrics the failure of which could result in required early repayment of the remaining unamortized balances of the notes.
[8] | Creditors do not have recourse against the general assets of the Company but only to the collateral within the VIEs.

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