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Note 2 - Significant Accounting Policies and Condensed Consolidated Financial Statement Components (Tables)

9 Months Ended

Sep. 30, 2024

Notes Tables

Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]

For the Three Months Ended September 30,		2024				2023
Allowances for credit losses:
Balance at beginning of period		$	(2.4	)		$	(1.7	)
Provision for credit losses			(4.6	)			(0.5	)
Charge-offs			3.1				0.9
Recoveries			(0.7	)			(0.5	)
Balance at end of period		$	(4.6	)		$	(1.8	)

For the Nine Months Ended September 30,		2024				2023
Allowances for credit losses:
Balance at beginning of period		$	(1.8	)		$	(1.6	)
Provision for credit losses			(9.3	)			(1.6	)
Charge-offs			8.4				2.8
Recoveries			(1.9	)			(1.4	)
Balance at end of period		$	(4.6	)		$	(1.8	)

		September 30,				December 31,
As of		2024				2023
Allowances for credit losses:
Balance at end of period individually evaluated for impairment		$	(0.6	)		$	—
Balance at end of period collectively evaluated for impairment		$	(4.0	)		$	(1.8	)
Loans at amortized cost:
Loans at amortized cost		$	110.6			$	118.0
Loans at amortized cost individually evaluated for impairment		$	3.4			$	—
Loans at amortized cost collectively evaluated for impairment		$	107.2			$	118.0

Financing Receivable, Past Due [Table Text Block]

		September 30,				December 31,
As of		2024				2023
30-59 days past due		$	8.9			$	9.4
60-89 days past due			3.8				3.4
90 or more days past due			5.3				3.5
Delinquent loans at amortized cost			18.0				16.3
Current loans at amortized cost			92.6				101.7
Total loans at amortized cost		$	110.6			$	118.0
Balance of loans greater than 90-days delinquent still accruing interest and fees		$	3.8			$	2.6

Disaggregation of Revenue [Table Text Block]

For the Three Months Ended September 30, 2024		CaaS				Auto Finance				Total
Interchange revenues, net (1)		$	5,001			$	—			$	5,001
Servicing income			2,871				186				3,057
Service charges and other customer related fees			8,922				13				8,935
Total revenue from contracts with customers		$	16,794			$	199			$	16,993

For the Nine Months Ended September 30, 2024		CaaS				Auto Finance				Total
Interchange revenues, net (1)		$	14,448			$	—			$	14,448
Servicing income			6,055				576				6,631
Service charges and other customer related fees			21,549				46				21,595
Total revenue from contracts with customers		$	42,052			$	622			$	42,674

For the Three Months Ended September 30, 2023		CaaS				Auto Finance				Total
Interchange revenues, net (1)		$	5,790			$	—			$	5,790
Servicing income			943				179				1,122
Service charges and other customer related fees			3,447				19				3,466
Total revenue from contracts with customers		$	10,180			$	198			$	10,378

For the Nine Months Ended September 30, 2023		CaaS				Auto Finance				Total
Interchange revenues, net (1)		$	15,409			$	—			$	15,409
Servicing income			2,284				559				2,843
Service charges and other customer related fees			6,829				56				6,885
Total revenue from contracts with customers		$	24,522			$	615			$	25,137

X

- Definition

Tabular disclosure of disaggregation of revenue into categories depicting how nature, amount, timing, and uncertainty of revenue and cash flows are affected by economic factor.

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