XML 59 R48.htm IDEA: XBRL DOCUMENT v3.24.3
Note 9 - Notes Payable (Details Textual) - USD ($)
$ in Thousands
 1 Months Ended 3 Months Ended 9 Months Ended
Jul. 31, 2024
May 31, 2024
Nov. 30, 2023
Sep. 30, 2023
Sep. 30, 2022
May 31, 2022
Nov. 30, 2021
Jun. 30, 2021
Oct. 31, 2020
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Feb. 29, 2024
Dec. 31, 2023
Aug. 31, 2022
Jan. 31, 2021
Aug. 31, 2019
Jun. 30, 2019
Dec. 31, 2018
Dec. 31, 2017
Oct. 31, 2015
Long-Term Line of Credit                   $ 2,011,159   $ 2,011,159     $ 1,838,647              
Proceeds from Issuance of Long-term Debt, Total                 $ 250,000                          
Term Note [Member]                                            
Long-term Debt, Total                                   $ 17,400        
Senior Notes 2026 [Member]                                            
Debt Instrument, Interest Rate, Stated Percentage             6.125%                              
Debt Instrument, Face Amount             $ 150,000                              
Amortization of Debt Issuance Costs                   400 $ 400 1,100 $ 1,100                  
Extinguishment of Debt, Amount                   0 $ 300 400 $ 1,100                  
Senior Notes 2029 [Member]                                            
Debt Instrument, Interest Rate, Stated Percentage 9.25%                                          
Debt Instrument, Face Amount $ 60,000                         $ 57,200                
Amortization of Debt Issuance Costs                   300   500                    
Revolving Credit Facility Expiring October 30, 2025 [Member]                                            
Line of Credit Facility, Maximum Borrowing Capacity                   50,000 [1],[2]   50,000 [1],[2]     50,000              
Long-Term Line of Credit [3],[4],[5],[6]                   49,800 [1],[2]   49,800 [1],[2]     38,600              
Revolving Credit Facility Expiring November 1, 2025 1[Member]                                            
Line of Credit Facility, Maximum Borrowing Capacity                   65,000   65,000                    
Long-Term Line of Credit                   34,400   34,400                    
Revolving Credit Facility Expiring July 20, 2025 [Member]                                            
Line of Credit Facility, Maximum Borrowing Capacity                   50,000 [1],[2]   50,000 [1],[2]     50,000           $ 50,000  
Long-Term Line of Credit [3],[4],[5],[6]                   24,700 [1],[2]   $ 24,700 [1],[2]     47,500              
Debt Instrument, Basis Spread on Variable Rate                       3.60%                    
Revolving Credit Facility Expiring December 15, 2025 [Member]                                            
Line of Credit Facility, Maximum Borrowing Capacity                   100,000 [1],[2]   $ 100,000 [1],[2]     100,000         $ 100,000    
Long-Term Line of Credit [3],[4],[5],[6],[7]                   0 [1],[2]   0 [1],[2]     0              
Revolving Credit Facility Expiring December 11, 2024 [Member]                                            
Line of Credit Facility, Maximum Borrowing Capacity                   20,000 [1],[2]   20,000 [1],[2]     20,000       $ 20,000      
Long-Term Line of Credit [3],[4],[5],[6]                   16,800 [1],[2]   16,800 [1],[2]     14,300              
Revolving Credit Facility Expiring July 31, 2026 [Member]                                            
Line of Credit Facility, Maximum Borrowing Capacity                                 $ 50,000          
Long-Term Line of Credit                   50,000   50,000                    
Revolving Credit Facility Expiring December 15, 2026 [Member]                                            
Line of Credit Facility, Maximum Borrowing Capacity                   300,000 [1],[2]   300,000 [1],[2]     300,000              
Long-Term Line of Credit [3],[4],[5],[7]                   300,000 [1],[2]   300,000 [1],[2]     300,000              
Proceeds from Issuance of Long-term Debt, Total               $ 300,000                            
Asset Backed Securities, Term of Revolving Structure (Year)               4 years                            
Asset Backed Securities, Weighted Average Interest Rate               4.24%                            
Revolving Credit Facility Expiring December 15, 2026 [Member] | Minimum [Member]                                            
Asset Backed Securities, Term of Revolving Structure, Subsequent Amortization Period (Month)               11 months                            
Revolving Credit Facility Expiring December 15, 2026 [Member] | Maximum [Member]                                            
Asset Backed Securities, Term of Revolving Structure, Subsequent Amortization Period (Month)               18 months                            
Revolving Credit Facility Expiring May 15, 2026 [Member]                                            
Line of Credit Facility, Maximum Borrowing Capacity                   300,000 [1],[2]   300,000 [1],[2]     300,000              
Long-Term Line of Credit [3],[4],[5],[6],[7]                   300,000 [1],[2]   300,000 [1],[2]     300,000              
Proceeds from Issuance of Long-term Debt, Total             $ 300,000                              
Asset Backed Securities, Term of Revolving Structure (Year)             3 years                              
Asset Backed Securities, Term of Revolving Structure, Subsequent Amortization Period (Month)             18 months                              
Asset Backed Securities, Weighted Average Interest Rate             3.53%                              
Revolving Credit Facility, Sold May 2022, Expiring November 15, 2028 [Member]                                            
Line of Credit Facility, Maximum Borrowing Capacity           $ 325,000       325,000 [1],[2]   325,000 [1],[2]     325,000              
Long-Term Line of Credit [3],[4],[5],[7]                   325,000 [1],[2]   325,000 [1],[2]     250,000              
Asset Backed Securities, Term of Revolving Structure (Year)           5 years                                
Asset Backed Securities, Term of Revolving Structure, Subsequent Amortization Period (Month)           18 months                                
Asset Backed Securities, Weighted Average Interest Rate           6.33%                                
Revolving Credit Facility Expiring August 5, 2024 [Member]                                            
Line of Credit Facility, Maximum Borrowing Capacity                               $ 158,300            
Long-Term Line of Credit                   0   0                    
Revolving Credit Facility Expiring March 15, 2027 [Member]                                            
Line of Credit Facility, Maximum Borrowing Capacity                   100,000 [1],[2]   100,000 [1],[2]     100,000              
Long-Term Line of Credit [3],[4],[5],[7]                   100,000 [1],[2]   100,000 [1],[2]     100,000              
Proceeds from Issuance of Long-term Debt, Total         $ 100,000                                  
Asset Backed Securities, Term of Revolving Structure (Year)         3 years                                  
Asset Backed Securities, Term of Revolving Structure, Subsequent Amortization Period (Month)         18 months                                  
Asset Backed Securities, Weighted Average Interest Rate         7.32%                                  
Revolving Credit Facility Expiring May 26, 2026 [Member]                                            
Line of Credit Facility, Maximum Borrowing Capacity                   25,000   25,000                    
Long-Term Line of Credit                   12,500   12,500                    
Revolving Credit Facility Expiring February 15, 2028 [Member]                                            
Line of Credit Facility, Maximum Borrowing Capacity                   300,000 [1],[2]   300,000 [1],[2]     300,000              
Long-Term Line of Credit [3],[4],[5]                   300,000 [1],[2]   300,000 [1],[2]     300,000              
Proceeds from Issuance of Long-term Debt, Total       $ 300,000                                    
Asset Backed Securities, Term of Revolving Structure (Year)       3 years                                    
Asset Backed Securities, Term of Revolving Structure, Subsequent Amortization Period (Month)       18 months                                    
Asset Backed Securities, Weighted Average Interest Rate       9.51%             9.51%   9.51%                  
Revolving Credit Facility Expiring May 17, 2027 [Member]                                            
Line of Credit Facility, Maximum Borrowing Capacity                   150,000 [1],[2]   150,000 [1],[2]     150,000              
Long-Term Line of Credit [3],[4],[5],[7]                   150,000 [1],[2]   150,000 [1],[2]     150,000              
Proceeds from Issuance of Long-term Debt, Total     $ 150,000                                      
Asset Backed Securities, Term of Revolving Structure (Year)     2 years                                      
Asset Backed Securities, Term of Revolving Structure, Subsequent Amortization Period (Month)     18 months                                      
Asset Backed Securities, Weighted Average Interest Rate     9.39%                                      
Revolving Credit Facility, Sold May 2024, Expiring November 15, 2028 [Member]                                            
Line of Credit Facility, Maximum Borrowing Capacity                   250,000 [1],[2]   250,000 [1],[2]     250,000              
Long-Term Line of Credit [3],[4],[5],[7]                   250,000 [1],[2]   250,000 [1],[2]     $ 0              
Proceeds from Issuance of Long-term Debt, Total   $ 250,000                                        
Asset Backed Securities, Term of Revolving Structure (Year)   3 years                                        
Asset Backed Securities, Term of Revolving Structure, Subsequent Amortization Period (Month)   18 months                                        
Asset Backed Securities, Weighted Average Interest Rate   8.86%                                        
Revolving Credit Facility Sold July 2024 Expiring March 29, 2025 [Member]                                            
Long-Term Line of Credit                   100,000   100,000                    
Proceeds from Issuance of Long-term Debt, Total 150,000                                          
Revolving Credit Facility Sold July 2024 Expiring March 29, 2029 [Member]                                            
Line of Credit Facility, Maximum Borrowing Capacity $ 32,800                                          
Long-Term Line of Credit                   $ 21,000   $ 21,000                    
Prime Rate [Member]                                            
Debt Instrument, Variable Rate                   8.00%   8.00%                    
Prime Rate [Member] | Revolving Credit Facility Expiring July 31, 2026 [Member] | Minimum [Member]                                            
Debt Instrument, Interest Rate, Stated Percentage                   4.00%   4.00%                    
Term Secured Overnight Financing Rate [Member]                                            
Debt Instrument, Variable Rate                   4.85%   4.85%                    
Term Secured Overnight Financing Rate [Member] | Revolving Credit Facility Expiring May 26, 2026 [Member]                                            
Debt Instrument, Basis Spread on Variable Rate                       3.75%                    
Term Secured Overnight Financing Rate [Member] | Revolving Credit Facility Sold July 2024 Expiring March 29, 2025 [Member]                                            
Debt Instrument, Basis Spread on Variable Rate                       2.15%                    
Term Secured Overnight Financing Rate [Member] | Revolving Credit Facility Sold July 2024 Expiring March 29, 2029 [Member]                                            
Debt Instrument, Basis Spread on Variable Rate                       2.50%                    
Secured Overnight Financing Rate (SOFR) [Member]                                            
Debt Instrument, Variable Rate                   496.00%   496.00%                    
Secured Overnight Financing Rate (SOFR) [Member] | Revolving Credit Facility Expiring October 30, 2025 [Member]                                            
Debt Instrument, Basis Spread on Variable Rate                       3.00%                    
Secured Overnight Financing Rate (SOFR) [Member] | Revolving Credit Facility Expiring November 1, 2025 1[Member] | Minimum [Member]                                            
Debt Instrument, Basis Spread on Variable Rate                       2.25%                    
Secured Overnight Financing Rate (SOFR) [Member] | Revolving Credit Facility Expiring November 1, 2025 1[Member] | Maximum [Member]                                            
Debt Instrument, Basis Spread on Variable Rate                       2.60%                    
Secured Overnight Financing Rate (SOFR) [Member] | Revolving Credit Facility Expiring July 20, 2025 [Member]                                            
Long-Term Line of Credit                   $ 24,700   $ 24,700                    
Secured Overnight Financing Rate (SOFR) [Member] | Revolving Credit Facility Expiring December 15, 2025 [Member]                                            
Debt Instrument, Basis Spread on Variable Rate                       3.75%                    
Secured Overnight Financing Rate (SOFR) [Member] | Revolving Credit Facility Expiring August 5, 2024 [Member]                                            
Debt Instrument, Basis Spread on Variable Rate                       1.80%                    
Revolving Credit Facility Expiring October 30, 2025 [Member]                                            
Line of Credit Facility, Maximum Borrowing Capacity                                           $ 50,000
Long-Term Line of Credit                   $ 49,800   $ 49,800                    
[1] As of June 30, 2024, the Prime Rate was 8.50% and the Secured Overnight Financing Rate ("SOFR") was 5.33%.
[2] As of September 30, 2024, the Prime Rate was 8.00%, the Term Secured Overnight Financing Rate ("Term SOFR") was 4.85% and the Secured Overnight Financing Rate ("SOFR") was 4.96%.
[3] Loans are associated with VIEs. See Note 7, "Variable Interest Entities" for more information.
[4] Loans are subject to certain affirmative covenants tied to default rates and other performance metrics the failure of which could result in required early repayment of the remaining unamortized balances of the notes.
[5] See below for additional information.
[6] These notes reflect modifications to either extend the maturity date, increase the loan amount or both, and are treated as accounting modifications.
[7] Creditors do not have recourse against the general assets of the Company but only to the collateral within the VIEs.