<SEC-DOCUMENT>0001437749-24-002207.txt : 20240125
<SEC-HEADER>0001437749-24-002207.hdr.sgml : 20240125
<ACCEPTANCE-DATETIME>20240125170559
ACCESSION NUMBER:		0001437749-24-002207
CONFORMED SUBMISSION TYPE:	FWP
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20240125
DATE AS OF CHANGE:		20240125

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Atlanticus Holdings Corp
		CENTRAL INDEX KEY:			0001464343
		STANDARD INDUSTRIAL CLASSIFICATION:	PERSONAL CREDIT INSTITUTIONS [6141]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				582336689
		STATE OF INCORPORATION:			GA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-255834
		FILM NUMBER:		24563101

	BUSINESS ADDRESS:	
		STREET 1:		FIVE CONCOURSE PARKWAY
		STREET 2:		SUITE 300
		CITY:			ATLANTA
		STATE:			GA
		ZIP:			30328
		BUSINESS PHONE:		770-828-2000

	MAIL ADDRESS:	
		STREET 1:		FIVE CONCOURSE PARKWAY
		STREET 2:		SUITE 300
		CITY:			ATLANTA
		STATE:			GA
		ZIP:			30328

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CompuCredit Holdings Corp
		DATE OF NAME CHANGE:	20090515

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Atlanticus Holdings Corp
		CENTRAL INDEX KEY:			0001464343
		STANDARD INDUSTRIAL CLASSIFICATION:	PERSONAL CREDIT INSTITUTIONS [6141]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				582336689
		STATE OF INCORPORATION:			GA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP

	BUSINESS ADDRESS:	
		STREET 1:		FIVE CONCOURSE PARKWAY
		STREET 2:		SUITE 300
		CITY:			ATLANTA
		STATE:			GA
		ZIP:			30328
		BUSINESS PHONE:		770-828-2000

	MAIL ADDRESS:	
		STREET 1:		FIVE CONCOURSE PARKWAY
		STREET 2:		SUITE 300
		CITY:			ATLANTA
		STATE:			GA
		ZIP:			30328

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CompuCredit Holdings Corp
		DATE OF NAME CHANGE:	20090515
</SEC-HEADER>
<DOCUMENT>
<TYPE>FWP
<SEQUENCE>1
<FILENAME>atlc20240124_fwp.htm
<DESCRIPTION>FORM FWP
<TEXT>
<html><head>
	<title>atlc20240124_fwp.htm</title>

	<!-- Generated by ThunderDome Portal - 1/25/2024 8:30:40 PM --><meta charset="utf-8"><meta name="format-detection" content="telephone=no">
</head>
<body style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; padding: 0in 0.1in; cursor: auto;">
<p style="text-align:center;font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&nbsp;</p>

<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt 0pt 0pt 8pt;">Issuer Free Writing Prospectus</p>

<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt 0pt 0pt 8pt;">Filed pursuant to Rule 433</p>

<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt 0pt 0pt 8pt;">Registration No. 333-255834</p>

<p style="margin: 0pt; font-family: &quot;Times New Roman&quot;; font-size: 10pt;">&nbsp;</p>

<div style="text-align: center;"><img alt="atlanticuscur.jpg" src="atlanticuscur.jpg"></div>

<p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&nbsp;</p>

<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;">Atlanticus Holdings Corporation</p>

<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>9.25% Senior Notes due 2029</b></p>

<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;">&nbsp;</p>

<table border="0" cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;margin-left:auto;margin-right:auto;">

		<tr style="background-color: rgb(204, 238, 255);">
			<td colspan="2" style="vertical-align: top; width: 37%;">
			<p style="font-family:Times New Roman;font-size:12pt;font-variant:normal;text-align:center;margin:0pt;"><b>Term Sheet</b></p>
			</td>
		</tr>
		<tr>
			<td colspan="2" style="vertical-align: top; width: 37%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">Term Sheet dated January 25, 2024 to the Preliminary Prospectus Supplement dated January 24, 2024 of Atlanticus Holdings Corporation. This Term Sheet is qualified in its entirety by reference to the Preliminary Prospectus Supplement. The information in this Term Sheet supplements the Preliminary Prospectus Supplement and supersedes the information in the Preliminary Prospectus Supplement to the extent it is inconsistent with the information in the Preliminary Prospectus Supplement. Capitalized terms used in this Term Sheet but not defined have the meanings given to them in the Preliminary Prospectus Supplement.</p>

			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">&nbsp;</p>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Issuer</b></p>
			</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">Atlanticus Holdings Corporation</p>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">&nbsp;</td>
			<td style="vertical-align: top; width: 63%;">&nbsp;</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Title of Securities</b></p>
			</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">9.25% Senior Notes Due 2029 (the &#8220;Notes&#8221;)</p>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">&nbsp;</td>
			<td style="vertical-align: top; width: 63%;">&nbsp;</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Type:</b></p>
			</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">SEC Registered</p>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">&nbsp;</td>
			<td style="vertical-align: top; width: 63%;">&nbsp;</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Trade Date</b></p>
			</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">January 26, 2024</p>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">&nbsp;</td>
			<td style="vertical-align: top; width: 63%;">&nbsp;</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Settlement Date</b></p>
			</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">January 30, 2024</p>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">&nbsp;</td>
			<td style="vertical-align: top; width: 63%;">&nbsp;</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Listing</b></p>
			</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">Expected NASDAQ &#8220;ATLCZ&#8221;</p>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">&nbsp;</td>
			<td style="vertical-align: top; width: 63%;">&nbsp;</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Size</b></p>
			</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">$50,000,000</p>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">&nbsp;</td>
			<td style="vertical-align: top; width: 63%;">&nbsp;</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Option</b></p>
			</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">Up to $7,500,000</p>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">&nbsp;</td>
			<td style="vertical-align: top; width: 63%;">&nbsp;</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Maturity Date</b></p>
			</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">January 31, 2029</p>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">&nbsp;</td>
			<td style="vertical-align: top; width: 63%;">&nbsp;</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Rating</b></p>
			</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">The Notes have received an &#8220;A&#8221;&nbsp;rating from Egan-Jones, an independent, unaffiliated rating agency. Ratings are not a recommendation to purchase, hold or sell notes, inasmuch as the ratings do not comment as to market price or suitability for a particular investor. The ratings are based upon current information furnished to the rating agency by the Issuer and information obtained by the rating agency from other sources. The ratings are only accurate as of the date thereof and may be changed, superseded or withdrawn as a result of changes in, or unavailability of, such information, and therefore a prospective purchaser should check the current ratings before purchasing the Notes. Each rating should be evaluated independently of any other rating.</p>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">&nbsp;</td>
			<td style="vertical-align: top; width: 63%;">&nbsp;</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Annual Coupon:</b></p>
			</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">9.25%, paid quarterly in arrears</p>
			</td>
		</tr>

</table>

<p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">&nbsp;</p>

<div class="PGBK" style="width: 100%; margin-left: 0pt; margin-right: 0pt">
<div class="PGFTR" style="text-align: center; width: 100%">
<div class="hf-row">
<div class="hf-cell PGNUM">&nbsp;</div>
</div>
</div>

<hr style="PAGE-BREAK-AFTER: always; border: none; width: 100%; height: 2px; color: #000000; background-color: #000000">
<div class="PGHDR" style="text-align: left; width: 100%">
<div class="hf-row">
<div class="hf-cell TOCLink">&nbsp;</div>
</div>
</div>
</div>

<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left">&nbsp;</p>

<table border="0" cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;margin-left:auto;margin-right:auto;">

		<tr>
			<td style="vertical-align: top; width: 37%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Interest Payment Dates</b></p>
			</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">January 15, April 15, July 15 and October 15, commencing April 15, 2024, and at maturity</p>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">&nbsp;</td>
			<td style="vertical-align: top; width: 63%;">&nbsp;</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Price to the Public</b></p>
			</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">100%</p>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">&nbsp;</td>
			<td style="vertical-align: top; width: 63%;">&nbsp;</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Day Count</b></p>
			</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">30/360</p>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">&nbsp;</td>
			<td style="vertical-align: top; width: 63%;">&nbsp;</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Optional Redemption</b></p>
			</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">We may redeem the Notes for cash in whole or in part at any time at our option. Prior to January 31, 2026, the redemption price will be $25.00 per $25.00 principal amount of Notes, plus a &#8220;make-whole&#8221;&nbsp;premium calculated as described in the Preliminary Prospectus Supplement. Thereafter, we may redeem the Notes for cash (i) on or after January 31, 2026 and prior to January 31, 2027 at a price equal to $25.50 per $25.00 principal amount of Notes, (ii) on or after January 31, 2027 and prior to January 31, 2028 at a price equal to $25.25 per $25.00 principal amount of Notes, and (iii) on or after January 31, 2028 at a price equal to $25.00 per $25.00 principal amount of Notes, plus (in each case noted above) accrued and unpaid interest to, but excluding, the date of redemption.</p>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">&nbsp;</td>
			<td style="vertical-align: top; width: 63%;">&nbsp;</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Minimum </b></p>

			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Denomination/Multiples</b></p>

			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">&nbsp;</p>

			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Purchase of the Notes Upon </b></p>

			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Delisting Event</b></p>
			</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">$25.00/$25.00</p>

			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">&nbsp;</p>

			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">&nbsp;</p>

			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">Upon the occurrence of a Delisting Event, the Company must offer to purchase the Notes at 100% of their principal amount, plus accrued and unpaid interest, if any, to but excluding the date of the purchase.</p>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">&nbsp;</td>
			<td style="vertical-align: top; width: 63%;">&nbsp;</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>CUSIP/ISIN</b></p>
			</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">04914Y 409 / US04914Y4098</p>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">&nbsp;</td>
			<td style="vertical-align: top; width: 63%;">&nbsp;</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Book-Running Managers</b></p>
			</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">B. Riley Securities, Inc.</p>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">&nbsp;</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">Janney Montgomery Scott LLC</p>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">&nbsp;</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">Ladenburg Thalmann &amp; Co. Inc.</p>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">&nbsp;</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">William Blair &amp; Company, L.L.C.</p>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">&nbsp;</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">BTIG, LLC</p>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">&nbsp;</td>
			<td style="vertical-align: top; width: 63%;">&nbsp;</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 37%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Co-Manager</b></p>
			</td>
			<td style="vertical-align: top; width: 63%;">
			<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">Brownstone Investment Group, LLC</p>
			</td>
		</tr>

</table>

<p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&nbsp;</p>

<p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&nbsp;</p>

<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>This communication is intended for the sole use of the person to whom it is provided by the issuer.</b></p>

<p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&nbsp;</p>

<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">The issuer has filed a registration statement (including a base prospectus dated May 13, 2021) and a preliminary prospectus supplement dated January 24, 2024 with the Securities and Exchange Commission (&#8220;SEC&#8221;) for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering.</p>

<p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&nbsp;</p>

<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>You may get these documents for free by visiting EDGAR on the SEC Web site at </b><b><i>www.sec.gov.</i></b><b> Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus and related preliminary prospectus supplement if you request them from B. Riley Securities at 1300 17th Street, Suite 1300, Arlington, VA 22209, or by calling (703) 312-9580, or by emailing prospectuses@brileyfin.com.</b></p>

<p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&nbsp;</p>

<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>ANY DISCLAIMERS OR OTHER NOTICES THAT MAY APPEAR BELOW ARE NOT APPLICABLE TO THIS COMMUNICATION AND SHOULD BE DISREGARDED. SUCH DISCLAIMERS OR OTHER NOTICES WERE AUTOMATICALLY GENERATED AS A RESULT OF THIS COMMUNICATION BEING SENT VIA BLOOMBERG OR ANOTHER E-MAIL SYSTEM.</b></p>

<div class="LAST-PAGE-BREAK">
<div class="PGFTR">
<div class="hf-row">
<div class="hf-cell PGNUM">&nbsp;</div>
</div>
</div>
</div>


</body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>atlanticuscur.jpg
<TEXT>
begin 644 atlanticuscur.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  (! 0(! 0(" @(" @(" P4# P,#
M P8$! ,%!P8'!P<&!P<("0L)" @*" <'"@T*"@L,# P,!PD.#PT,#@L,# S_
MVP!# 0(" @,# P8# P8," <(# P,# P,# P,# P,# P,# P,# P,# P,# P,
M# P,# P,# P,# P,# P,# P,# P,# S_P  1" !A 6,# 2(  A$! Q$!_\0
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MV7O"?PWT#;-#H-J/ME[L"OJ=[)\]S=-[R2%B!_"NU>BBORX_X.XO^0G\!O\
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MTB^[^-.IJ# I<UY![@M%-+@4GG<]&_[Y- #Z*:'!/OZ4N<?_ *J %HI-V?\
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M1@R, >ZL 0>H(!%>+4G&&+E.2NE)Z=]3Z*E3E4P480ERMQ6O;0_G%M/V+_\
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MAUR.QY%3G^#I4:D:M%6C-7L7PQF%:O2G1KN\J;M?N?A#_P '&?[4WQ9^ O\
MP4)ATOPA\3/'GA?1;WPAI]XMCI.NW%G;+(9;E'<(C!=QV#)QDX'I70?M6?\
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MTK\U/^#I\_\ &M_1/^Q]TS_TFO:_2DO7YU?\'/?A*Y\2_P#!,:6]@1C%X?\
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M$NOV[Y?^"BW[+D7Q(F\-1>$GGU>]TS^S8[\WHB%NX4,93''DL#G[H K\4?\
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M?\$\O^"NOQ<_X)L7UYI?AJ:SUWPC<W32W_A;6ED-M%/T>2%E(DM9CCYL?*Q
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6/RHHI#$/6G?Q?Y]:**8AU%%%(#__V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
