<SEC-DOCUMENT>0001437749-24-011225.txt : 20240405
<SEC-HEADER>0001437749-24-011225.hdr.sgml : 20240405
<ACCEPTANCE-DATETIME>20240405163051
ACCESSION NUMBER:		0001437749-24-011225
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		16
CONFORMED PERIOD OF REPORT:	20240401
ITEM INFORMATION:		Changes in Registrant's Certifying Accountant
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20240405
DATE AS OF CHANGE:		20240405

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Atlanticus Holdings Corp
		CENTRAL INDEX KEY:			0001464343
		STANDARD INDUSTRIAL CLASSIFICATION:	PERSONAL CREDIT INSTITUTIONS [6141]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				582336689
		STATE OF INCORPORATION:			GA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-40485
		FILM NUMBER:		24826938

	BUSINESS ADDRESS:	
		STREET 1:		FIVE CONCOURSE PARKWAY
		STREET 2:		SUITE 300
		CITY:			ATLANTA
		STATE:			GA
		ZIP:			30328
		BUSINESS PHONE:		770-828-2000

	MAIL ADDRESS:	
		STREET 1:		FIVE CONCOURSE PARKWAY
		STREET 2:		SUITE 300
		CITY:			ATLANTA
		STATE:			GA
		ZIP:			30328

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CompuCredit Holdings Corp
		DATE OF NAME CHANGE:	20090515
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>atlc20240404_8k.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<XBRL>
<?xml version='1.0' encoding='ASCII'?>
<html xmlns="http://www.w3.org/1999/xhtml" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:naics="http://xbrl.sec.gov/naics/2023" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:us-types="http://fasb.org/us-types/2023" xmlns:utreg="http://www.xbrl.org/2009/utr" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:us-roles="http://fasb.org/us-roles/2020-01-31" xmlns:stpr="http://xbrl.sec.gov/stpr/2023" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2020-01-21" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:thunderdome="http://www.RDGFilings.com" xmlns:utr="http://www.xbrl.org/2009/utr" xmlns:xs="http://www.w3.org/2001/XMLSchema-instance" xmlns:dei="http://xbrl.sec.gov/dei/2023" xmlns:us-gaap="http://fasb.org/us-gaap/2023" xmlns:country="http://xbrl.sec.gov/country/2023" xmlns:rr="http://xbrl.sec.gov/rr/2018-01-31" xmlns:sic="http://xbrl.sec.gov/sic/2023" xmlns:currency="http://xbrl.sec.gov/currency/2023" xmlns:exch="http://xbrl.sec.gov/exch/2023" xmlns:srt="http://fasb.org/srt/2023" xmlns:atlc="http://www.atlc.com/20240401"><head>
	<title>atlc20240404_8k.htm</title>

	<!-- Generated by ThunderDome Portal - 4/4/2024 11:35:38 PM -->
<meta http-equiv="Content-Type" content="text/html"/></head>
<body style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; padding: 0in 0.1in; cursor: auto;"><div style="display: none">
<ix:header>
<ix:hidden>
<ix:nonNumeric contextRef="d20248K" name="dei:AmendmentFlag" id="ixv-349">false</ix:nonNumeric>
<ix:nonNumeric contextRef="d20248K" name="dei:EntityCentralIndexKey" id="ixv-350">0001464343</ix:nonNumeric>

</ix:hidden>
<ix:references>
<link:schemaRef xlink:href="atlc-20240401.xsd" xlink:type="simple"/>
</ix:references>
<ix:resources>
<xbrli:context id="d20248K">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001464343</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>2024-04-01</xbrli:startDate>
<xbrli:endDate>2024-04-01</xbrli:endDate>
</xbrli:period>
</xbrli:context>

<xbrli:context id="d20248K_StatementClassOfStockAxis_CommonStock">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001464343</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">atlc:CommonStockCustomMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>2024-04-01</xbrli:startDate>
<xbrli:endDate>2024-04-01</xbrli:endDate>
</xbrli:period>
</xbrli:context>

<xbrli:context id="d20248K_StatementClassOfStockAxis_7625SeriesBCumulativePerpetualPreferredStock">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001464343</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">atlc:SeriesBCumulativePerpetualPreferredStock7625CustomMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>2024-04-01</xbrli:startDate>
<xbrli:endDate>2024-04-01</xbrli:endDate>
</xbrli:period>
</xbrli:context>

<xbrli:context id="d20248K_StatementClassOfStockAxis_6125SeniorNotesDue2026">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001464343</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">atlc:SeniorNotesDue20266125CustomMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>2024-04-01</xbrli:startDate>
<xbrli:endDate>2024-04-01</xbrli:endDate>
</xbrli:period>
</xbrli:context>

<xbrli:context id="d20248K_StatementClassOfStockAxis_925SeniorNotesDue2029">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001464343</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">atlc:SeniorNotesDue2029925CustomMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>2024-04-01</xbrli:startDate>
<xbrli:endDate>2024-04-01</xbrli:endDate>
</xbrli:period>
</xbrli:context>



</ix:resources>
</ix:header>
</div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;">&#160;</div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>UNITED STATES</b></div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>SECURITIES AND EXCHANGE COMMISSION</b></div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>Washington, D.C. 20549</b></div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;">&#160;</div>

<hr style="text-align: center; height: 1px; color: #000000; background-color: #000000; width: 25%; border: none; margin: 3pt auto"/>
<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div style="font-family:Times New Roman;font-size:12pt;font-variant:normal;text-align:center;margin:0pt;"><b>FORM <ix:nonNumeric contextRef="d20248K" name="dei:DocumentType" id="ixv-19"><b>8-K</b></ix:nonNumeric></b></div>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>CURRENT REPORT</b></div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>Pursuant to Section 13 or 15(d) of the </b></div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>Securities Exchange Act of 1934</b></div>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;">Date of Report (Date of earliest event reported): <ix:nonNumeric contextRef="d20248K" format="ixt:datemonthdayyearen" name="dei:DocumentPeriodEndDate" id="ixv-30"><b>April 1, 2024</b></ix:nonNumeric></div>

<div style="text-align:center;font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"><img alt="atlc20240404_8kimg001.jpg" src="atlc20240404_8kimg001.jpg" style="width:340;height:101;"/></div>

<div style="font-family: Times New Roman; font-size: 14pt; font-variant: normal; text-align: center; margin: 0pt;"><ix:nonNumeric contextRef="d20248K" name="dei:EntityRegistrantName" id="ixv-35"><b>Atlanticus Holdings Corporation</b></ix:nonNumeric></div>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;">(Exact name of registrant as specified in its charter)</div>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<table cellpadding="0" cellspacing="0" style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 100%; margin-left: 0pt; margin-right: 0pt;">

		<tbody><tr style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<td style="vertical-align: bottom; width: 37%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><ix:nonNumeric contextRef="d20248K" format="ixt-sec:stateprovnameen" name="dei:EntityIncorporationStateCountryCode" id="ixv-47"><b>Georgia</b></ix:nonNumeric></div>
			</td>
			<td style="vertical-align: bottom; width: 26%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><ix:nonNumeric contextRef="d20248K" name="dei:EntityFileNumber" id="ixv-51"><b>000-53717</b></ix:nonNumeric></div>
			</td>
			<td style="vertical-align: bottom; width: 37%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><ix:nonNumeric contextRef="d20248K" name="dei:EntityTaxIdentificationNumber" id="ixv-55"><b>58-2336689</b></ix:nonNumeric></div>
			</td>
		</tr>
		<tr style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<td style="vertical-align: top; width: 37%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(State or other jurisdiction of incorporation)</div>
			</td>
			<td style="vertical-align: top; width: 26%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(Commission File Number)</div>
			</td>
			<td style="vertical-align: top; width: 37%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(I.R.S. Employer Identification No.)</div>
			</td>
		</tr>

</tbody></table>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><ix:nonNumeric contextRef="d20248K" name="dei:EntityAddressAddressLine1" id="ixv-67"><b>Five Concourse Parkway, Suite 300</b></ix:nonNumeric>, <ix:nonNumeric contextRef="d20248K" name="dei:EntityAddressCityOrTown" id="ixv-69"><b>Atlanta</b></ix:nonNumeric>, <ix:nonNumeric contextRef="d20248K" format="ixt-sec:stateprovnameen" name="dei:EntityAddressStateOrProvince" id="ixv-71"><b>Georgia</b></ix:nonNumeric> <ix:nonNumeric contextRef="d20248K" name="dei:EntityAddressPostalZipCode" id="ixv-73"><b>30328</b></ix:nonNumeric></b></div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;">(Address of principal executive offices)</div>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;">Registrant&#8217;s telephone number, including area code: <b><ix:nonNumeric contextRef="d20248K" name="dei:CityAreaCode" id="ixv-79"><b>770</b></ix:nonNumeric>-<ix:nonNumeric contextRef="d20248K" name="dei:LocalPhoneNumber" id="ixv-81"><b>828-2000</b></ix:nonNumeric></b></div>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 36pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</div>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px;">

		<tbody><tr style="vertical-align: top;">
			<td style="width: 36pt;">&#160;</td>
			<td style="width: 36pt;">
			<div style="margin: 0pt; text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><ix:nonNumeric contextRef="d20248K" format="ixt-sec:boolballotbox" name="dei:WrittenCommunications" id="ixv-392">&#9744;</ix:nonNumeric></div>
			</td>
			<td style="width: auto;">
			<div style="margin: 0pt; text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</div>
			</td>
		</tr>

</tbody></table>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px;">

		<tbody><tr style="vertical-align: top;">
			<td style="width: 36pt;">&#160;</td>
			<td style="width: 36pt;">
			<div style="margin: 0pt; text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><ix:nonNumeric contextRef="d20248K" format="ixt-sec:boolballotbox" name="dei:SolicitingMaterial" id="ixv-393">&#9744;</ix:nonNumeric></div>
			</td>
			<td style="width: auto;">
			<div style="margin: 0pt; text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</div>
			</td>
		</tr>

</tbody></table>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px;">

		<tbody><tr style="vertical-align: top;">
			<td style="width: 36pt;">&#160;</td>
			<td style="width: 36pt;">
			<div style="margin: 0pt; text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><ix:nonNumeric contextRef="d20248K" format="ixt-sec:boolballotbox" name="dei:PreCommencementTenderOffer" id="ixv-394">&#9744;</ix:nonNumeric></div>
			</td>
			<td style="width: auto;">
			<div style="margin: 0pt; text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</div>
			</td>
		</tr>

</tbody></table>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px;">

		<tbody><tr style="vertical-align: top;">
			<td style="width: 36pt;">&#160;</td>
			<td style="width: 36pt;">
			<div style="margin: 0pt; text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><ix:nonNumeric contextRef="d20248K" format="ixt-sec:boolballotbox" name="dei:PreCommencementIssuerTenderOffer" id="ixv-395">&#9744;</ix:nonNumeric></div>
			</td>
			<td style="width: auto;">
			<div style="margin: 0pt; text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</div>
			</td>
		</tr>

</tbody></table>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;">Securities registered pursuant to Section 12(b) of the Act:</div>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<table cellpadding="0" cellspacing="0" style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 100%; margin-left: 0pt; margin-right: 0pt;">

		<tbody><tr style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<td style="vertical-align: top; width: 40%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Title of class</div>
			</td>
			<td style="vertical-align: top; width: 20%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Trading Symbol</div>
			</td>
			<td style="vertical-align: top; width: 40%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Name of exchange on which registered</div>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 40%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&#160;</td>
			<td style="vertical-align: top; width: 20%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&#160;</td>
			<td style="vertical-align: top; width: 40%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&#160;</td>
		</tr>
		<tr style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<td style="vertical-align: top; width: 40%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><ix:nonNumeric contextRef="d20248K_StatementClassOfStockAxis_CommonStock" name="dei:Security12bTitle" id="ixv-141"><b>Common stock</b></ix:nonNumeric>, no par value</b></div>
			</td>
			<td style="vertical-align: top; width: 20%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><ix:nonNumeric contextRef="d20248K_StatementClassOfStockAxis_CommonStock" name="dei:TradingSymbol" id="ixv-145"><b>ATLC</b></ix:nonNumeric></div>
			</td>
			<td style="vertical-align: top; width: 40%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><ix:nonNumeric contextRef="d20248K_StatementClassOfStockAxis_CommonStock" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName" id="ixv-150"><b>Nasdaq</b></ix:nonNumeric> Global Select Market</b></div>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 40%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&#160;</td>
			<td style="vertical-align: top; width: 20%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&#160;</td>
			<td style="vertical-align: top; width: 40%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&#160;</td>
		</tr>
		<tr style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<td style="vertical-align: top; width: 40%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><ix:nonNumeric contextRef="d20248K_StatementClassOfStockAxis_7625SeriesBCumulativePerpetualPreferredStock" name="dei:Security12bTitle" id="ixv-160"><b><b>7.625% Series B Cumulative Perpetual Preferred Stock</b></b></ix:nonNumeric>, no par value</b></div>
			</td>
			<td style="vertical-align: top; width: 20%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><ix:nonNumeric contextRef="d20248K_StatementClassOfStockAxis_7625SeriesBCumulativePerpetualPreferredStock" name="dei:TradingSymbol" id="ixv-165"><b>ATLCP</b></ix:nonNumeric></div>
			</td>
			<td style="vertical-align: top; width: 40%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><ix:nonNumeric contextRef="d20248K_StatementClassOfStockAxis_7625SeriesBCumulativePerpetualPreferredStock" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName" id="ixv-169"><b>Nasdaq</b></ix:nonNumeric>&#160;<b>Global Select Market</b></div>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 40%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&#160;</td>
			<td style="vertical-align: top; width: 20%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&#160;</td>
			<td style="vertical-align: top; width: 40%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&#160;</td>
		</tr>
		<tr style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<td style="vertical-align: top; width: 40%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><ix:nonNumeric contextRef="d20248K_StatementClassOfStockAxis_6125SeniorNotesDue2026" name="dei:Security12bTitle" id="ixv-179"><b>6.125% Senior Notes due 2026</b></ix:nonNumeric></div>
			</td>
			<td style="vertical-align: top; width: 20%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><ix:nonNumeric contextRef="d20248K_StatementClassOfStockAxis_6125SeniorNotesDue2026" name="dei:TradingSymbol" id="ixv-183"><b>ATLCL</b></ix:nonNumeric></div>
			</td>
			<td style="vertical-align: top; width: 40%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><ix:nonNumeric contextRef="d20248K_StatementClassOfStockAxis_6125SeniorNotesDue2026" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName" id="ixv-187"><b>Nasdaq</b></ix:nonNumeric>&#160;<b>Global Select Market</b></div>
			</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 40%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&#160;</td>
			<td style="vertical-align: top; width: 20%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&#160;</td>
			<td style="vertical-align: top; width: 40%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&#160;</td>
		</tr>
		<tr style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<td style="vertical-align: top; width: 40%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><ix:nonNumeric contextRef="d20248K_StatementClassOfStockAxis_925SeniorNotesDue2029" name="dei:Security12bTitle" id="ixv-197"><b>9.25% Senior Notes due 2029</b></ix:nonNumeric></div>
			</td>
			<td style="vertical-align: top; width: 20%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><ix:nonNumeric contextRef="d20248K_StatementClassOfStockAxis_925SeniorNotesDue2029" name="dei:TradingSymbol" id="ixv-201"><b>ATLCZ</b></ix:nonNumeric></div>
			</td>
			<td style="vertical-align: top; width: 40%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><ix:nonNumeric contextRef="d20248K_StatementClassOfStockAxis_925SeniorNotesDue2029" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName" id="ixv-205"><b>Nasdaq</b></ix:nonNumeric>&#160;<b>Global Select Market</b></div>
			</td>
		</tr>

</tbody></table>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</div>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">Emerging growth company&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<ix:nonNumeric contextRef="d20248K" format="ixt-sec:boolballotbox" name="dei:EntityEmergingGrowthCompany" id="ixv-396">&#9744;</ix:nonNumeric></div>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#9744;</div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div class="PGBK" style="width: 100%; margin-left: 0pt; margin-right: 0pt">
<div class="PGFTR" style="text-align: center; width: 100%">
<div class="hf-row">
<div class="hf-cell PGNUM">&#160;</div>
</div>
</div>

<hr style="PAGE-BREAK-AFTER: always; border: none; width: 100%; height: 2px; color: #000000; background-color: #000000"/>
<div class="PGHDR" style="text-align: left; width: 100%">
<div class="hf-row">
<div class="hf-cell TOCLink">&#160;</div>
</div>
</div>
</div>

<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px;">

		<tbody><tr style="vertical-align: top;">
			<td style="width: 72pt;">
			<div style="margin: 0pt; text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b>Item 4.01.</b></div>
			</td>
			<td style="width: auto;">
			<div style="margin: 0pt; text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b>Changes in Registrant</b>&#8217;<b>s Certifying Accountant</b>.</div>
			</td>
		</tr>

</tbody></table>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;text-indent:36pt;">On April 1, 2024, Atlanticus Holdings Corporation (the &#8220;Company&#8221;) dismissed BDO USA, P.C. (&#8220;BDO&#8221;) as its independent registered public accounting firm and appointed Deloitte &amp; Touche LLP (&#8220;Deloitte&#8221;) as its independent registered public accounting firm for the Company&#8217;s fiscal year ending December 31, 2024. The decision to dismiss BDO and appoint Deloitte was approved by the Audit Committee of the Board of Directors (the &#8220;Audit Committee&#8221;) of the Company.</div>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;text-indent:36pt;">BDO&#8217;s reports on the Company&#8217;s consolidated financial statements as of and for the fiscal years ended December 31, 2023 and 2022 and the effectiveness of Atlanticus&#8217; internal control over financial reporting did not contain an adverse opinion or a disclaimer of opinion and were not qualified or modified as to uncertainty, audit scope, or accounting principles.</div>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;text-indent:36pt;">During the Company&#8217;s fiscal years ended December 31, 2023 and 2022 and the subsequent interim period through April 1, 2024, there were (i) no disagreements (as described in Item 304(a)(1)(iv) of Regulation S-K (&#8220;Regulation S-K&#8221;) under the Securities Exchange Act of 1934, as amended, and the related instructions) between the Company and BDO on any matter of accounting principles or practices, financial statement disclosure, or auditing scope or procedure, which, if not resolved to BDO&#8217;s satisfaction, would have caused BDO to make reference to the subject matter of the disagreements in connection with its report on the Company&#8217;s consolidated financial statements for such years, and (ii) no &#8220;reportable events&#8221; (within the meaning of Item 304(a)(1)(v) of Regulation S-K), other than, as previously disclosed, a material weakness in the Company&#8217;s internal control over financial reporting at June 30, 2023, March 31, 2023 and December 31, 2022. The material weakness related to the implementation of effective review controls and retention of sufficient documentary evidence to support the precision of review over the development of cash flow forecasts used in the calculation of the fair value estimate of loans, interest and fees receivable at fair value. The material weakness described above did not result in a misstatement to the Company&#8217;s annual or interim consolidated financial statements. As of September 30, 2023, the Company had remediated the material weakness. This reportable event was discussed among the Company&#8217;s management, the Audit Committee and BDO. BDO has been authorized by the Company to respond fully to the inquiries of Deloitte, the successor accountant, concerning this reportable event.</div>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;text-indent:36pt;">The Company provided BDO with a copy of the disclosures it is making in this Current Report on Form 8-K and requested that BDO furnish a letter addressed to the SEC stating whether or not it agrees with the statements made by the Company herein. A copy of BDO&#8217;s letter dated April 4, 2024, is filed as Exhibit 16.1 hereto.</div>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;text-indent:36pt;">During the fiscal years ended December 31, 2023 and 2022, and the subsequent interim period through April 1, 2024, neither the Company nor anyone acting on its behalf has consulted with Deloitte regarding (i) the application of accounting principles to a specific transaction, either completed or proposed, or the type of audit opinion that might be rendered on the Company&#8217;s financial statements or the effectiveness of internal control over financial reporting, and neither a written report nor oral advice was provided to the Company that Deloitte concluded was an important factor considered by the Company in reaching a decision as to any accounting, auditing, or financial reporting issue, (ii) any matter that was the subject of a disagreement within the meaning of Item 304(a)(1)(iv) of Regulation S-K and the related instructions, or (iii) any reportable event within the meaning of Item 304(a)(1)(v) of Regulation S-K.</div>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Item 9.01. Financial Statements and Exhibits.</b></div>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px;">

		<tbody><tr style="vertical-align: top;">
			<td style="width: 18pt;">
			<div style="font-family: 'Times New Roman', Times, serif;font-size: 10pt;font-variant:normal;margin:0pt;"><b><i>(d)</i></b></div>
			</td>
			<td style="width: auto;">
			<div style="font-family: 'Times New Roman', Times, serif;font-size: 10pt;font-variant:normal;text-align:justify;margin:0pt;"><b><i>Exhibits.</i></b></div>
			</td>
		</tr>

</tbody></table>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<table cellpadding="0" cellspacing="0" style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 100%; margin-left: 0pt; margin-right: 0pt;">

		<tbody><tr style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<td style="border-bottom: 1px solid rgb(0, 0, 0); vertical-align: top; width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Exhibit</b><br/>
			<b>No.</b></div>
			</td>
			<td style="vertical-align: top; width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&#160;</td>
			<td style="border-bottom: 1px solid rgb(0, 0, 0); vertical-align: bottom; width: 93%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Description</b></div>
			</td>
		</tr>
		<tr style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<td style="vertical-align: top; width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&#160;</td>
			<td style="vertical-align: top; width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&#160;</td>
			<td style="vertical-align: top; width: 93%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&#160;</td>
		</tr>
		<tr style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<td style="vertical-align: top; width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">16.1</div>
			</td>
			<td style="vertical-align: top; width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&#160;</td>
			<td style="vertical-align: top; width: 93%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><a href="ex_650324.htm" style="-sec-extract:exhibit;">Letter&#160;of BDO USA, P.C., dated April 4, 2024</a></div>
			</td>
		</tr>
		<tr style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<td style="vertical-align: top; width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&#160;</td>
			<td style="vertical-align: top; width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&#160;</td>
			<td style="vertical-align: top; width: 93%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&#160;</td>
		</tr>
		<tr style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<td style="vertical-align: top; width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">104</div>
			</td>
			<td style="vertical-align: top; width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&#160;</td>
			<td style="vertical-align: top; width: 93%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">
			<div style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Cover Page Interactive Data File (embedded within the Inline XBRL document).</div>
			</td>
		</tr>

</tbody></table>

<div style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">&#160;</div>

<div class="PGBK" style="width: 100%; margin-left: 0pt; margin-right: 0pt">
<div class="PGNUM" style="text-align: center; width: 100%">&#160;</div>

<hr style="PAGE-BREAK-AFTER: always; border: none; width: 100%; height: 2px; color: #000000; background-color: #000000"/>
<div class="PGHDR" style="text-align: left; width: 100%">&#160;</div>
</div>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>SIGNATURES</b></div>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 36pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</div>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;margin-left:auto;margin-right:auto;">

		<tbody><tr>
			<td style="vertical-align: top; width: 50%;">&#160;</td>
			<td colspan="2" rowspan="1" style="vertical-align: top; width: 2%;"><b>Atlanticus Holdings Corporation</b></td>
			<td rowspan="1" style="vertical-align: top; width: 20%;">&#160;</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 50%;">&#160;</td>
			<td style="vertical-align: top; width: 2%;">&#160;</td>
			<td style="vertical-align: top; width: 28%;">&#160;</td>
			<td style="vertical-align: top; width: 20%;">&#160;</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 50%;">&#160;</td>
			<td style="vertical-align: top; width: 2%;">&#160;</td>
			<td style="vertical-align: top; width: 28%;">&#160;</td>
			<td style="vertical-align: top; width: 20%;">&#160;</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 50%;">
			<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">Date: April 5, 2024</div>
			</td>
			<td style="vertical-align: top; width: 2%;">
			<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">By:&#160;</div>
			</td>
			<td style="vertical-align: top; width: 28%; border-bottom: 1px solid rgb(0, 0, 0);">
			<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">/s/ William R. McCamey</div>
			</td>
			<td style="vertical-align: top; width: 20%;">&#160;</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 50%;">&#160;</td>
			<td style="vertical-align: top; width: 2%;">&#160;</td>
			<td style="vertical-align: top; width: 28%;">
			<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">Name: William R. McCamey</div>
			</td>
			<td style="vertical-align: top; width: 20%;">&#160;</td>
		</tr>
		<tr>
			<td style="vertical-align: top; width: 50%;">&#160;</td>
			<td style="vertical-align: top; width: 2%;">&#160;</td>
			<td style="vertical-align: top; width: 28%;">
			<div style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">Title: Chief Financial Officer</div>
			</td>
			<td style="vertical-align: top; width: 20%;">&#160;</td>
		</tr>

</tbody></table>

<div style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&#160;</div>

<div class="LAST-PAGE-BREAK">
<div class="PGFTR">
<div class="hf-row">
<div class="hf-cell PGNUM">&#160;</div>
</div>
</div>
</div>


</body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-16.1
<SEQUENCE>2
<FILENAME>ex_650324.htm
<DESCRIPTION>EXHIBIT 16.1
<TEXT>
<html><head>
	<title>ex_650324.htm</title>

	<!-- Generated by ThunderDome Portal - 4/4/2024 11:35:48 PM --><meta charset="utf-8"><meta name="format-detection" content="telephone=no">
</head>
<body style="font-size:10pt;font-family:'Times New Roman';padding:0in .1in;">
<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;">Exhibit 16.1</p>

<p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&nbsp;</p>

<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">April 4, 2024</p>

<p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&nbsp;</p>

<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">Securities and Exchange Commission</p>

<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">199 F Street N.E.</p>

<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">Washington, D.C. 20549</p>

<p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&nbsp;</p>

<p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&nbsp;</p>

<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">We have been furnished with a copy of the response to Item 4.01 of the Form 8-K for the event that occurred on April 1, 2024, to be filed by our former client, Atlanticus Holdings Corporation. We agree with the statements made in the response to that Item insofar as they relate to our Firm.</p>

<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">&nbsp;</p>

<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">Very truly yours,</p>

<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><br>
/s/ BDO USA, P.C.</p>

<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><br>
BDO USA, P.C.</p>

<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">&nbsp;</p>

<div class="LAST-PAGE-BREAK">
<div class="PGFTR">
<div class="hf-row">
<div class="hf-cell PGNUM">&nbsp;</div>
</div>
</div>
</div>


</body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>3
<FILENAME>atlc-20240401.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
<!--Generated by ThunderDome Portal - 4/4/2024 11:35:40 PM-->
<xsd:schema xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:stpr="http://xbrl.sec.gov/stpr/2023" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2020-01-21" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:dei="http://xbrl.sec.gov/dei/2023" xmlns:country="http://xbrl.sec.gov/country/2023" xmlns:sic="http://xbrl.sec.gov/sic/2023" xmlns:currency="http://xbrl.sec.gov/currency/2023" xmlns:exch="http://xbrl.sec.gov/exch/2023" xmlns:atlc="http://www.atlc.com/20240401" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.atlc.com/20240401">
<xsd:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
<xsd:import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd"/>
<xsd:import namespace="http://xbrl.sec.gov/stpr/2023" schemaLocation="https://xbrl.sec.gov/stpr/2023/stpr-2023.xsd"/>
<xsd:import namespace="http://www.xbrl.org/dtr/type/2020-01-21" schemaLocation="https://www.xbrl.org/dtr/type/2020-01-21/types.xsd"/>
<xsd:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
<xsd:import namespace="http://xbrl.sec.gov/dei/2023" schemaLocation="https://xbrl.sec.gov/dei/2023/dei-2023.xsd"/>
<xsd:import namespace="http://xbrl.sec.gov/country/2023" schemaLocation="https://xbrl.sec.gov/country/2023/country-2023.xsd"/>
<xsd:import namespace="http://xbrl.sec.gov/sic/2023" schemaLocation="https://xbrl.sec.gov/sic/2023/sic-2023.xsd"/>
<xsd:import namespace="http://xbrl.sec.gov/currency/2023" schemaLocation="https://xbrl.sec.gov/currency/2023/currency-2023.xsd"/>
<xsd:import namespace="http://xbrl.sec.gov/exch/2023" schemaLocation="https://xbrl.sec.gov/exch/2023/exch-2023.xsd"/>

<xsd:annotation>
<xsd:appinfo>
<link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="atlc-20240401_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple"/>
<link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="atlc-20240401_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:type="simple"/>
<link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="atlc-20240401_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple"/>
<link:roleType id="statement-document-and-entity-information" roleURI="http://www.atlc.com/20240401/role/statement-document-and-entity-information">
<link:definition xmlns="http://www.xbrl.org/2003/linkbase">000 - Document - Document And Entity Information</link:definition>
<link:usedOn>link:calculationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:presentationLink</link:usedOn>
</link:roleType>
</xsd:appinfo>
</xsd:annotation>
<xsd:element abstract="true" id="atlc_DocumentAndEntityInformation" name="DocumentAndEntityInformation" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
<xsd:element abstract="true" id="atlc_CommonStockCustomMember" name="CommonStockCustomMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
<xsd:element abstract="true" id="atlc_SeriesBCumulativePerpetualPreferredStock7625CustomMember" name="SeriesBCumulativePerpetualPreferredStock7625CustomMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
<xsd:element abstract="true" id="atlc_SeniorNotesDue20266125CustomMember" name="SeniorNotesDue20266125CustomMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
<xsd:element abstract="true" id="atlc_SeniorNotesDue2029925CustomMember" name="SeniorNotesDue2029925CustomMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
</xsd:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>4
<FILENAME>atlc-20240401_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
<!--Generated by ThunderDome Portal - 4/4/2024 11:35:40 PM-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all" xlink:type="simple"/>
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member" xlink:type="simple"/>
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain" xlink:type="simple"/>
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension" xlink:type="simple"/>
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default" xlink:type="simple"/>
<link:roleRef roleURI="http://www.atlc.com/20240401/role/statement-document-and-entity-information" xlink:href="atlc-20240401.xsd#statement-document-and-entity-information" xlink:type="simple"/>
<link:definitionLink xlink:role="http://www.atlc.com/20240401/role/statement-document-and-entity-information" xlink:type="extended">
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityDomain" xlink:label="dei_EntityDomain" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityDomain" xlink:label="dei_EntityDomain-default" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentInformationTable" xlink:label="dei_DocumentInformationTable" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentInformationLineItems" xlink:label="dei_DocumentInformationLineItems" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LegalEntityAxis" xlink:label="dei_LegalEntityAxis" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentType" xlink:label="dei_DocumentType" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="dei_EntityIncorporationStateCountryCode" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFileNumber" xlink:label="dei_EntityFileNumber" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine1" xlink:label="dei_EntityAddressAddressLine1" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="us-gaap_StatementClassOfStockAxis" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain" xlink:label="us-gaap_ClassOfStockDomain" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain" xlink:label="us-gaap_ClassOfStockDomain-default" xlink:type="locator"/>
<link:loc xlink:href="atlc-20240401.xsd#atlc_CommonStockCustomMember" xlink:label="atlc_CommonStockCustomMember" xlink:type="locator"/>
<link:loc xlink:href="atlc-20240401.xsd#atlc_SeriesBCumulativePerpetualPreferredStock7625CustomMember" xlink:label="atlc_SeriesBCumulativePerpetualPreferredStock7625CustomMember" xlink:type="locator"/>
<link:loc xlink:href="atlc-20240401.xsd#atlc_SeniorNotesDue20266125CustomMember" xlink:label="atlc_SeniorNotesDue20266125CustomMember" xlink:type="locator"/>
<link:loc xlink:href="atlc-20240401.xsd#atlc_SeniorNotesDue2029925CustomMember" xlink:label="atlc_SeniorNotesDue2029925CustomMember" xlink:type="locator"/>
<link:definitionArc order="0" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="dei_LegalEntityAxis" xlink:to="dei_EntityDomain" xlink:type="arc"/>
<link:definitionArc order="1" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="dei_LegalEntityAxis" xlink:to="dei_EntityDomain-default" xlink:type="arc"/>
<link:definitionArc order="2" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_ClassOfStockDomain" xlink:type="arc"/>
<link:definitionArc order="3" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_ClassOfStockDomain-default" xlink:type="arc"/>

<link:definitionArc order="0" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="dei_DocumentInformationTable" xlink:to="dei_LegalEntityAxis" xlink:type="arc"/>
<link:definitionArc order="1" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="dei_DocumentInformationTable" xlink:to="us-gaap_StatementClassOfStockAxis" xlink:type="arc"/>

<link:definitionArc order="0" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="atlc_CommonStockCustomMember" xlink:type="arc"/>
<link:definitionArc order="1" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="atlc_SeriesBCumulativePerpetualPreferredStock7625CustomMember" xlink:type="arc"/>
<link:definitionArc order="2" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="atlc_SeniorNotesDue20266125CustomMember" xlink:type="arc"/>
<link:definitionArc order="3" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="atlc_SeniorNotesDue2029925CustomMember" xlink:type="arc"/>

<link:definitionArc order="0" xbrldt:closed="true" xbrldt:contextElement="segment" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentInformationTable" xlink:type="arc"/>
<link:definitionArc order="1" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentType" xlink:type="arc"/>
<link:definitionArc order="2" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentPeriodEndDate" xlink:type="arc"/>
<link:definitionArc order="3" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityRegistrantName" xlink:type="arc"/>
<link:definitionArc order="4" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityIncorporationStateCountryCode" xlink:type="arc"/>
<link:definitionArc order="5" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityFileNumber" xlink:type="arc"/>
<link:definitionArc order="6" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityTaxIdentificationNumber" xlink:type="arc"/>
<link:definitionArc order="7" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressAddressLine1" xlink:type="arc"/>
<link:definitionArc order="8" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressCityOrTown" xlink:type="arc"/>
<link:definitionArc order="9" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressStateOrProvince" xlink:type="arc"/>
<link:definitionArc order="10" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressPostalZipCode" xlink:type="arc"/>
<link:definitionArc order="11" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_CityAreaCode" xlink:type="arc"/>
<link:definitionArc order="12" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_LocalPhoneNumber" xlink:type="arc"/>
<link:definitionArc order="13" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_WrittenCommunications" xlink:type="arc"/>
<link:definitionArc order="14" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_SolicitingMaterial" xlink:type="arc"/>
<link:definitionArc order="15" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_PreCommencementTenderOffer" xlink:type="arc"/>
<link:definitionArc order="16" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_PreCommencementIssuerTenderOffer" xlink:type="arc"/>
<link:definitionArc order="17" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_Security12bTitle" xlink:type="arc"/>
<link:definitionArc order="18" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_TradingSymbol" xlink:type="arc"/>
<link:definitionArc order="19" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_SecurityExchangeName" xlink:type="arc"/>
<link:definitionArc order="20" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityEmergingGrowthCompany" xlink:type="arc"/>
<link:definitionArc order="21" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_AmendmentFlag" xlink:type="arc"/>
<link:definitionArc order="22" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityCentralIndexKey" xlink:type="arc"/>

</link:definitionLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>5
<FILENAME>atlc-20240401_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
<!--Generated by ThunderDome Portal - 4/4/2024 11:35:40 PM-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" xlink:type="simple"/>
<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" xlink:type="simple"/>
<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" xlink:type="simple"/>
<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" xlink:type="simple"/>
<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" xlink:type="simple"/>
<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" xlink:type="simple"/>
<link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" xlink:type="simple"/>
<link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityDomain" xlink:label="dei_EntityDomain" xlink:type="locator"/>
<link:label xlink:label="dei_EntityDomain-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity [Domain]</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityDomain" xlink:to="dei_EntityDomain-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LegalEntityAxis" xlink:label="dei_LegalEntityAxis" xlink:type="locator"/>
<link:label xlink:label="dei_LegalEntityAxis-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Legal Entity [Axis]</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LegalEntityAxis" xlink:to="dei_LegalEntityAxis-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentInformationLineItems" xlink:label="dei_DocumentInformationLineItems" xlink:type="locator"/>
<link:label xlink:label="dei_DocumentInformationLineItems-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Information [Line Items]</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentInformationLineItems-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentInformationTable" xlink:label="dei_DocumentInformationTable" xlink:type="locator"/>
<link:label xlink:label="dei_DocumentInformationTable-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Information [Table]</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentInformationTable" xlink:to="dei_DocumentInformationTable-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentType" xlink:label="dei_DocumentType" xlink:type="locator"/>
<link:label xlink:label="dei_DocumentType-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document, Type</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate" xlink:type="locator"/>
<link:label xlink:label="dei_DocumentPeriodEndDate-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document, Period End Date</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName" xlink:type="locator"/>
<link:label xlink:label="dei_EntityRegistrantName-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity, Registrant Name</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="dei_EntityIncorporationStateCountryCode" xlink:type="locator"/>
<link:label xlink:label="dei_EntityIncorporationStateCountryCode-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity, Incorporation, State or Country Code</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFileNumber" xlink:label="dei_EntityFileNumber" xlink:type="locator"/>
<link:label xlink:label="dei_EntityFileNumber-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity, File Number</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber" xlink:type="locator"/>
<link:label xlink:label="dei_EntityTaxIdentificationNumber-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity, Tax Identification Number</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine1" xlink:label="dei_EntityAddressAddressLine1" xlink:type="locator"/>
<link:label xlink:label="dei_EntityAddressAddressLine1-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity, Address, Address Line One</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown" xlink:type="locator"/>
<link:label xlink:label="dei_EntityAddressCityOrTown-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity, Address, City or Town</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince" xlink:type="locator"/>
<link:label xlink:label="dei_EntityAddressStateOrProvince-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity, Address, State or Province</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode" xlink:type="locator"/>
<link:label xlink:label="dei_EntityAddressPostalZipCode-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity, Address, Postal Zip Code</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode" xlink:type="locator"/>
<link:label xlink:label="dei_CityAreaCode-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">City Area Code</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber" xlink:type="locator"/>
<link:label xlink:label="dei_LocalPhoneNumber-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Local Phone Number</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications" xlink:type="locator"/>
<link:label xlink:label="dei_WrittenCommunications-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Written Communications</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial" xlink:type="locator"/>
<link:label xlink:label="dei_SolicitingMaterial-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Soliciting Material</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer" xlink:type="locator"/>
<link:label xlink:label="dei_PreCommencementTenderOffer-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer" xlink:type="locator"/>
<link:label xlink:label="dei_PreCommencementIssuerTenderOffer-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle" xlink:type="locator"/>
<link:label xlink:label="dei_Security12bTitle-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Title of 12(b) Security</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol" xlink:type="locator"/>
<link:label xlink:label="dei_TradingSymbol-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading Symbol</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName" xlink:type="locator"/>
<link:label xlink:label="dei_SecurityExchangeName-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Security Exchange Name</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany" xlink:type="locator"/>
<link:label xlink:label="dei_EntityEmergingGrowthCompany-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity, Emerging Growth Company</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag" xlink:type="locator"/>
<link:label xlink:label="dei_AmendmentFlag-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amendment Flag</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey" xlink:type="locator"/>
<link:label xlink:label="dei_EntityCentralIndexKey-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity, Central Index Key</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="us-gaap_StatementClassOfStockAxis" xlink:type="locator"/>
<link:label xlink:label="us-gaap_StatementClassOfStockAxis-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Class of Stock [Axis]</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_StatementClassOfStockAxis-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain" xlink:label="us-gaap_ClassOfStockDomain" xlink:type="locator"/>
<link:label xlink:label="us-gaap_ClassOfStockDomain-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Class of Stock [Domain]</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_ClassOfStockDomain-label" xlink:type="arc"/>

<link:loc xlink:href="atlc-20240401.xsd#atlc_CommonStockCustomMember" xlink:label="atlc_CommonStockCustomMember" xlink:type="locator"/>
<link:label xlink:label="atlc_CommonStockCustomMember-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">CommonStock Custom [Member]</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="atlc_CommonStockCustomMember" xlink:to="atlc_CommonStockCustomMember-label" xlink:type="arc"/>

<link:loc xlink:href="atlc-20240401.xsd#atlc_SeriesBCumulativePerpetualPreferredStock7625CustomMember" xlink:label="atlc_SeriesBCumulativePerpetualPreferredStock7625CustomMember" xlink:type="locator"/>
<link:label xlink:label="atlc_SeriesBCumulativePerpetualPreferredStock7625CustomMember-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">SeriesBCumulativePerpetualPreferredStock7625 Custom [Member]</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="atlc_SeriesBCumulativePerpetualPreferredStock7625CustomMember" xlink:to="atlc_SeriesBCumulativePerpetualPreferredStock7625CustomMember-label" xlink:type="arc"/>

<link:loc xlink:href="atlc-20240401.xsd#atlc_SeniorNotesDue20266125CustomMember" xlink:label="atlc_SeniorNotesDue20266125CustomMember" xlink:type="locator"/>
<link:label xlink:label="atlc_SeniorNotesDue20266125CustomMember-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">SeniorNotesDue20266125 Custom [Member]</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="atlc_SeniorNotesDue20266125CustomMember" xlink:to="atlc_SeniorNotesDue20266125CustomMember-label" xlink:type="arc"/>

<link:loc xlink:href="atlc-20240401.xsd#atlc_SeniorNotesDue2029925CustomMember" xlink:label="atlc_SeniorNotesDue2029925CustomMember" xlink:type="locator"/>
<link:label xlink:label="atlc_SeniorNotesDue2029925CustomMember-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">SeniorNotesDue2029925 Custom [Member]</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="atlc_SeniorNotesDue2029925CustomMember" xlink:to="atlc_SeniorNotesDue2029925CustomMember-label" xlink:type="arc"/>


</link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>6
<FILENAME>atlc-20240401_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
<!--Generated by ThunderDome Portal - 4/4/2024 11:35:40 PM-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
<link:roleRef roleURI="http://www.atlc.com/20240401/role/statement-document-and-entity-information" xlink:href="atlc-20240401.xsd#statement-document-and-entity-information" xlink:type="simple"/>
<link:presentationLink xlink:role="http://www.atlc.com/20240401/role/statement-document-and-entity-information" xlink:type="extended">
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityDomain" xlink:label="dei_EntityDomain" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LegalEntityAxis" xlink:label="dei_LegalEntityAxis" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentInformationTable" xlink:label="dei_DocumentInformationTable" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentInformationLineItems" xlink:label="dei_DocumentInformationLineItems" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentType" xlink:label="dei_DocumentType" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="dei_EntityIncorporationStateCountryCode" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFileNumber" xlink:label="dei_EntityFileNumber" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine1" xlink:label="dei_EntityAddressAddressLine1" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="us-gaap_StatementClassOfStockAxis" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain" xlink:label="us-gaap_ClassOfStockDomain" xlink:type="locator"/>
<link:loc xlink:href="atlc-20240401.xsd#atlc_CommonStockCustomMember" xlink:label="atlc_CommonStockCustomMember" xlink:type="locator"/>
<link:loc xlink:href="atlc-20240401.xsd#atlc_SeriesBCumulativePerpetualPreferredStock7625CustomMember" xlink:label="atlc_SeriesBCumulativePerpetualPreferredStock7625CustomMember" xlink:type="locator"/>
<link:loc xlink:href="atlc-20240401.xsd#atlc_SeniorNotesDue20266125CustomMember" xlink:label="atlc_SeniorNotesDue20266125CustomMember" xlink:type="locator"/>
<link:loc xlink:href="atlc-20240401.xsd#atlc_SeniorNotesDue2029925CustomMember" xlink:label="atlc_SeniorNotesDue2029925CustomMember" xlink:type="locator"/>
<link:presentationArc order="0" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_LegalEntityAxis" xlink:to="dei_EntityDomain" xlink:type="arc"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_ClassOfStockDomain" xlink:type="arc"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="atlc_CommonStockCustomMember" xlink:type="arc"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="atlc_SeriesBCumulativePerpetualPreferredStock7625CustomMember" xlink:type="arc"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="atlc_SeniorNotesDue20266125CustomMember" xlink:type="arc"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="atlc_SeniorNotesDue2029925CustomMember" xlink:type="arc"/>

<link:presentationArc order="0" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationTable" xlink:to="dei_LegalEntityAxis" xlink:type="arc"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationTable" xlink:to="us-gaap_StatementClassOfStockAxis" xlink:type="arc"/>

<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationTable" xlink:to="dei_DocumentInformationLineItems" xlink:type="arc"/>
<link:presentationArc order="0" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityRegistrantName" xlink:type="arc"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentType" xlink:type="arc"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentPeriodEndDate" xlink:type="arc"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityIncorporationStateCountryCode" xlink:type="arc"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityFileNumber" xlink:type="arc"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityTaxIdentificationNumber" xlink:type="arc"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressAddressLine1" xlink:type="arc"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressCityOrTown" xlink:type="arc"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressStateOrProvince" xlink:type="arc"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressPostalZipCode" xlink:type="arc"/>
<link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_CityAreaCode" xlink:type="arc"/>
<link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_LocalPhoneNumber" xlink:type="arc"/>
<link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_WrittenCommunications" xlink:type="arc"/>
<link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_SolicitingMaterial" xlink:type="arc"/>
<link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_PreCommencementTenderOffer" xlink:type="arc"/>
<link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_PreCommencementIssuerTenderOffer" xlink:type="arc"/>
<link:presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_Security12bTitle" xlink:type="arc"/>
<link:presentationArc order="17" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_TradingSymbol" xlink:type="arc"/>
<link:presentationArc order="18" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_SecurityExchangeName" xlink:type="arc"/>
<link:presentationArc order="19" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityEmergingGrowthCompany" xlink:type="arc"/>
<link:presentationArc order="20" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_AmendmentFlag" xlink:type="arc"/>
<link:presentationArc order="21" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityCentralIndexKey" xlink:type="arc"/>

</link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>atlc20240404_8kimg001.jpg
<TEXT>
begin 644 atlc20240404_8kimg001.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" !E 50# 2(  A$! Q$!_\0
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M<55NK44%LCU'PIX=M_"WARUTN##&-=TL@_Y:2'EF_/\ 3%?,GC/_ )''7_\
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MBOF3X:W<>G?$'19)SM4RF$DG&"RE1^I%=%'X)')B/XD#ZFKGO'7_ "(>N_\
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M,I.3NS>,5%604444B@HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
..*** "BBB@ HHHH __]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1</span><table class="report" border="0" cellspacing="2" id="idm139725922352640">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document And Entity Information<br></strong></div></th>
<th class="th"><div>Apr. 01, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity, Registrant Name</a></td>
<td class="text">Atlanticus Holdings Corporation<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document, Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document, Period End Date</a></td>
<td class="text">Apr.  01,  2024<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity, Incorporation, State or Country Code</a></td>
<td class="text">GA<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity, File Number</a></td>
<td class="text">000-53717<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity, Tax Identification Number</a></td>
<td class="text">58-2336689<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity, Address, Address Line One</a></td>
<td class="text">Five Concourse Parkway, Suite 300<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity, Address, City or Town</a></td>
<td class="text">Atlanta<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity, Address, State or Province</a></td>
<td class="text">GA<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity, Address, Postal Zip Code</a></td>
<td class="text">30328<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">770<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">828-2000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity, Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity, Central Index Key</a></td>
<td class="text">0001464343<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=atlc_CommonStockCustomMember', window );">CommonStock Custom [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common stock<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">ATLC<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=atlc_SeriesBCumulativePerpetualPreferredStock7625CustomMember', window );">SeriesBCumulativePerpetualPreferredStock7625 Custom [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">7.625% Series B Cumulative Perpetual Preferred Stock<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">ATLCP<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=atlc_SeniorNotesDue20266125CustomMember', window );">SeniorNotesDue20266125 Custom [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">6.125% Senior Notes due 2026<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">ATLCL<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=atlc_SeniorNotesDue2029925CustomMember', window );">SeniorNotesDue2029925 Custom [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">9.25% Senior Notes due 2029<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">ATLCZ<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=atlc_CommonStockCustomMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=atlc_CommonStockCustomMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=atlc_SeriesBCumulativePerpetualPreferredStock7625CustomMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=atlc_SeriesBCumulativePerpetualPreferredStock7625CustomMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=atlc_SeniorNotesDue20266125CustomMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=atlc_SeniorNotesDue20266125CustomMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=atlc_SeniorNotesDue2029925CustomMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=atlc_SeniorNotesDue2029925CustomMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>10
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M=]W3CHG&K=!X#;[Q3X?#KHG&J]!TZVDF)_VN:Z3I%FA"1N/K>A(5M>5 TR
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M!Z.:60F]A%9JGZJ'-#ZH'C(*!?&Y'C[E>G@*-Y;&O%"N@GL!_]':-\*K^(+
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MU4#E/]O4#6CV#30<D05>,9FV-J/D3@H\W/[O#;#"Q([A[8N_ 5!+ P04
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M%@_&%Q 9Y=VI\0QKRTZ+Y2T].PP_/LG>V)+;.<V"3J9B+7D%=*RHC_#K3),
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MHAVE?QW']I#3Z:]C(K1Z6^CY<6A4"H[<8R6,<6*T_C6"R0_L?@!02P,$%
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MPNZ_/[&\UDX:?^:+X3]>?P%02P$"% ,4    " #7@X58!T%-8H$   "Q
M$               @ $     9&]C4')O<',O87!P+GAM;%!+ 0(4 Q0    (
M ->#A5@-\;.[[P   "L"   1              "  :\   !D;V-0<F]P<R]C
M;W)E+GAM;%!+ 0(4 Q0    ( ->#A5B97)PC$ 8  )PG   3
M  "  <T!  !X;"]T:&5M92]T:&5M93$N>&UL4$L! A0#%     @ UX.%6( S
MJ9Z$!0  XQL  !@              ("!#@@  'AL+W=O<FMS:&5E=',O<VAE
M970Q+GAM;%!+ 0(4 Q0    ( ->#A5B?H!OPL0(  .(,   -
M  "  <@-  !X;"]S='EL97,N>&UL4$L! A0#%     @ UX.%6)>*NQS
M$P(   L              ( !I!   %]R96QS+RYR96QS4$L! A0#%     @
MUX.%6#JJHN=  0  / (   \              ( !C1$  'AL+W=O<FMB;V]K
M+GAM;%!+ 0(4 Q0    ( ->#A5@D'INBK0   /@!   :              "
M ?H2  !X;"]?<F5L<R]W;W)K8F]O:RYX;6PN<F5L<U!+ 0(4 Q0    ( ->#
MA5AED'F2&0$  ,\#   3              "  =\3  !;0V]N=&5N=%]4>7!E
<<UTN>&UL4$L%!@     )  D /@(  "D5      $!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>14
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.24.1</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>5</ContextCount>
  <ElementCount>22</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>4</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="atlc20240404_8k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>000 - Document - Document And Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.atlc.com/20240401/role/statement-document-and-entity-information</Role>
      <ShortName>Document And Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File>atlc-20240401.xsd</File>
    <File>atlc-20240401_def.xml</File>
    <File>atlc-20240401_lab.xml</File>
    <File>atlc-20240401_pre.xml</File>
    <File doctype="8-K" isOnlyDei="true" isUsgaap="true" original="atlc20240404_8k.htm">atlc20240404_8k.htm</File>
  </InputFiles>
  <SupplementalFiles>
    <File>atlc20240404_8kimg001.jpg</File>
  </SupplementalFiles>
  <BaseTaxonomies>
    <BaseTaxonomy items="31">http://xbrl.sec.gov/dei/2023</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>16
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "version": "2.2",
 "instance": {
  "atlc20240404_8k.htm": {
   "nsprefix": "atlc",
   "nsuri": "http://www.atlc.com/20240401",
   "dts": {
    "schema": {
     "local": [
      "atlc-20240401.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd",
      "https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd",
      "https://xbrl.fasb.org/srt/2023/elts/srt-roles-2023.xsd",
      "https://xbrl.fasb.org/srt/2023/elts/srt-types-2023.xsd",
      "https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd",
      "https://xbrl.fasb.org/us-gaap/2023/elts/us-roles-2023.xsd",
      "https://xbrl.fasb.org/us-gaap/2023/elts/us-types-2023.xsd",
      "https://xbrl.sec.gov/country/2023/country-2023.xsd",
      "https://xbrl.sec.gov/currency/2023/currency-2023.xsd",
      "https://xbrl.sec.gov/dei/2023/dei-2023.xsd",
      "https://xbrl.sec.gov/exch/2023/exch-2023.xsd",
      "https://xbrl.sec.gov/sic/2023/sic-2023.xsd",
      "https://xbrl.sec.gov/stpr/2023/stpr-2023.xsd"
     ]
    },
    "definitionLink": {
     "local": [
      "atlc-20240401_def.xml"
     ]
    },
    "labelLink": {
     "local": [
      "atlc-20240401_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "atlc-20240401_pre.xml"
     ]
    },
    "inline": {
     "local": [
      "atlc20240404_8k.htm"
     ]
    }
   },
   "keyStandard": 22,
   "keyCustom": 0,
   "axisStandard": 1,
   "axisCustom": 0,
   "memberStandard": 0,
   "memberCustom": 4,
   "hidden": {
    "total": 2,
    "http://xbrl.sec.gov/dei/2023": 2
   },
   "contextCount": 5,
   "entityCount": 1,
   "segmentCount": 4,
   "elementCount": 32,
   "unitCount": 0,
   "baseTaxonomies": {
    "http://xbrl.sec.gov/dei/2023": 31
   },
   "report": {
    "R1": {
     "role": "http://www.atlc.com/20240401/role/statement-document-and-entity-information",
     "longName": "000 - Document - Document And Entity Information",
     "shortName": "Document And Entity Information",
     "isDefault": "true",
     "groupType": "document",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "1",
     "firstAnchor": {
      "contextRef": "d20248K",
      "name": "dei:EntityRegistrantName",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "atlc20240404_8k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "d20248K",
      "name": "dei:EntityRegistrantName",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "atlc20240404_8k.htm",
      "first": true,
      "unique": true
     }
    }
   },
   "tag": {
    "dei_AmendmentFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "AmendmentFlag",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amendment Flag",
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission."
       }
      }
     },
     "auth_ref": []
    },
    "dei_CityAreaCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "CityAreaCode",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "City Area Code",
        "documentation": "Area code of city"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ClassOfStockDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ClassOfStockDomain",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Class of Stock [Domain]"
       }
      }
     },
     "auth_ref": []
    },
    "atlc_CommonStockCustomMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://www.atlc.com/20240401",
     "localname": "CommonStockCustomMember",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "CommonStock Custom [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentInformationLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentInformationLineItems",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Information [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentInformationTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentInformationTable",
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Information [Table]",
        "documentation": "Container to support the formal attachment of each official or unofficial, public or private document as part of a submission package."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentPeriodEndDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentPeriodEndDate",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document, Period End Date",
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentType": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentType",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document, Type",
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressAddressLine1": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressAddressLine1",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity, Address, Address Line One",
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressCityOrTown": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressCityOrTown",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity, Address, City or Town",
        "documentation": "Name of the City or Town"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressPostalZipCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressPostalZipCode",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity, Address, Postal Zip Code",
        "documentation": "Code for the postal or zip code"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressStateOrProvince": {
     "xbrltype": "stateOrProvinceItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressStateOrProvince",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity, Address, State or Province",
        "documentation": "Name of the state or province."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityCentralIndexKey": {
     "xbrltype": "centralIndexKeyItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityCentralIndexKey",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity, Central Index Key",
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityDomain",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity [Domain]",
        "documentation": "All the names of the entities being reported upon in a document. Any legal structure used to conduct activities or to hold assets. Some examples of such structures are corporations, partnerships, limited liability companies, grantor trusts, and other trusts. This item does not include business and geographical segments which are included in the geographical or business segments domains."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityEmergingGrowthCompany": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityEmergingGrowthCompany",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity, Emerging Growth Company",
        "documentation": "Indicate if registrant meets the emerging growth company criteria."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityFileNumber": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityFileNumber",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity, File Number",
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityIncorporationStateCountryCode": {
     "xbrltype": "edgarStateCountryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityIncorporationStateCountryCode",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity, Incorporation, State or Country Code",
        "documentation": "Two-character EDGAR code representing the state or country of incorporation."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityRegistrantName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityRegistrantName",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity, Registrant Name",
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityTaxIdentificationNumber": {
     "xbrltype": "employerIdItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityTaxIdentificationNumber",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity, Tax Identification Number",
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_LegalEntityAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "LegalEntityAxis",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Legal Entity [Axis]",
        "documentation": "The set of legal entities associated with a report."
       }
      }
     },
     "auth_ref": []
    },
    "dei_LocalPhoneNumber": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "LocalPhoneNumber",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Local Phone Number",
        "documentation": "Local phone number for entity."
       }
      }
     },
     "auth_ref": []
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "PreCommencementIssuerTenderOffer",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pre-commencement Issuer Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "dei_PreCommencementTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "PreCommencementTenderOffer",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pre-commencement Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r4"
     ]
    },
    "dei_Security12bTitle": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "Security12bTitle",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Title of 12(b) Security",
        "documentation": "Title of a 12(b) registered security."
       }
      }
     },
     "auth_ref": [
      "r0"
     ]
    },
    "dei_SecurityExchangeName": {
     "xbrltype": "edgarExchangeCodeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "SecurityExchangeName",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Security Exchange Name",
        "documentation": "Name of the Exchange on which a security is registered."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "atlc_SeniorNotesDue20266125CustomMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://www.atlc.com/20240401",
     "localname": "SeniorNotesDue20266125CustomMember",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "SeniorNotesDue20266125 Custom [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "atlc_SeniorNotesDue2029925CustomMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://www.atlc.com/20240401",
     "localname": "SeniorNotesDue2029925CustomMember",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "SeniorNotesDue2029925 Custom [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "atlc_SeriesBCumulativePerpetualPreferredStock7625CustomMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://www.atlc.com/20240401",
     "localname": "SeriesBCumulativePerpetualPreferredStock7625CustomMember",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "SeriesBCumulativePerpetualPreferredStock7625 Custom [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "dei_SolicitingMaterial": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "SolicitingMaterial",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Soliciting Material",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r5"
     ]
    },
    "us-gaap_StatementClassOfStockAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "StatementClassOfStockAxis",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Class of Stock [Axis]"
       }
      }
     },
     "auth_ref": []
    },
    "dei_TradingSymbol": {
     "xbrltype": "tradingSymbolItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "TradingSymbol",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Trading Symbol",
        "documentation": "Trading symbol of an instrument as listed on an exchange."
       }
      }
     },
     "auth_ref": []
    },
    "dei_WrittenCommunications": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "WrittenCommunications",
     "presentation": [
      "http://www.atlc.com/20240401/role/statement-document-and-entity-information"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Written Communications",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    }
   }
  }
 },
 "std_ref": {
  "r0": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r2": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r3": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r4": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r5": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Section": "14a",
   "Number": "240",
   "Subsection": "12"
  },
  "r6": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "425"
  }
 }
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>17
<FILENAME>0001437749-24-011225-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001437749-24-011225-xbrl.zip
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MX+WZN9;54 MALP(!"PDJW.^$),*"O2D3FRD7$-0F[,T/ >OQF_I"&Z.YFC3
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M,F85"4MS;B>9Z5"1N-3@1M3>B8-[( ET_/)I5Z/^J/\Z@Y+_ 5!+ P04
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M%!AP'P3XF#VMT"*K5H=V9//4']:_EO+[)H-47)2,PEGK/'?&X@%]B[^RY?%
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M#8]5P?QLS/E5,E^F8G%0NIRK.F&F1?U)/.(%L$+MSVPAML!R9!B'!S9\IO'
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MQUZDK%8L! =V\;#J#DW*?= %LTL60'>T_(S10L\<(#$D.^Z;S?[_,02..#=
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M:QH+5UY<>F@YL^#Z13)ED-M$OYY4=.$[*PT\_&/5@PF_"HAYG=)<?":;47:
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M;&,M,C R-# T,#$N>'-D4$L! A0#%     @ V(.%6,W$'CBX!0  OC<  !4
M             ( !_P,  &%T;&,M,C R-# T,#%?9&5F+GAM;%!+ 0(4 Q0
M   ( -B#A5@N!],G$ <  /1)   5              "  >H)  !A=&QC+3(P
M,C0P-# Q7VQA8BYX;6Q02P$"% ,4    " #8@X58/[6H3D4%   9.   %0
M            @ $M$0  871L8RTR,#(T,#0P,5]P<F4N>&UL4$L! A0#%
M  @ V(.%6%NSJLO%%0  SJ   !,              ( !I18  &%T;&,R,#(T
M,#0P-%\X:RYH=&U02P$"% ,4    " #8@X586<7@;@D7   $&0  &0
M        @ &;+   871L8S(P,C0P-# T7SAK:6UG,# Q+FIP9U!+ 0(4 Q0
M   ( -B#A5A/F7Z!H0(  "@)   -              "  =M#  !E>%\V-3 S
<,C0N:'1M4$L%!@     '  < RP$  *=&      $!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>19
<FILENAME>atlc20240404_8k_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:atlc="http://www.atlc.com/20240401"
  xmlns:dei="http://xbrl.sec.gov/dei/2023"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:us-gaap="http://fasb.org/us-gaap/2023"
  xmlns:xbrldi="http://xbrl.org/2006/xbrldi"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="atlc-20240401.xsd" xlink:type="simple"/>
    <context id="d20248K">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001464343</identifier>
        </entity>
        <period>
            <startDate>2024-04-01</startDate>
            <endDate>2024-04-01</endDate>
        </period>
    </context>
    <context id="d20248K_StatementClassOfStockAxis_CommonStock">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001464343</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">atlc:CommonStockCustomMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-04-01</startDate>
            <endDate>2024-04-01</endDate>
        </period>
    </context>
    <context id="d20248K_StatementClassOfStockAxis_7625SeriesBCumulativePerpetualPreferredStock">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001464343</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">atlc:SeriesBCumulativePerpetualPreferredStock7625CustomMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-04-01</startDate>
            <endDate>2024-04-01</endDate>
        </period>
    </context>
    <context id="d20248K_StatementClassOfStockAxis_6125SeniorNotesDue2026">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001464343</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">atlc:SeniorNotesDue20266125CustomMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-04-01</startDate>
            <endDate>2024-04-01</endDate>
        </period>
    </context>
    <context id="d20248K_StatementClassOfStockAxis_925SeniorNotesDue2029">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001464343</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">atlc:SeniorNotesDue2029925CustomMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-04-01</startDate>
            <endDate>2024-04-01</endDate>
        </period>
    </context>
    <dei:AmendmentFlag contextRef="d20248K" id="ixv-349">false</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey contextRef="d20248K" id="ixv-350">0001464343</dei:EntityCentralIndexKey>
    <dei:DocumentType contextRef="d20248K" id="ixv-19">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="d20248K" id="ixv-30">2024-04-01</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName contextRef="d20248K" id="ixv-35">Atlanticus Holdings Corporation</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode contextRef="d20248K" id="ixv-47">GA</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="d20248K" id="ixv-51">000-53717</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="d20248K" id="ixv-55">58-2336689</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="d20248K" id="ixv-67">Five Concourse Parkway, Suite 300</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="d20248K" id="ixv-69">Atlanta</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="d20248K" id="ixv-71">GA</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="d20248K" id="ixv-73">30328</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="d20248K" id="ixv-79">770</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="d20248K" id="ixv-81">828-2000</dei:LocalPhoneNumber>
    <dei:WrittenCommunications contextRef="d20248K" id="ixv-392">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="d20248K" id="ixv-393">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="d20248K" id="ixv-394">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="d20248K" id="ixv-395">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle
      contextRef="d20248K_StatementClassOfStockAxis_CommonStock"
      id="ixv-141">Common stock</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="d20248K_StatementClassOfStockAxis_CommonStock"
      id="ixv-145">ATLC</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="d20248K_StatementClassOfStockAxis_CommonStock"
      id="ixv-150">NASDAQ</dei:SecurityExchangeName>
    <dei:Security12bTitle
      contextRef="d20248K_StatementClassOfStockAxis_7625SeriesBCumulativePerpetualPreferredStock"
      id="ixv-160">7.625% Series B Cumulative Perpetual Preferred Stock</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="d20248K_StatementClassOfStockAxis_7625SeriesBCumulativePerpetualPreferredStock"
      id="ixv-165">ATLCP</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="d20248K_StatementClassOfStockAxis_7625SeriesBCumulativePerpetualPreferredStock"
      id="ixv-169">NASDAQ</dei:SecurityExchangeName>
    <dei:Security12bTitle
      contextRef="d20248K_StatementClassOfStockAxis_6125SeniorNotesDue2026"
      id="ixv-179">6.125% Senior Notes due 2026</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="d20248K_StatementClassOfStockAxis_6125SeniorNotesDue2026"
      id="ixv-183">ATLCL</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="d20248K_StatementClassOfStockAxis_6125SeniorNotesDue2026"
      id="ixv-187">NASDAQ</dei:SecurityExchangeName>
    <dei:Security12bTitle
      contextRef="d20248K_StatementClassOfStockAxis_925SeniorNotesDue2029"
      id="ixv-197">9.25% Senior Notes due 2029</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="d20248K_StatementClassOfStockAxis_925SeniorNotesDue2029"
      id="ixv-201">ATLCZ</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="d20248K_StatementClassOfStockAxis_925SeniorNotesDue2029"
      id="ixv-205">NASDAQ</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany contextRef="d20248K" id="ixv-396">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
