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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Revenue and other income:    
Consumer loans, including past due fees $ 979,814 $ 879,123
Fees and related income on earning assets 269,771 238,775
Other revenue 60,370 37,348
Total operating revenue and other income 1,309,955 1,155,246
Other non-operating income 1,489 630
Total revenue and other income 1,311,444 1,155,876
Interest expense (160,173) (109,342)
Provision for credit losses (16,368) (2,152)
Increase (Decrease) in Fair Value of Loans and Fees Receivable Recorded at Fair Value (733,471) (689,577)
Net margin 401,432 354,805
Operating expenses:    
Salaries and benefits (50,143) (43,906)
Card and loan servicing (118,400) (100,620)
Marketing and solicitation (56,186) (52,421)
Depreciation (2,715) (2,560)
Other (35,411) (26,740)
Total operating expenses (262,855) (226,247)
Income before income taxes 138,577 128,558
Income tax expense (28,471) (26,604)
Net income 110,106 101,954
Net loss attributable to noncontrolling interests 1,190 891
Net income attributable to controlling interests 111,296 102,845
Preferred stock and preferred unit dividends and discount accretion (23,928) (25,198)
Net income attributable to common shareholders $ 87,368 $ 77,647
Net income attributable to common shareholders per common share—basic (in dollars per share) $ 5.92 $ 5.35
Net income attributable to common shareholders per common share—diluted (in dollars per share) $ 4.77 $ 4.24