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Note 3 - Segment Reporting - Summary of Operating Segment Information (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Consumer loans, including past due fees $ 979,814 $ 879,123
Fees and related income on earning assets 269,771 238,775
Other revenue 60,370 37,348
Total operating revenue and other income 1,309,955 1,155,246
Other non-operating income 1,489 630
Total revenue and other income 1,311,444 1,155,876
Interest expense (160,173) (109,342)
Provision for credit losses (16,368) (2,152)
Increase (Decrease) in Fair Value of Loans and Fees Receivable Recorded at Fair Value (733,471) (689,577)
Net margin 401,432 354,805
Salaries and benefits (50,143) (43,906)
Card and loan servicing (118,400) (100,620)
Marketing and solicitation (56,186) (52,421)
Depreciation (2,715) (2,560)
Other (35,411) (26,740)
Total operating expenses (262,855) (226,247)
Income before income taxes 138,577 128,558
Assets 3,270,707 2,706,445
Credit and Other Investments [Member]    
Consumer loans, including past due fees 939,514 839,995
Fees and related income on earning assets 269,688 238,691
Other revenue 59,561 36,524
Total operating revenue and other income 1,268,763 1,115,210
Other non-operating income 334 422
Total revenue and other income 1,269,097 1,115,632
Interest expense (157,178) (105,990)
Provision for credit losses (5,832) 0
Increase (Decrease) in Fair Value of Loans and Fees Receivable Recorded at Fair Value (733,471) (689,577)
Net margin 372,616 320,065
Salaries and benefits (45,283) (38,894)
Card and loan servicing (105,149) (87,772)
Marketing and solicitation (56,062) (52,301)
Depreciation (2,641) (2,508)
Other (31,082) (22,068)
Total operating expenses (240,217) (203,543)
Income before income taxes 132,399 116,522
Assets 3,181,428 2,602,615
Auto Finance [Member]    
Consumer loans, including past due fees 40,300 39,128
Fees and related income on earning assets 83 84
Other revenue 809 824
Total operating revenue and other income 41,192 40,036
Other non-operating income 1,155 208
Total revenue and other income 42,347 40,244
Interest expense (2,995) (3,352)
Provision for credit losses (10,536) (2,152)
Increase (Decrease) in Fair Value of Loans and Fees Receivable Recorded at Fair Value 0 0
Net margin 28,816 34,740
Salaries and benefits (4,860) (5,012)
Card and loan servicing (13,251) (12,848)
Marketing and solicitation (124) (120)
Depreciation (74) (52)
Other (4,329) (4,672)
Total operating expenses (22,638) (22,704)
Income before income taxes 6,178 12,036
Assets $ 89,279 $ 103,830