Regulatory Capital Matters (Tables)

12 Months Ended

Dec. 31, 2024

Regulatory Capital Requirements under Banking Regulations [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The table below presents the actual and required capital amounts and ratios for the Company and the Bank at December 31, 2024, and December 31, 2023 (in thousands except for ratios).


	Actual				Minimum Required Capital - Basel III			Minimum Required to be Well Capitalized
	Amount		Ratio		Amount		Ratio	Amount		Ratio
As of December 31, 2024
Total Capital to risk-weighted assets
Consolidated	$	930,753	14.57	%	$	670,590	≥ 10.5%	$	638,658	N/A
Burke & Herbert Bank & Trust	919,843		14.41		670,028		≥ 10.5	638,122		≥ 10.0
Tier 1 (Core) Capital to risk-weighted assets
Consolidated	763,842		11.96		542,859		≥ 8.5	510,926		N/A
Burke & Herbert Bank & Trust	847,804		13.29		542,404		≥ 8.5	510,498		≥ 8.0
Common Tier 1 (CET 1) to risk-weighted assets
Consolidated	736,416		11.53		447,060		≥ 7.0	415,127		N/A
Burke & Herbert Bank & Trust	847,804		13.29		446,686		≥ 7.0	414,779		≥ 6.5
Tier 1 (Core) Capital to average assets (leverage ratio)
Consolidated	736,416		9.80		311,904		≥ 4.0	389,880		N/A
Burke & Herbert Bank & Trust	847,804		10.88		311,616		≥ 4.0	389,520		≥ 5.0


As of December 31, 2023
Total Capital to risk-weighted assets
Consolidated	$	443,799	17.88	%	$	260,694	≥ 10.5%	$	248,280	N/A
Burke & Herbert Bank & Trust	442,414		17.82		260,626		≥ 10.5	248,215		≥ 10.0
Tier 1 (Core) Capital to risk-weighted assets
Consolidated	418,244		16.85		211,038		≥ 8.5	198,624		N/A
Burke & Herbert Bank & Trust	416,859		16.79		210,983		≥ 8.5	198,572		≥ 8.0
Common Tier 1 (CET 1) to risk-weighted assets
Consolidated	418,244		16.85		173,796		≥ 7.0	161,382		N/A
Burke & Herbert Bank & Trust	416,859		16.79		173,751		≥ 7.0	161,340		≥ 6.5
Tier 1 (Core) Capital to average assets (leverage ratio)
Consolidated	418,244		11.31		147,965		≥ 4.0	184,957		N/A
Burke & Herbert Bank & Trust	416,859		11.27		147,986		≥4.0	184,982		≥5.0