Regulatory Capital Matters (Tables)

6 Months Ended

Jun. 30, 2025

Regulatory Capital Requirements under Banking Regulations [Abstract]

Schedule of Actual and Required Capital Amounts and Ratios

The following table presents the actual and required capital amounts and ratios for the Company and the Bank at June 30, 2025, and December 31, 2024 (in thousands except for ratios):


	Actual				Minimum Required Capital - Basel III			Minimum Required to be Well Capitalized
	Amount		Ratio		Amount		Ratio	Amount		Ratio
As of June 30, 2025
Total Capital to risk weighted assets
Consolidated	$	980,434	15.27	%	$	674,172	≥ 10.5%	$	642,069	N/A
Burke & Herbert Bank & Trust	966,143		15.08		672,585		≥ 10.5	640,557		≥ 10.0
Tier 1 (Core) Capital to risk weighted assets
Consolidated	812,119		12.65		545,758		≥ 8.5	513,655		N/A
Burke & Herbert Bank & Trust	895,380		13.98		544,474		≥ 8.5	512,446		≥ 8.0
Common Tier 1 (CET 1) to risk-weighted assets
Consolidated	784,566		12.22		449,448		≥ 7.0	417,345		N/A
Burke & Herbert Bank & Trust	895,380		13.98		448,390		≥ 7.0	416,362		≥ 6.5
Tier 1 (Core) Capital to average assets (leverage ratio)
Consolidated	812,119		10.42		311,652		≥ 4.0	389,565		N/A
Burke & Herbert Bank & Trust	895,380		11.51		311,156		≥ 4.0	388,944		≥ 5.0

As of December 31, 2024
Total Capital to risk weighted assets
Consolidated	$	930,753	14.57	%	$	670,590	≥ 10.5%	$	638,658	N/A
Burke & Herbert Bank & Trust	919,843		14.41		670,028		≥ 10.5	638,122		≥ 10.0
Tier 1 (Core) Capital to risk weighted assets
Consolidated	763,842		11.96		542,859		≥ 8.5	510,926		N/A
Burke & Herbert Bank & Trust	847,804		13.29		542,404		≥ 8.5	510,498		≥ 8.0
Common Tier 1 (CET 1) to risk-weighted assets
Consolidated	736,416		11.53		447,060		≥ 7.0	415,127		N/A
Burke & Herbert Bank & Trust	847,804		13.29		446,686		≥ 7.0	414,779		≥ 6.5
Tier 1 (Core) Capital to average assets (leverage ratio)
Consolidated	736,416		9.80		311,904		≥ 4.0	389,880		N/A
Burke & Herbert Bank & Trust	847,804		10.88		311,616		≥ 4.0	389,520		≥ 5.0