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v3.25.3

SEGMENT INFORMATION (Details) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2025 USD ($) | Sep. 30, 2024 USD ($) | Sep. 30, 2025 USD ($) segment | Sep. 30, 2024 USD ($)
Segment Information |  |  |  |
Number of operating segments | segment |  |  | 3 |
Number of reportable segments | segment |  |  | 3 |
Revenue | $ 307,792 | $ 260,789 | $ 797,636 | $ 638,697
Segment marketing expense | 213,229 | 182,151 | 538,982 | 417,049
Segment profit (loss) | 94,563 | 78,638 | 258,654 | 221,648
Cost of revenue | 11,017 | 9,372 | 30,954 | 26,328
Brand and other marketing expense | 11,822 | 11,391 | 35,573 | 33,056
General and administrative expense | 26,229 | 26,680 | 81,923 | 79,594
Product development | 11,297 | 11,190 | 34,674 | 33,421
Depreciation | 3,995 | 4,584 | 12,533 | 13,852
Amortization of intangibles | 1,288 | 1,466 | 3,902 | 4,422
Restructuring and severance | 80 | 273 | 1,235 | 498
Litigation settlements and contingencies | 69 | 3,762 | 15,279 | 3,791
Operating income | 28,766 | 9,920 | 42,581 | 26,686
Interest expense, net | (17,907) | (10,060) | (37,393) | (17,899)
Other income (expense) | 732 | (57,391) | 2,368 | (55,305)
Income (loss) before income taxes | 11,591 | (57,531) | 7,556 | (46,518)
Home |  |  |  |
Segment Information |  |  |  |
Revenue | 38,109 | 32,248 | 115,546 | 94,857
Segment marketing expense | 26,327 | 22,993 | 77,562 | 66,703
Segment profit (loss) | 11,782 | 9,255 | 37,984 | 28,154
Consumer |  |  |  |
Segment Information |  |  |  |
Revenue | 66,173 | 59,474 | 184,725 | 166,826
Segment marketing expense | 30,970 | 31,491 | 90,315 | 84,491
Segment profit (loss) | 35,203 | 27,983 | 94,410 | 82,335
Insurance |  |  |  |
Segment Information |  |  |  |
Revenue | 203,512 | 169,065 | 497,321 | 377,008
Segment marketing expense | 155,864 | 127,622 | 370,967 | 265,751
Segment profit (loss) | 47,648 | 41,443 | 126,354 | 111,257
Other |  |  |  |
Segment Information |  |  |  |
Revenue | (2) | 2 | 44 | 6
Segment marketing expense | 68 | 45 | 138 | 104
Segment profit (loss) | $ (70) | $ (43) | $ (94) | $ (98)

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