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v3.25.4

SEGMENT INFORMATION (Details) $ in Thousands |  | 12 Months Ended
--- | --- | ---
Sep. 30, 2023 USD ($) | Dec. 31, 2025 USD ($) segment | Dec. 31, 2024 USD ($) | Dec. 31, 2023 USD ($)
SEGMENT INFORMATION |  |  |  |
Number of operating segments | segment |  | 3 |  |
Number of reportable segments | segment |  | 3 |  |
Revenue |  | $ 1,117,324 | $ 900,219 | $ 672,502
Segment cost of revenue and marketing expense |  | 765,277 | 590,651 | 382,748
Segment profit (loss) |  | 352,047 | 309,568 | 289,754
Cost of revenue |  | 42,525 | 36,072 | 38,758
Brand and other marketing expense |  | 47,627 | 45,312 | 50,840
General and administrative expense |  | 112,888 | 108,705 | 117,700
Product development |  | 45,251 | 46,358 | 47,197
Depreciation |  | 16,459 | 18,300 | 19,070
Amortization of intangibles |  | 5,190 | 5,889 | 7,694
Goodwill impairment |  | 0 | 0 | 38,600
Restructuring and severance |  | 1,633 | 508 | 10,118
Litigation settlements and contingencies |  | 15,661 | 3,797 | 388
Operating income (loss) |  | 64,813 | 44,627 | (40,611)
Interest (expense) income, net |  | (46,787) | (27,849) | 21,685
Other income (expense) |  | 2,998 | (54,162) | (105,993)
Income (loss) before income taxes |  | 21,024 | (37,384) | (124,919)
Home |  |  |  |
SEGMENT INFORMATION |  |  |  |
Revenue |  | 151,764 | 128,854 | 143,753
Segment cost of revenue and marketing expense |  | 103,421 | 88,958 | 95,871
Segment profit (loss) |  | 48,343 | 39,896 | 47,882
Goodwill impairment | $ 0 |  |  |
Consumer |  |  |  |
SEGMENT INFORMATION |  |  |  |
Revenue |  | 253,370 | 222,462 | 278,945
Segment cost of revenue and marketing expense |  | 123,922 | 111,925 | 140,068
Segment profit (loss) |  | 129,448 | 110,537 | 138,877
Goodwill impairment | 0 |  |  |
Insurance |  |  |  |
SEGMENT INFORMATION |  |  |  |
Revenue |  | 711,880 | 548,704 | 249,605
Segment cost of revenue and marketing expense |  | 537,463 | 389,474 | 146,101
Segment profit (loss) |  | 174,417 | 159,230 | 103,504
Goodwill impairment | $ 38,600 |  |  |
Other |  |  |  |
SEGMENT INFORMATION |  |  |  |
Revenue |  | 310 | 199 | 199
Segment cost of revenue and marketing expense |  | 471 | 294 | 708
Segment profit (loss) |  | $ (161) | $ (95) | $ (509)

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