v2.4.0.6

Loans and Allowance for Loan Losses (Tables) | 12 Months Ended
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Dec. 31, 2012
Receivables [Abstract] |
Summary of Loans | Loans are stated at the principal amount outstanding net of unearned discounts, unearned income and allowance for loan losses. Unearned income includes deferred loan origination fees reduced by loan origination costs and is amortized to interest income over the life of the related loan using methods that approximated the effective interest rate method. Interest on substantially all loans is credited to income based on the principal amount outstanding. A summary of loans at December 31, 2012 and 2011 follows (in thousands):
| 2012 |  | 2011
Construction and land development | $ | 31,341 |  |  | $ | 23,136 |
Farm loans | 86,256 |  |  | 72,586 |
1-4 Family residential properties | 186,205 |  |  | 180,738 |
Multifamily residential properties | 44,863 |  |  | 19,847 |
Commercial real estate | 317,321 |  |  | 321,908 |
Loans secured by real estate | 665,986 |  |  | 618,215 |
Agricultural loans | 60,948 |  |  | 63,182 |
Commercial and industrial loans | 160,193 |  |  | 150,631 |
Consumer loans | 16,264 |  |  | 16,274 |
All other loans | 8,206 |  |  | 11,430 |
Gross loans | 911,597 |  |  | 859,732 |
Less: |  |  |  |  |
Net deferred loan fees, premiums and discounts | 744 |  |  | 704 |
Allowance for loan losses | 11,776 |  |  | 11,120 |
Net loans | $ | 899,077 |  |  | $ | 847,908 |
Allowance for Loan Losses and Recorded Investment in Loans | The following tables present the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2012, 2011 and 2010 (in thousands):
| Commercial/ Commercial Real Estate |  | Agricultural/ Agricultural Real Estate |  | Residential Real Estate |  | Consumer |  | Unallocated |  | Total
2012 |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of year | $ | 8,791 |  |  | $ | 546 |  |  | $ | 636 |  |  | $ | 378 |  |  | $ | 769 |  |  | $ | 11,120 |
Provision charged to expense | 1,979 |  |  | (47 | ) |  | 580 |  |  | 116 |  |  | 19 |  |  | 2,647 |
Losses charged off | (1,586 | ) |  | (12 | ) |  | (524 | ) |  | (249 | ) |  | — |  |  | (2,371 | )
Recoveries | 117 |  |  | 71 |  |  | 34 |  |  | 158 |  |  | — |  |  | 380 |
Balance, end of period | $ | 9,301 |  |  | $ | 558 |  |  | $ | 726 |  |  | $ | 403 |  |  | $ | 788 |  |  | $ | 11,776 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 457 |  |  | $ | 54 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 511 |
Collectively evaluated for impairment | $ | 8,844 |  |  | $ | 504 |  |  | $ | 726 |  |  | $ | 403 |  |  | $ | 788 |  |  | $ | 11,265 |
Loans: |  |  |  |  |  |  |  |  |  |  |
Ending balance | $ | 569,717 |  |  | $ | 145,695 |  |  | $ | 179,309 |  |  | $ | 16,066 |  |  | $ | 278 |  |  | $ | 911,065 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 5,334 |  |  | $ | 1,230 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 6,564 |
Collectively evaluated for impairment | $ | 564,383 |  |  | $ | 144,465 |  |  | $ | 179,309 |  |  | $ | 16,066 |  |  | $ | 278 |  |  | $ | 904,501 |
| Commercial/ Commercial Real Estate |  | Agricultural/ Agricultural Real Estate |  | Residential Real Estate |  | Consumer |  | Unallocated |  | Total
2011 |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of year | $ | 8,307 |  |  | $ | 404 |  |  | $ | 440 |  |  | $ | 392 |  |  | $ | 850 |  |  | $ | 10,393 |
Provision charged to expense | 2,309 |  |  | 205 |  |  | 546 |  |  | 122 |  |  | (81 | ) |  | 3,101 |
Losses charged off | (3,077 | ) |  | (66 | ) |  | (363 | ) |  | (254 | ) |  | — |  |  | (3,760 | )
Recoveries | 1,252 |  |  | 3 |  |  | 13 |  |  | 118 |  |  | — |  |  | 1,386 |
Balance, end of period | $ | 8,791 |  |  | $ | 546 |  |  | $ | 636 |  |  | $ | 378 |  |  | $ | 769 |  |  | $ | 11,120 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 575 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 575 |
Collectively evaluated for impairment | $ | 8,216 |  |  | $ | 546 |  |  | $ | 636 |  |  | $ | 378 |  |  | $ | 769 |  |  | $ | 10,545 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance | $ | 505,693 |  |  | $ | 130,595 |  |  | $ | 185,151 |  |  | $ | 16,270 |  |  | $ | 22,365 |  |  | $ | 860,074 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 4,719 |  |  | $ | 1,149 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 5,868 |
Collectively evaluated for impairment | $ | 500,974 |  |  | $ | 129,446 |  |  | $ | 185,151 |  |  | $ | 16,270 |  |  | $ | 22,365 |  |  | $ | 854,206 |
2010 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of year | $ | 7,428 |  |  | $ | 315 |  |  | $ | 488 |  |  | $ | 410 |  |  | $ | 821 |  |  | $ | 9,462 |
Provision charged to expense | 3,473 |  |  | 89 |  |  | (118 | ) |  | 264 |  |  | 29 |  |  | 3,737 |
Losses charged off | (2,770 | ) |  | (3 | ) |  | (65 | ) |  | (284 | ) |  | — |  |  | (3,122 | )
Recoveries | 176 |  |  | 3 |  |  | 135 |  |  | 2 |  |  | — |  |  | 316 |
Balance, end of year | $ | 8,307 |  |  | $ | 404 |  |  | $ | 440 |  |  | $ | 392 |  |  | $ | 850 |  |  | $ | 10,393 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 1,086 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 1,086 |
Collectively evaluated for impairment | $ | 7,221 |  |  | $ | 404 |  |  | $ | 440 |  |  | $ | 392 |  |  | $ | 850 |  |  | $ | 9,307 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance | $ | 465,390 |  |  | $ | 118,973 |  |  | $ | 183,000 |  |  | $ | 20,486 |  |  | $ | 16,732 |  |  | $ | 804,581 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 7,332 |  |  | $ | 1,152 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 8,484 |
Collectively evaluated for impairment | $ | 458,058 |  |  | $ | 117,821 |  |  | $ | 183,000 |  |  | $ | 20,486 |  |  | $ | 16,732 |  |  | $ | 796,097 |
Credit Risk Profile of the Company's Loan Portfolio | Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered pass rated loans. The following tables present the credit risk profile of the Company’s loan portfolio based on rating category and payment activity as of December 31, 2012 and 2011 (in thousands):
| Construction & Land Development |  | Farm Loans |  | 1-4 Family Residential Properties |  | Multifamily Residential Properties
| 2012 |  | 2011 |  | 2012 |  | 2011 |  | 2012 |  | 2011 |  | 2012 |  | 2011
Pass | $ | 27,217 |  |  | $ | 19,708 |  |  | $ | 82,516 |  |  | $ | 67,637 |  |  | $ | 183,880 |  |  | $ | 180,247 |  |  | $ | 44,863 |  |  | $ | 19,638 |
Watch | 2,135 |  |  | 2,168 |  |  | 2,662 |  |  | 2,496 |  |  | 424 |  |  | 497 |  |  | — |  |  | — |
Substandard | 1,989 |  |  | 1,260 |  |  | 1,093 |  |  | 2,452 |  |  | 2,194 |  |  | 1,105 |  |  | — |  |  | 208 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total | $ | 31,341 |  |  | $ | 23,136 |  |  | $ | 86,271 |  |  | $ | 72,585 |  |  | $ | 186,498 |  |  | $ | 181,849 |  |  | $ | 44,863 |  |  | $ | 19,846 |
| Commercial Real Estate (Nonfarm/Nonresidential) |  | Agricultural Loans |  | Commercial & Industrial Loans |  | Consumer Loans
| 2012 |  | 2011 |  | 2012 |  | 2011 |  | 2012 |  | 2011 |  | 2012 |  | 2011
Pass | $ | 287,794 |  |  | $ | 288,539 |  |  | $ | 56,899 |  |  | $ | 58,133 |  |  | $ | 157,461 |  |  | $ | 147,591 |  |  | $ | 16,236 |  |  | $ | 16,271 |
Watch | 24,213 |  |  | 24,664 |  |  | 958 |  |  | 1,840 |  |  | 1,588 |  |  | 280 |  |  | 14 |  |  | — |
Substandard | 4,315 |  |  | 7,798 |  |  | 3,157 |  |  | 3,284 |  |  | 1,250 |  |  | 2,845 |  |  | 14 |  |  | — |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total | $ | 316,322 |  |  | $ | 321,001 |  |  | $ | 61,014 |  |  | $ | 63,257 |  |  | $ | 160,299 |  |  | $ | 150,716 |  |  | $ | 16,264 |  |  | $ | 16,271 |
| All Other Loans |  | Total Loans
| 2012 |  | 2011 |  | 2012 |  | 2011
Pass | $ | 8,193 |  |  | $ | 11,413 |  |  | $ | 865,059 |  |  | $ | 809,177 |
Watch | — |  |  | — |  |  | 31,994 |  |  | 31,945 |
Substandard | — |  |  | — |  |  | 14,012 |  |  | 18,952 |
Doubtful | — |  |  | — |  |  | — |  |  | — |
Total | $ | 8,193 |  |  | $ | 11,413 |  |  | $ | 911,065 |  |  | $ | 860,074 |
Loan Portfolio Aging Analysis | The following table presents the Company’s loan portfolio aging analysis at December 31, 2012 and 2011 (in thousands):
| 30-59 days Past Due |  | 60-89 days Past Due |  | 90 Days or More Past Due |  | Total Past Due |  | Current |  | Total Loans Receivable |  | Total Loans > 90 days & Accruing
December 31, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development | $ | — |  |  | $ | 53 |  |  | $ | — |  |  | $ | 53 |  |  | $ | 31,288 |  |  | $ | 31,341 |  |  | $ | — |
Farm loans | 592 |  |  | — |  |  | 293 |  |  | 885 |  |  | 85,386 |  |  | 86,271 |  |  | — |
1-4 Family residential properties | 1,351 |  |  | 40 |  |  | 944 |  |  | 2,335 |  |  | 184,163 |  |  | 186,498 |  |  | — |
Multifamily residential properties | — |  |  | — |  |  | — |  |  | — |  |  | 44,863 |  |  | 44,863 |  |  | — |
Commercial real estate | 262 |  |  | 911 |  |  | 255 |  |  | 1,428 |  |  | 314,894 |  |  | 316,322 |  |  | — |
Loans secured by real estate | 2,205 |  |  | 1,004 |  |  | 1,492 |  |  | 4,701 |  |  | 660,594 |  |  | 665,295 |  |  | — |
Agricultural loans | — |  |  | — |  |  | 620 |  |  | 620 |  |  | 60,394 |  |  | 61,014 |  |  | — |
Commercial and industrial loans | 413 |  |  | 275 |  |  | 53 |  |  | 741 |  |  | 159,558 |  |  | 160,299 |  |  | — |
Consumer loans | 119 |  |  | 24 |  |  | 39 |  |  | 182 |  |  | 16,082 |  |  | 16,264 |  |  | — |
All other loans | — |  |  | — |  |  | — |  |  | — |  |  | 8,193 |  |  | 8,193 |  |  | — |
Total loans | $ | 2,737 |  |  | $ | 1,303 |  |  | $ | 2,204 |  |  | $ | 6,244 |  |  | $ | 904,821 |  |  | $ | 911,065 |  |  | $ | — |
December 31, 2011 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 23,136 |  |  | $ | 23,136 |  |  | $ | — |
Farm loans | 377 |  |  | 111 |  |  | 737 |  |  | 1,225 |  |  | 71,360 |  |  | 72,585 |  |  | — |
1-4 Family residential properties | 1,079 |  |  | 200 |  |  | 1,033 |  |  | 2,312 |  |  | 179,537 |  |  | 181,849 |  |  | — |
Multifamily residential properties | — |  |  | — |  |  | — |  |  | — |  |  | 19,846 |  |  | 19,846 |  |  | — |
Commercial real estate | 399 |  |  | 101 |  |  | 228 |  |  | 728 |  |  | 320,273 |  |  | 321,001 |  |  | — |
Loans secured by real estate | 1,855 |  |  | 412 |  |  | 1,998 |  |  | 4,265 |  |  | 614,152 |  |  | 618,417 |  |  | — |
Agricultural loans | — |  |  | — |  |  | 673 |  |  | 673 |  |  | 62,584 |  |  | 63,257 |  |  | — |
Commercial and industrial loans | 950 |  |  | 73 |  |  | 585 |  |  | 1,608 |  |  | 149,108 |  |  | 150,716 |  |  | — |
Consumer loans | 94 |  |  | 36 |  |  | 7 |  |  | 137 |  |  | 16,134 |  |  | 16,271 |  |  | — |
All other loans | — |  |  | — |  |  | — |  |  | — |  |  | 11,413 |  |  | 11,413 |  |  | — |
Total loans | $ | 2,899 |  |  | $ | 521 |  |  | $ | 3,263 |  |  | $ | 6,683 |  |  | $ | 853,391 |  |  | $ | 860,074 |  |  | $ | — |
Impaired Loans | The following tables present impaired loans as of December 31, 2012 and 2011 (in thousands):
| 2012 |  | 2011
| Recorded Balance |  | Unpaid Principal Balance |  | Specific Allowance |  | Recorded Balance |  | Unpaid Principal Balance |  | Specific Allowance
Loans with a specific allowance: |  |  |  |  |  |  |  |  |  |  |
Construction and land development | $ | 1,114 |  |  | $ | 1,529 |  |  | $ | 295 |  |  | $ | 833 |  |  | $ | 1,070 |  |  | $ | 295 |
Farm loans | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
1-4 Family residential properties | 636 |  |  | 723 |  |  | 162 |  |  | 71 |  |  | 71 |  |  | 27 |
Multifamily residential properties | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Commercial real estate | — |  |  | — |  |  | — |  |  | 1,414 |  |  | 1,693 |  |  | 183 |
Loans secured by real estate | 1,750 |  |  | 2,252 |  |  | 457 |  |  | 2,318 |  |  | 2,834 |  |  | 505 |
Agricultural loans | 310 |  |  | 310 |  |  | 54 |  |  | — |  |  | — |  |  | — |
Commercial and industrial loans | — |  |  | — |  |  | — |  |  | 382 |  |  | 382 |  |  | 70 |
Consumer loans | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
All other loans | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total loans | $ | 2,060 |  |  | $ | 2,562 |  |  | $ | 511 |  |  | $ | 2,700 |  |  | $ | 3,216 |  |  | $ | 575 |
Loans without a specific allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development | $ | 408 |  |  | $ | 694 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Farm loans | 418 |  |  | 429 |  |  | — |  |  | 532 |  |  | 532 |  |  | — |
1-4 Family residential properties | 1,269 |  |  | 1,792 |  |  | — |  |  | 1,641 |  |  | 1,818 |  |  | — |
Multifamily residential properties | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Commercial real estate | 2,063 |  |  | 2,253 |  |  | — |  |  | 1,226 |  |  | 1,256 |  |  | — |
Loans secured by real estate | 4,158 |  |  | 5,168 |  |  | — |  |  | 3,399 |  |  | 3,606 |  |  | — |
Agricultural loans | 620 |  |  | 1,568 |  |  | — |  |  | 673 |  |  | 673 |  |  | — |
Commercial and industrial loans | 704 |  |  | — |  |  | — |  |  | 660 |  |  | 1,255 |  |  | — |
Consumer loans | 51 |  |  | 58 |  |  | — |  |  | 8 |  |  | 20 |  |  | — |
All other loans | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total loans | $ | 5,533 |  |  | $ | 6,794 |  |  | $ | — |  |  | $ | 4,740 |  |  | $ | 5,554 |  |  | $ | — |
Total loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development | $ | 1,522 |  |  | $ | 2,223 |  |  | $ | 295 |  |  | $ | 833 |  |  | $ | 1,070 |  |  | $ | 295 |
Farm loans | 418 |  |  | 429 |  |  | — |  |  | 532 |  |  | 532 |  |  | — |
1-4 Family residential properties | 1,905 |  |  | 2,515 |  |  | 162 |  |  | 1,712 |  |  | 1,889 |  |  | 27 |
Multifamily residential properties | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Commercial real estate | 2,063 |  |  | 2,253 |  |  | — |  |  | 2,640 |  |  | 2,949 |  |  | 183 |
Loans secured by real estate | 5,908 |  |  | 7,420 |  |  | 457 |  |  | 5,717 |  |  | 6,440 |  |  | 505 |
Agricultural loans | 930 |  |  | 1,878 |  |  | 54 |  |  | 673 |  |  | 673 |  |  | — |
Commercial and industrial loans | 704 |  |  | — |  |  | — |  |  | 1,042 |  |  | 1,637 |  |  | 70 |
Consumer loans | 51 |  |  | 58 |  |  | — |  |  | 8 |  |  | 20 |  |  | — |
All other loans | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total loans | $ | 7,593 |  |  | $ | 9,356 |  |  | $ | 511 |  |  | $ | 7,440 |  |  | $ | 8,770 |  |  | $ | 575 |
Impaired loans by portfolio class | The following tables present average recorded investment and interest income recognized on impaired loans for the years ended December 31, 2012, 2011 and 2010 (in thousands):
| 2012 |  | 2011 |  | 2010
| Average Investment in Impaired Loans |  | Interest Income Recognized |  | Average Investment in Impaired Loans |  | Interest Income Recognized |  | Average Investment in Impaired Loans |  | Interest Income Recognized
Construction and land development | $ | 1,520 |  |  | $ | — |  |  | $ | 841 |  |  | $ | — |  |  | $ | 1,975 |  |  | $ | — |
Farm loans | 421 |  |  | — |  |  | 532 |  |  | — |  |  | 1,317 |  |  | — |
1-4 Family residential properties | 1,948 |  |  | 7 |  |  | 1,755 |  |  | — |  |  | 2,720 |  |  | — |
Multifamily residential properties | — |  |  | — |  |  | — |  |  | — |  |  | 670 |  |  | — |
Commercial real estate | 2,100 |  |  | — |  |  | 2,688 |  |  | 22 |  |  | 4,425 |  |  | 56 |
Loans secured by real estate | 5,989 |  |  | 7 |  |  | 5,816 |  |  | 22 |  |  | 11,107 |  |  | 56 |
Agricultural loans | 1,071 |  |  | — |  |  | 673 |  |  | — |  |  | 993 |  |  | — |
Commercial and industrial loans | 755 |  |  | — |  |  | 1,199 |  |  | 14 |  |  | 1,165 |  |  | 19 |
Consumer loans | 56 |  |  | 15 |  |  | 10 |  |  | — |  |  | 17 |  |  | — |
All other loans | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total loans | $ | 7,871 |  |  | $ | 22 |  |  | $ | 7,698 |  |  | $ | 36 |  |  | $ | 13,282 |  |  | $ | 75 |
The amount of interest income recognized by the Company within the periods stated above was due to loans modified in a troubled debt restructuring that remained on accrual status. The balance of loans modified in a troubled debt restructuring included in the impaired loans stated above that were still accruing was $6,000 of 1-4 Family residential properties, $0 of commercial real estate, $0 of commercial and industrial and $14,000 of consumer loans at December 31, 2012 and $395,000 of commercial real estate at December 31, 2011. For the year ended December 31, 2012 and 2011, the amount of interest income recognized using a cash-basis method of accounting during the period that the loans were impaired was not material.
Nonaccrual Loans | The following table presents the Company’s recorded balance of nonaccrual loans as December 31, 2012 and December 31, 2011 (in thousands). This table excludes purchased impaired loans and performing troubled debt restructurings.
| 2012 |  | 2011
Construction and land development | $ | 1,522 |  |  | $ | 833 |
Farm loans | 418 |  |  | 532 |
1-4 Family residential properties | 1,899 |  |  | 1,712 |
Multifamily residential properties | — |  |  | — |
Commercial real estate | 2,063 |  |  | 2,245 |
Loans secured by real estate | 5,902 |  |  | 5,322 |
Agricultural loans | 930 |  |  | 673 |
Commercial and industrial loans | 704 |  |  | 720 |
Consumer loans | 37 |  |  | 8 |
All other loans | — |  |  | — |
Total loans | $ | 7,573 |  |  | $ | 6,723 |
Recorded Balance of Troubled Debt Restructurings | The following table presents the Company’s recorded balance of troubled debt restructurings at December 31, 2012 and 2011 (in thousands).
Troubled debt restructurings: | 2012 |  | 2011
Construction and land development | $ | 1,522 |  |  | $ | — |
1-4 Family residential properties | 445 |  |  | 393 |
Commercial real estate | 950 |  |  | 952 |
Loans secured by real estate | 2,917 |  |  | 1,345 |
Commercial and industrial loans | 408 |  |  | 489 |
Consumer Loans | 14 |  |  | — |
Total | $ | 3,339 |  |  | $ | 1,834 |
Performing troubled debt restructurings: |  |  |  |  |
1-4 Family residential properties | $ | 6 |  |  | $ | — |
Commercial real estate | — |  |  | 395 |
Loans secured by real estate | 6 |  |  | 395 |
Commercial and industrial loans | — |  |  | 322 |
Consumer Loans | 14 |  |  | — |
Total | $ | 20 |  |  | $ | 717 |

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- Definition Impaired loans portfolio class + References No definition available. + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953659-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=7880640&loc=SL6953803-111525 + Details
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- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5212-111524 + Details
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- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953401-111524 + Details
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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 + Details
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- Definition Tabular disclosure of the activity in the total allowance for credit losses related to financing receivables (such as loans or lease receivables) for entities that have an unclassified balance sheet, including the balance in the allowance at the beginning and end of each period, additions charged to operations, direct write-downs charged against the allowance, and recoveries of amounts previously charged off. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953423-111524 + Details
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- Definition Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5111-111524 + Details
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- Definition Tabular disclosure of financing receivables and troubled debt restructurings. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953682-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953676-111524 + Details
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