As of December 31, 2012 and 2011, the most recent notification from the primary regulators categorized First Mid Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, minimum total risk-based, Tier 1 risk-based and Tier 1 leverage ratios must be maintained as set forth in the table below. At December 31, 2012, there are no conditions or events since the most recent notification that management believes have changed this categorization.



	Actual				Required Minimum For Capital Adequacy Purposes			To Be Well-Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio	Amount		Ratio
December 31, 2012
Total Capital (to risk-weighted assets)
Company	$	161,799	15.65	%	$	82,693	> 8.00%	N/A		N/A
First Mid Bank	143,942		14.04	%	82,047		> 8.00	$	102,559	> 10.00%
Tier 1 Capital (to risk-weighted assets)
Company	150,023		14.51	%	41,346		> 4.00	N/A		N/A
First Mid Bank	132,166		12.89	%	41,024		> 4.00	61,535		> 6.00
Tier 1 Capital (to average assets)
Company	150,023		9.66	%	62,093		> 4.00	N/A		N/A
First Mid Bank	132,166		8.56	%	61,771		> 4.00	77,213		> 5.00
December 31, 2011
Total Capital (to risk-weighted assets)
Company	$	145,006	14.48	%	$	80,093	> 8.00%	N/A		N/A
First Mid Bank	127,386		12.83	%	79,434		> 8.00	$	99,292	> 10.00%
Tier 1 Capital (to risk-weighted assets)
Company	133,886		13.37	%	40,046		> 4.00	N/A		N/A
First Mid Bank	116,266		11.71	%	39,717		> 4.00	59,575		> 6.00
Tier 1 Capital (to average assets)
Company	133,886		8.99	%	59,574		> 4.00	N/A		N/A
First Mid Bank	116,266		7.85	%	59,228		> 4.00	74,035		> 5.00