|
Loans and Allowance for Loan Losses (Details) (USD $)
|
3 Months Ended |
9 Months Ended |
12 Months Ended |
|
Sep. 30, 2013
|
Sep. 30, 2012
|
Sep. 30, 2013
alternative
|
Sep. 30, 2012
|
Dec. 31, 2012
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
| Gross loans |
$ 942,523,000 |
|
$ 942,523,000 |
|
$ 911,597,000 |
| Less [Abstract] |
|
|
|
|
|
| Net deferred loan fees, premiums and discounts |
533,000 |
|
533,000 |
|
744,000 |
| Allowance for loan losses |
12,977,000 |
11,645,000 |
12,977,000 |
11,645,000 |
11,776,000 |
| Net loans |
929,013,000 |
|
929,013,000 |
|
899,077,000 |
| Loans held for sale |
1,101,000 |
|
1,101,000 |
|
212,000 |
| Impaired Loans [Abstract] |
|
|
|
|
|
| Minimum value of loans individually measured for impairment |
|
|
100,000 |
|
|
| Number of alternatives for measuring impaired loans receivable |
|
|
3 |
|
|
| Adversely Classified Loans [Abstract] |
|
|
|
|
|
| Minimum balance of adversely classified loan in which a detailed analysis is performed |
|
|
100,000 |
|
|
| Non-classified and Watch Loans [Abstract] |
|
|
|
|
|
| Time period used a a base for loss estimations |
|
|
five-year |
|
|
| Allowance for Loan Losses [Abstract] |
|
|
|
|
|
| Balance, beginning of period |
12,131,000 |
11,455,000 |
11,776,000 |
11,120,000 |
11,120,000 |
| Provision charged to expense |
975,000 |
720,000 |
1,707,000 |
1,751,000 |
2,647,000 |
| Losses charged off |
(274,000) |
(585,000) |
(824,000) |
(1,495,000) |
(2,371,000) |
| Recoveries |
145,000 |
55,000 |
318,000 |
269,000 |
380,000 |
| Balance, end of period |
12,977,000 |
11,645,000 |
12,977,000 |
11,645,000 |
11,776,000 |
| Ending Balance [Abstract] |
|
|
|
|
|
| Individually evaluated for impairment |
540,000 |
768,000 |
540,000 |
768,000 |
511,000 |
| Collectively evaluated for impairment |
12,437,000 |
10,877,000 |
12,437,000 |
10,877,000 |
11,265,000 |
| Loans [Abstract] |
|
|
|
|
|
| Ending balance |
943,091,000 |
899,367,000 |
943,091,000 |
899,367,000 |
911,065,000 |
| Ending Balance [Abstract] |
|
|
|
|
|
| Individually evaluated for impairment |
4,877,000 |
6,526,000 |
4,877,000 |
6,526,000 |
6,564,000 |
| Collectively evaluated for impairment |
938,214,000 |
892,841,000 |
938,214,000 |
892,841,000 |
904,501,000 |
|
Construction and land development
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
| Gross loans |
20,058,000 |
|
20,058,000 |
|
31,341,000 |
|
Agricultural real estate
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
| Gross loans |
101,832,000 |
|
101,832,000 |
|
86,256,000 |
|
1-4 Family residential properties
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
| Gross loans |
188,256,000 |
|
188,256,000 |
|
186,205,000 |
| Ending Balance [Abstract] |
|
|
|
|
|
| Period When Loans are Charged-down |
|
|
180 days |
|
|
|
Multifamily residential properties
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
| Gross loans |
42,342,000 |
|
42,342,000 |
|
44,863,000 |
|
Commercial real estate
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
| Gross loans |
343,404,000 |
|
343,404,000 |
|
317,321,000 |
| Loans Receivable Additional Information [Abstract] |
|
|
|
|
|
| Debt coverage ratio |
|
|
1.20x |
|
|
| Amortization period of loans |
|
|
twenty years |
|
|
|
Commercial real estate | Minimum [Member]
|
|
|
|
|
|
| Loans Receivable Additional Information [Abstract] |
|
|
|
|
|
| Maximum Loan-to-value Ratio (in hundredths) |
|
|
65.00% |
|
|
|
Commercial real estate | Maximum [Member]
|
|
|
|
|
|
| Loans Receivable Additional Information [Abstract] |
|
|
|
|
|
| Maximum Loan-to-value Ratio (in hundredths) |
|
|
80.00% |
|
|
|
Loans secured by real estate
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
| Gross loans |
695,892,000 |
|
695,892,000 |
|
665,986,000 |
|
Agricultural loans
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
| Gross loans |
60,512,000 |
|
60,512,000 |
|
60,948,000 |
|
Commercial and industrial loans
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
| Gross loans |
159,608,000 |
|
159,608,000 |
|
160,193,000 |
| Loans Receivable Additional Information [Abstract] |
|
|
|
|
|
| Maximum Loan-to-value Ratio (in hundredths) |
|
|
80.00% |
|
|
| Amortization period of loans |
|
|
seven years |
|
|
| Loans Receivable, Time Period |
|
|
one year |
|
|
|
Consumer loans
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
| Gross loans |
15,296,000 |
|
15,296,000 |
|
16,264,000 |
| Less [Abstract] |
|
|
|
|
|
| Allowance for loan losses |
407,000 |
389,000 |
407,000 |
389,000 |
403,000 |
| Allowance for Loan Losses [Abstract] |
|
|
|
|
|
| Balance, beginning of period |
397,000 |
395,000 |
403,000 |
378,000 |
378,000 |
| Provision charged to expense |
50,000 |
8,000 |
64,000 |
60,000 |
116,000 |
| Losses charged off |
(72,000) |
(45,000) |
(169,000) |
(140,000) |
(249,000) |
| Recoveries |
32,000 |
31,000 |
109,000 |
91,000 |
158,000 |
| Balance, end of period |
407,000 |
389,000 |
407,000 |
389,000 |
403,000 |
| Ending Balance [Abstract] |
|
|
|
|
|
| Individually evaluated for impairment |
0 |
0 |
0 |
0 |
0 |
| Collectively evaluated for impairment |
407,000 |
389,000 |
407,000 |
389,000 |
403,000 |
| Loans [Abstract] |
|
|
|
|
|
| Ending balance |
15,296,000 |
16,014,000 |
15,296,000 |
16,014,000 |
16,066,000 |
| Ending Balance [Abstract] |
|
|
|
|
|
| Individually evaluated for impairment |
0 |
0 |
0 |
0 |
0 |
| Collectively evaluated for impairment |
15,296,000 |
16,014,000 |
15,296,000 |
16,014,000 |
16,066,000 |
|
All other loans
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
| Gross loans |
11,215,000 |
|
11,215,000 |
|
8,206,000 |
|
Agricultural and Farm Loans [Member]
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
| Gross loans |
162,300,000 |
|
162,300,000 |
|
147,200,000 |
| Less [Abstract] |
|
|
|
|
|
| Decrease in loans receivable |
|
|
15,100,000 |
|
|
| Loans Receivable Additional Information [Abstract] |
|
|
|
|
|
| Maximum Loan-to-value Ratio (in hundredths) |
|
|
65.00% |
|
|
| Amortization period of loans |
|
|
twenty five years |
|
|
| Loans Receivable, Time Period |
|
|
one year |
|
|
|
Other Grain Farming [Member]
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
| Gross loans |
135,600,000 |
|
135,600,000 |
|
124,400,000 |
| Less [Abstract] |
|
|
|
|
|
| Decrease in loans receivable |
|
|
11,200,000 |
|
|
|
Motels and Hotels Loans [Member]
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
| Gross loans |
45,200,000 |
|
45,200,000 |
|
|
|
Non-residential Buildings [Member]
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
| Gross loans |
98,500,000 |
|
98,500,000 |
|
|
|
Residential Buildings [Member]
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
| Gross loans |
56,400,000 |
|
56,400,000 |
|
|
|
Unsecured Open-end Loans [Member]
|
|
|
|
|
|
| Ending Balance [Abstract] |
|
|
|
|
|
| Period When Loans are Charged-down |
|
|
180 days |
|
|
|
Other Secured Loans [Member]
|
|
|
|
|
|
| Ending Balance [Abstract] |
|
|
|
|
|
| Period When Loans are Charged-down |
|
|
120 days |
|
|
|
Commercial/ Commercial Real Estate
|
|
|
|
|
|
| Less [Abstract] |
|
|
|
|
|
| Allowance for loan losses |
10,703,000 |
9,500,000 |
10,703,000 |
9,500,000 |
9,301,000 |
| Allowance for Loan Losses [Abstract] |
|
|
|
|
|
| Balance, beginning of period |
9,304,000 |
9,007,000 |
9,301,000 |
8,791,000 |
8,791,000 |
| Provision charged to expense |
1,475,000 |
782,000 |
1,759,000 |
1,530,000 |
1,979,000 |
| Losses charged off |
(184,000) |
(308,000) |
(551,000) |
(906,000) |
(1,586,000) |
| Recoveries |
108,000 |
19,000 |
194,000 |
85,000 |
117,000 |
| Balance, end of period |
10,703,000 |
9,500,000 |
10,703,000 |
9,500,000 |
9,301,000 |
| Ending Balance [Abstract] |
|
|
|
|
|
| Individually evaluated for impairment |
540,000 |
768,000 |
540,000 |
768,000 |
457,000 |
| Collectively evaluated for impairment |
10,163,000 |
8,732,000 |
10,163,000 |
8,732,000 |
8,844,000 |
| Loans [Abstract] |
|
|
|
|
|
| Ending balance |
575,912,000 |
556,026,000 |
575,912,000 |
556,026,000 |
569,717,000 |
| Ending Balance [Abstract] |
|
|
|
|
|
| Individually evaluated for impairment |
4,540,000 |
5,627,000 |
4,540,000 |
5,627,000 |
5,334,000 |
| Collectively evaluated for impairment |
571,372,000 |
550,399,000 |
571,372,000 |
550,399,000 |
564,383,000 |
|
Agricultural/ Agricultural Real Estate
|
|
|
|
|
|
| Less [Abstract] |
|
|
|
|
|
| Allowance for loan losses |
460,000 |
607,000 |
460,000 |
607,000 |
558,000 |
| Allowance for Loan Losses [Abstract] |
|
|
|
|
|
| Balance, beginning of period |
414,000 |
701,000 |
558,000 |
546,000 |
546,000 |
| Provision charged to expense |
43,000 |
(97,000) |
(102,000) |
3,000 |
(47,000) |
| Losses charged off |
0 |
0 |
0 |
(12,000) |
(12,000) |
| Recoveries |
3,000 |
3,000 |
4,000 |
70,000 |
71,000 |
| Balance, end of period |
460,000 |
607,000 |
460,000 |
607,000 |
558,000 |
| Ending Balance [Abstract] |
|
|
|
|
|
| Individually evaluated for impairment |
0 |
0 |
0 |
0 |
54,000 |
| Collectively evaluated for impairment |
460,000 |
607,000 |
460,000 |
607,000 |
504,000 |
| Loans [Abstract] |
|
|
|
|
|
| Ending balance |
162,443,000 |
144,883,000 |
162,443,000 |
144,883,000 |
145,695,000 |
| Ending Balance [Abstract] |
|
|
|
|
|
| Individually evaluated for impairment |
337,000 |
899,000 |
337,000 |
899,000 |
1,230,000 |
| Collectively evaluated for impairment |
162,106,000 |
143,984,000 |
162,106,000 |
143,984,000 |
144,465,000 |
|
Residential Real Estate
|
|
|
|
|
|
| Less [Abstract] |
|
|
|
|
|
| Allowance for loan losses |
794,000 |
745,000 |
794,000 |
745,000 |
726,000 |
| Loans Receivable Additional Information [Abstract] |
|
|
|
|
|
| Maximum Loan-to-value Ratio (in hundredths) |
|
|
80.00% |
|
|
| Amortization period of loans |
|
|
twenty five years |
|
|
| Balloon period |
|
|
five years |
|
|
| Allowance for Loan Losses [Abstract] |
|
|
|
|
|
| Balance, beginning of period |
793,000 |
743,000 |
726,000 |
636,000 |
636,000 |
| Provision charged to expense |
17,000 |
232,000 |
161,000 |
523,000 |
580,000 |
| Losses charged off |
(18,000) |
(232,000) |
(104,000) |
(437,000) |
(524,000) |
| Recoveries |
2,000 |
2,000 |
11,000 |
23,000 |
34,000 |
| Balance, end of period |
794,000 |
745,000 |
794,000 |
745,000 |
726,000 |
| Ending Balance [Abstract] |
|
|
|
|
|
| Individually evaluated for impairment |
0 |
0 |
0 |
0 |
0 |
| Collectively evaluated for impairment |
794,000 |
745,000 |
794,000 |
745,000 |
726,000 |
| Loans [Abstract] |
|
|
|
|
|
| Ending balance |
189,440,000 |
182,234,000 |
189,440,000 |
182,234,000 |
179,309,000 |
| Ending Balance [Abstract] |
|
|
|
|
|
| Individually evaluated for impairment |
0 |
0 |
0 |
0 |
0 |
| Collectively evaluated for impairment |
189,440,000 |
182,234,000 |
189,440,000 |
182,234,000 |
179,309,000 |
|
Unallocated
|
|
|
|
|
|
| Less [Abstract] |
|
|
|
|
|
| Allowance for loan losses |
613,000 |
404,000 |
613,000 |
404,000 |
788,000 |
| Allowance for Loan Losses [Abstract] |
|
|
|
|
|
| Balance, beginning of period |
1,223,000 |
609,000 |
788,000 |
769,000 |
769,000 |
| Provision charged to expense |
(610,000) |
(205,000) |
(175,000) |
(365,000) |
19,000 |
| Losses charged off |
0 |
|
0 |
0 |
0 |
| Recoveries |
0 |
|
0 |
0 |
0 |
| Balance, end of period |
613,000 |
404,000 |
613,000 |
404,000 |
788,000 |
| Ending Balance [Abstract] |
|
|
|
|
|
| Individually evaluated for impairment |
0 |
0 |
0 |
0 |
0 |
| Collectively evaluated for impairment |
613,000 |
404,000 |
613,000 |
404,000 |
788,000 |
| Loans [Abstract] |
|
|
|
|
|
| Ending balance |
0 |
210,000 |
0 |
210,000 |
278,000 |
| Ending Balance [Abstract] |
|
|
|
|
|
| Individually evaluated for impairment |
0 |
0 |
0 |
0 |
0 |
| Collectively evaluated for impairment |
$ 0 |
$ 210,000 |
$ 0 |
$ 210,000 |
$ 278,000 |