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v3.19.3.a.u2

Loans and Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 12 Months Ended |  |  |
--- | --- | --- | --- | ---
Dec. 31, 2019 | Dec. 31, 2018 | Dec. 31, 2017 | Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Gross loans | $ 2,699,164 | $ 2,658,136 |  |
Loans Receivable Held-for-sale, Amount | 1,820 | 1,508 |  |
loans and leases receivable gross excluding loans held for sale | 2,697,344 | 2,656,628 |  |
Net deferred loan fees, premiums and discounts | (3,817) | (13,617) |  |
Allowance for loan losses | 26,911 | 26,189 | $ 19,977 | $ 16,753
Net loans | 2,666,616 | 2,616,822 |  |
Loans held for sale | 1,820 | 1,508 |  |
Increase (Decrease) in Accounts and Notes Receivable | 49,800 |  |  |
Loans Receivable, Net | 2,695,347 | 2,644,519 |  |
Construction and land development |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Gross loans | 94,462 | 51,013 |  |
Loans Receivable, Net | 94,142 | 50,619 |  |
Farm loans |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Gross loans | 240,481 | 232,409 |  |
Loans Receivable, Net | 240,241 | 231,700 |  |
1-4 Family residential properties |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Gross loans | 336,553 | 374,751 |  |
Loans Receivable, Net | 336,427 | 373,518 |  |
Multifamily residential properties |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Gross loans | 155,132 | 186,393 |  |
Loans Receivable, Net | 153,948 | 184,051 |  |
Commercial real estate |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Gross loans | 997,175 | 911,656 |  |
Loans Receivable, Net | $ 995,702 | 906,850 |  |
Debt coverage ratio | 1.20x |  |  |
Amortization period of loans | twenty years |  |  |
Commercial real estate | Minimum [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loan To Value Ratio | 65.00% |  |  |
Commercial real estate | Maximum [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loan To Value Ratio | 80.00% |  |  |
Loans secured by real estate |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Gross loans | $ 1,823,803 | 1,756,222 |  |
Loans Receivable, Net | 1,820,460 | 1,746,738 |  |
Agricultural loans |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Gross loans | 136,023 | 136,125 |  |
Loans Receivable, Net | 136,124 | 135,877 |  |
Commercial and industrial loans |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Gross loans | 528,987 | 559,120 |  |
Loans Receivable, Net | $ 528,973 | 557,011 |  |
Loan To Value Ratio | 80.00% |  |  |
Amortization period of loans | seven years |  |  |
Loans Receivable, Time Period | one year |  |  |
Consumer loans |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Gross loans | $ 83,544 | 92,744 |  |
Allowance for loan losses | 1,428 | 932 | 803 | 693
Loans Receivable, Net | 83,183 | 91,516 |  |
All other loans |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Gross loans | 126,807 | 113,925 |  |
Loans Receivable, Net | 126,607 | 113,377 |  |
Agricultural and Farm Loans [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Gross loans | 376,365 | 367,577 |  |
Increase (Decrease) in Accounts and Notes Receivable | $ 8,788 |  |  |
Loan To Value Ratio | 65.00% |  |  |
Amortization period of loans | twenty five years |  |  |
Loans Receivable, Time Period | one year |  |  |
Other Grain Farming [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Gross loans | $ 301,500 | 276,142 |  |
Increase (Decrease) in Accounts and Notes Receivable | 25,400 |  |  |
Motels and Hotels Loans [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Gross loans | 120,735 | 129,216 |  |
Non-residential Buildings [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Gross loans | 300,611 | 250,495 |  |
Residential Buildings [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Gross loans | 284,378 | 289,169 |  |
Other Gambling Industries [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Gross loans | 90,429 | 105,259 |  |
Commercial/Commercial Real Estate [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Allowance for loan losses | 21,618 | 21,556 | 16,546 | 12,901
Agriculture/Agricultural Real Estate [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Allowance for loan losses | 2,479 | 2,197 | 1,742 | 2,249
Residential Real Estate [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Allowance for loan losses | $ 1,386 | 1,504 | 886 | 874
Loan To Value Ratio | 80.00% |  |  |
Amortization period of loans | twenty five years |  |  |
Balloon period | five years |  |  |
Unallocated [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Allowance for loan losses | $ 0 | $ 0 | $ 0 | $ 36

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- Definition The amount of the mortgage loan as a percentage of the total appraised value of the real property. Loan-to-value is one of the key risk factors that lenders assess when qualifying borrowers for a mortgage. + References No definition available. + Details
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