XML 53 R43.htm IDEA: XBRL DOCUMENT v3.22.2.2
Loans and Allowance for Credit Losses - Allowance for Credit Losses Based on Portfolio Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Dec. 31, 2021
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance $ 59,075 $ 54,597 $ 54,655 $ 41,910 $ 41,910
Initial allowance on loans purchased with credit deterioration     863 2,074  
Provision for credit loss expense 142 1,103 4,001 12,679 15,151
Loans charged off 833 2,076 2,178 3,493 5,634
Recoveries collected 393 359 1,436 813 1,154
Allowance for credit losses, Ending Balance 58,777 53,983 58,777 53,983 54,655
Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       2,074 2,074
Construction and Land Development | Real Estate Loan          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 2,042 1,795 1,743 1,666 1,666
Initial allowance on loans purchased with credit deterioration     272 261  
Provision for credit loss expense 1 314 30 205 21
Loans charged off 0 0 2 23 205
Recoveries collected 100 0 100 0 0
Allowance for credit losses, Ending Balance 2,143 2,109 2,143 2,109 1,743
Construction and Land Development | Real Estate Loan | Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       261 261
Agricultural | Real Estate Loan          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 2,112 1,665 1,257 1,084 1,084
Initial allowance on loans purchased with credit deterioration     0 44  
Provision for credit loss expense (674) (408) 181 129 129
Loans charged off 0 0 0 0 0
Recoveries collected 0 0 0 0 0
Allowance for credit losses, Ending Balance 1,438 1,257 1,438 1,257 1,257
Agricultural | Real Estate Loan | Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       44 44
Residential Properties | Real Estate Loan | 1-4 Family          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 3,523 2,570 2,330 2,322 2,322
Initial allowance on loans purchased with credit deterioration     3 328  
Provision for credit loss expense 269 27 1,355 117 (160)
Loans charged off 45 45 186 241 371
Recoveries collected 19 108 264 134 211
Allowance for credit losses, Ending Balance 3,766 2,660 3,766 2,660 2,330
Residential Properties | Real Estate Loan | 1-4 Family | Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       328 328
Commercial | Real Estate Loan          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 28,856 25,664 26,246 19,660 19,660
Initial allowance on loans purchased with credit deterioration     478 646  
Provision for credit loss expense (796) (52) 1,384 5,764 6,415
Loans charged off 7 55 414 535 535
Recoveries collected 8 23 367 45 60
Allowance for credit losses, Ending Balance 28,061 25,580 28,061 25,580 26,246
Commercial | Real Estate Loan | Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       646 646
Agricultural Loans          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 886 906 983 1,526 1,526
Initial allowance on loans purchased with credit deterioration     0 0  
Provision for credit loss expense (246) (90) (250) (711) (544)
Loans charged off 0 0 93 0 0
Recoveries collected 38 0 38 1 1
Allowance for credit losses, Ending Balance 678 816 678 816 983
Agricultural Loans | Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       0 0
Commercial and Industrial Loans          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 19,496 19,842 19,241 13,485 13,485
Initial allowance on loans purchased with credit deterioration     94 795  
Provision for credit loss expense 1,271 342 1,343 5,950 7,940
Loans charged off 389 1,600 424 1,686 3,118
Recoveries collected 63 24 187 64 139
Allowance for credit losses, Ending Balance 20,441 18,608 20,441 18,608 19,241
Commercial and Industrial Loans | Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       795 795
Consumer Loans          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 2,160 2,155 2,855 2,167 2,167
Initial allowance on loans purchased with credit deterioration     16 0  
Provision for credit loss expense 317 970 (42) 1,225 1,350
Loans charged off 392 376 1,059 1,008 1,405
Recoveries collected 165 204 480 569 743
Allowance for credit losses, Ending Balance $ 2,250 $ 2,953 $ 2,250 2,953 2,855
Consumer Loans | Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       $ 0 $ 0