XML 54 R46.htm IDEA: XBRL DOCUMENT
v3.24.2.u1

Loans and Allowance for Credit Losses - Allowance for Credit Losses Based on Portfolio Segment (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | Dec. 31, 2023
Allowance for loan losses [Abstract] |  |  |  |  |
Allowance for credit losses, Beginning Balance | $ 67,936 | $ 58,223 | $ 68,675 | $ 59,093 | $ 59,093
Initial allowance on loans purchased with credit deterioration |  |  |  |  | 3,791
Provision for credit loss expense | 1,083 | 458 | 726 | (359) | 6,104
Loans charged off | 985 | 580 | 1,804 | 1,060 | 2,631
Recoveries collected | 278 | 618 | 715 | 1,045 | 2,318
Allowance for credit losses, Ending Balance | 68,312 | 58,719 | 68,312 | 58,719 | 68,675
Construction and Land Development | Real Estate Loan |  |  |  |  |
Allowance for loan losses [Abstract] |  |  |  |  |
Allowance for credit losses, Beginning Balance | 2,701 | 2,426 | 2,918 | 2,250 | 2,250
Initial allowance on loans purchased with credit deterioration |  |  |  |  | 308
Provision for credit loss expense | (55) | (204) | (272) | (28) | 374
Loans charged off | 0 | 14 | 0 | 14 | 14
Recoveries collected | 0 | 0 | 0 | 0 | 0
Allowance for credit losses, Ending Balance | 2,646 | 2,208 | 2,646 | 2,208 | 2,918
Agricultural | Real Estate Loan |  |  |  |  |
Allowance for loan losses [Abstract] |  |  |  |  |
Allowance for credit losses, Beginning Balance | 1,358 | 1,404 | 1,366 | 1,433 | 1,433
Initial allowance on loans purchased with credit deterioration |  |  |  |  | 0
Provision for credit loss expense | 14 | (34) | 6 | (63) | (67)
Loans charged off | 0 | 0 | 0 | 0 | 0
Recoveries collected | 0 | 0 | 0 | 0 | 0
Allowance for credit losses, Ending Balance | 1,372 | 1,370 | 1,372 | 1,370 | 1,366
Residential Properties | Real Estate Loan | 1-4 Family |  |  |  |  |
Allowance for loan losses [Abstract] |  |  |  |  |
Allowance for credit losses, Beginning Balance | 3,778 | 3,420 | 4,220 | 3,742 | 3,742
Initial allowance on loans purchased with credit deterioration |  |  |  |  | 124
Provision for credit loss expense | (264) | (235) | (688) | (541) | 225
Loans charged off | 34 | 16 | 101 | 56 | 87
Recoveries collected | 100 | 78 | 149 | 102 | 216
Allowance for credit losses, Ending Balance | 3,580 | 3,247 | 3,580 | 3,247 | 4,220
Commercial | Real Estate Loan |  |  |  |  |
Allowance for loan losses [Abstract] |  |  |  |  |
Allowance for credit losses, Beginning Balance | 32,537 | 27,327 | 31,758 | 28,157 | 28,157
Initial allowance on loans purchased with credit deterioration |  |  |  |  | 1,066
Provision for credit loss expense | 376 | 385 | 994 | (449) | 1,755
Loans charged off | 0 | 25 | 0 | 25 | 25
Recoveries collected | 5 | 327 | 166 | 331 | 805
Allowance for credit losses, Ending Balance | 32,918 | 28,014 | 32,918 | 28,014 | 31,758
Agricultural Loans |  |  |  |  |
Allowance for loan losses [Abstract] |  |  |  |  |
Allowance for credit losses, Beginning Balance | 778 | 580 | 705 | 585 | 585
Initial allowance on loans purchased with credit deterioration |  |  |  |  | 0
Provision for credit loss expense | 316 | 213 | 441 | 205 | 490
Loans charged off | 209 | 276 | 261 | 276 | 408
Recoveries collected | 0 | 7 | 0 | 10 | 38
Allowance for credit losses, Ending Balance | 885 | 524 | 885 | 524 | 705
Commercial and Industrial Loans |  |  |  |  |
Allowance for loan losses [Abstract] |  |  |  |  |
Allowance for credit losses, Beginning Balance | 24,631 | 21,142 | 25,450 | 20,808 | 20,808
Initial allowance on loans purchased with credit deterioration |  |  |  |  | 2,273
Provision for credit loss expense | 624 | 414 | 15 | 505 | 2,322
Loans charged off | 368 | 49 | 642 | 62 | 529
Recoveries collected | 44 | 37 | 108 | 293 | 576
Allowance for credit losses, Ending Balance | 24,931 | 21,544 | 24,931 | 21,544 | 25,450
Consumer Loans |  |  |  |  |
Allowance for loan losses [Abstract] |  |  |  |  |
Allowance for credit losses, Beginning Balance | 2,153 | 1,924 | 2,258 | 2,118 | 2,118
Initial allowance on loans purchased with credit deterioration |  |  |  |  | 20
Provision for credit loss expense | 72 | (81) | 230 | 12 | 1,005
Loans charged off | 374 | 200 | 800 | 627 | 1,568
Recoveries collected | 129 | 169 | 292 | 309 | 683
Allowance for credit losses, Ending Balance | $ 1,980 | $ 1,812 | $ 1,980 | $ 1,812 | $ 2,258

X
- References No definition available. + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNetAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of increase in allowance for credit loss on financing receivable purchased with credit deterioration. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossPurchasedWithCreditDeteriorationIncrease
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph c -Publisher SEC Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph a -Subparagraph (1) -Publisher SEC Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph a -Subparagraph (3) -Publisher SEC Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(4)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(2)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1 Reference 8: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 9: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (f) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of increase (decrease) in allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(4) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(3) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=fmbh_ConstructionAndLandDevelopmentPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_RealEstateLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=fmbh_AgriculturalPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis=fmbh_OneToFourFamilyMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=fmbh_AgriculturalExcludingAgriculturalRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=fmbh_CommercialAndIndustrialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |