XML 54 R46.htm IDEA: XBRL DOCUMENT v3.24.2.u1
Loans and Allowance for Credit Losses - Allowance for Credit Losses Based on Portfolio Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Dec. 31, 2023
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance $ 67,936 $ 58,223 $ 68,675 $ 59,093 $ 59,093
Initial allowance on loans purchased with credit deterioration         3,791
Provision for credit loss expense 1,083 458 726 (359) 6,104
Loans charged off 985 580 1,804 1,060 2,631
Recoveries collected 278 618 715 1,045 2,318
Allowance for credit losses, Ending Balance 68,312 58,719 68,312 58,719 68,675
Construction and Land Development | Real Estate Loan          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 2,701 2,426 2,918 2,250 2,250
Initial allowance on loans purchased with credit deterioration         308
Provision for credit loss expense (55) (204) (272) (28) 374
Loans charged off 0 14 0 14 14
Recoveries collected 0 0 0 0 0
Allowance for credit losses, Ending Balance 2,646 2,208 2,646 2,208 2,918
Agricultural | Real Estate Loan          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 1,358 1,404 1,366 1,433 1,433
Initial allowance on loans purchased with credit deterioration         0
Provision for credit loss expense 14 (34) 6 (63) (67)
Loans charged off 0 0 0 0 0
Recoveries collected 0 0 0 0 0
Allowance for credit losses, Ending Balance 1,372 1,370 1,372 1,370 1,366
Residential Properties | Real Estate Loan | 1-4 Family          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 3,778 3,420 4,220 3,742 3,742
Initial allowance on loans purchased with credit deterioration         124
Provision for credit loss expense (264) (235) (688) (541) 225
Loans charged off 34 16 101 56 87
Recoveries collected 100 78 149 102 216
Allowance for credit losses, Ending Balance 3,580 3,247 3,580 3,247 4,220
Commercial | Real Estate Loan          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 32,537 27,327 31,758 28,157 28,157
Initial allowance on loans purchased with credit deterioration         1,066
Provision for credit loss expense 376 385 994 (449) 1,755
Loans charged off 0 25 0 25 25
Recoveries collected 5 327 166 331 805
Allowance for credit losses, Ending Balance 32,918 28,014 32,918 28,014 31,758
Agricultural Loans          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 778 580 705 585 585
Initial allowance on loans purchased with credit deterioration         0
Provision for credit loss expense 316 213 441 205 490
Loans charged off 209 276 261 276 408
Recoveries collected 0 7 0 10 38
Allowance for credit losses, Ending Balance 885 524 885 524 705
Commercial and Industrial Loans          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 24,631 21,142 25,450 20,808 20,808
Initial allowance on loans purchased with credit deterioration         2,273
Provision for credit loss expense 624 414 15 505 2,322
Loans charged off 368 49 642 62 529
Recoveries collected 44 37 108 293 576
Allowance for credit losses, Ending Balance 24,931 21,544 24,931 21,544 25,450
Consumer Loans          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 2,153 1,924 2,258 2,118 2,118
Initial allowance on loans purchased with credit deterioration         20
Provision for credit loss expense 72 (81) 230 12 1,005
Loans charged off 374 200 800 627 1,568
Recoveries collected 129 169 292 309 683
Allowance for credit losses, Ending Balance $ 1,980 $ 1,812 $ 1,980 $ 1,812 $ 2,258