XML 79 R69.htm IDEA: XBRL DOCUMENT v3.25.0.1
Loans and Allowance for Credit Losses - Additional Information (Details)
12 Months Ended
Dec. 31, 2024
USD ($)
Alternative
Loan_modified
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Dec. 31, 2021
USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Increase (decrease) in accounts and notes receivable $ 88,800,000      
Accrued interest on loans 33,700,000 $ 29,900,000    
Minimum value of loans individually measured for impairment $ 250,000,000      
Number of alternatives for measuring impaired loans receivable | Alternative 3      
Allowance for credit losses $ 70,182,000 68,675,000 $ 59,093,000 $ 54,655,000
Recorded balance of nonaccrual loans 28,775,000 18,832,000    
Interest lost on nonaccrual loans $ 1,400,000 412,000 103,000  
Troubled debt restructurings balance | Loan_modified 0      
Real estate acquired through foreclosure $ 2,179,000 1,163,000    
Mortgage loans secured by real estate In foreclosure $ 2,800,000 399,000    
Commercial Real Estate        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Debt coverage ratio 1.20x      
Amortization period of loans twenty years      
Recorded balance of nonaccrual loans $ 7,716,000 10,237,000    
Commercial Real Estate | Minimum        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Maximum loan-to-value ratio (in hundredths) 65.00%      
Commercial Real Estate | Maximum        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Maximum loan-to-value ratio (in hundredths) 80.00%      
1-4 Family Residential Properties        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Period when loans charged-down 180 days      
Recorded balance of nonaccrual loans $ 4,937,000 4,940,000    
Unsecured Open-end Loans        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Period when loans charged-down 180 days      
Other Secured Loans        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Period when loans charged-down 120 days      
Agricultural        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Maximum loan-to-value ratio (in hundredths) 65.00%      
Amortization period of loans twenty-five years      
Loans receivable, time period 1 year      
Agricultural | Real Estate Loan        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses $ 1,361,000 1,366,000 1,433,000 1,257,000
Commercial and Industrial Loans        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Maximum loan-to-value ratio (in hundredths) 80.00%      
Amortization period of loans seven years      
Loans receivable, time period 1 year      
Percentage of increase (decrease) in qualitative factors (10.00%)      
Allowance for credit losses $ 25,602,000 25,450,000 20,808,000 19,241,000
Residential Properties | Real Estate Loan        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Maximum loan-to-value ratio (in hundredths) 80.00%      
Amortization period of loans twenty-five years      
Balloon period five years      
Construction and Land Development        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Percentage of amount on net basis 10.00%      
Construction and Land Development | Real Estate Loan        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses $ 3,275,000 2,918,000 2,250,000 1,743,000
Residential Real Estate Owner Occupied Loans        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Percentage of increase (decrease) in qualitative factors 15.00%      
HELOC Loans        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Percentage of increase (decrease) in qualitative factors 15.00%      
Commercial Real Estate Owner Occupied Loans        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Percentage of increase (decrease) in qualitative factors (10.00%)      
Commercial Real Estate Non Owner Occupied Loans        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Percentage of increase (decrease) in qualitative factors 5.00%      
Agricultural Loans        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Percentage of increase (decrease) in qualitative factors 25.00%      
Allowance for credit losses $ 1,957,000 705,000 585,000 983,000
Consumer Loans        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Percentage of increase (decrease) in qualitative factors 15.00%      
Allowance for credit losses $ 1,739,000 $ 2,258,000 $ 2,118,000 $ 2,855,000