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Regulatory Capital (Tables)

3 Months Ended

Mar. 31, 2025

Regulatory Capital [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

Management believes that, as of March 31, 2025 and December 31, 2024, the Company and First Mid Bank, as applicable, met all capital adequacy requirements.

To be categorized as well-capitalized, total risk-based capital, Tier 1 risk-based capital, common equity Tier 1 risk-based capital and Tier 1 leverage ratios must be maintained as set forth in the following table (dollars in thousands):

		Actual								Required Minimum For Capital Adequacy Purposes						To Be Well-Capitalized Under Prompt Corrective Action Provisions
		Amount				Ratio				Amount				Ratio		Amount				Ratio
March 31, 2025
Total capital (to risk-weighted assets)
Company		$	946,668				15.59	%		$	637,686			> 10.50%		N/A				N/A
First Mid Bank			883,533				14.58	%			636,317			> 10.50%		$	606,016			> 10.00%
Tier 1 capital (to risk-weighted assets)
Company			797,700				13.13	%			516,222			> 8.50%		N/A				N/A
First Mid Bank			814,100				13.43	%			515,114			> 8.50%			484,813			> 8.00%
Common equity tier 1 capital (to risk-weighted assets)
Company			773,365				12.73	%			425,124			> 7.00%		N/A				N/A
First Mid Bank			814,100				13.43	%			424,211			> 7.00%			393,911			> 6.50%
Tier 1 capital (to average assets)
Company			797,700				10.73	%			297,369			> 4.00%		N/A				N/A
First Mid Bank			814,100				11.00	%			296,019			> 4.00%			370,024			> 5.00%
December 31, 2024
Total capital (to risk-weighted assets)
Company		$	935,189				15.37	%		$	639,015			>10.50%		N/A				N/A
First Mid Bank			880,621				14.51	%			637,089			>10.50%		$	606,752			> 10.00%
Tier 1 capital (to risk-weighted assets)
Company			780,096				12.82	%			517,298			> 8.50%		N/A				N/A
First Mid Bank			813,000				13.40	%			515,739			> 8.50%			485,401			> 8.00%
Common equity tier 1 capital (to risk-weighted assets)
Company			755,816				12.42	%			426,010			> 7.00%		N/A				N/A
First Mid Bank			813,000				13.40	%			424,726			> 7.00%			394,389			> 6.50%
Tier 1 capital (to average assets)
Company			780,096				10.33	%			301,976			> 4.00%		N/A				N/A
First Mid Bank			813,000				10.82	%			300,596			> 4.00%			375,745			> 5.00%

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- Definition

Regulatory capital.

+ References

No definition available.

+ Details

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- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B

+ Details

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