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Condensed Consolidated Statements of Income (unaudited) - USD ($)
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Interest income:    
Interest and fees on loans $ 79,918,000 $ 77,823,000
Interest on investment securities 6,777,000 7,405,000
Interest on certificates of deposit 36,000 20,000
Interest on federal funds sold 1,000 17,000
Interest on deposits with other financial institutions 827,000 2,407,000
Total interest income 87,559,000 87,672,000
Interest expense:    
Interest on deposits 23,722,000 26,096,000
Interest on securities sold under agreements to repurchase 1,180,000 2,056,000
Interest on FHLB borrowings 1,807,000 2,314,000
Interest on other borrowings 24,000 0
Interest on junior subordinated debentures 468,000 542,000
Interest on subordinated debentures 949,000 1,194,000
Total interest expense 28,150,000 32,202,000
Net interest income 59,409,000 55,470,000
Provision (release) for credit losses 1,652,000 (357,000)
Net interest income after provision for credit losses 57,757,000 55,827,000
Other income:    
Wealth management revenues 5,800,000 5,322,000
Insurance commissions 9,925,000 9,213,000
Service charges 2,901,000 2,956,000
Securities gains (losses), net (181,000) 0
Mortgage banking revenue, net 711,000 706,000
ATM/debit card revenue 3,646,000 4,055,000
Bank owned life insurance 1,687,000 1,121,000
Other 375,000 1,105,000
Total other income 24,864,000 24,478,000
Other expense:    
Salaries and employee benefits 31,748,000 30,448,000
Net occupancy and equipment expense 8,479,000 7,560,000
Net other real estate owned expense 101,000 (21,000)
FDIC insurance 849,000 869,000
Amortization of intangible assets 3,231,000 3,497,000
Stationery and supplies 431,000 391,000
Legal and professional 3,076,000 2,449,000
ATM/debit card 1,831,000 1,191,000
Marketing and donations 852,000 862,000
Other 3,874,000 6,116,000
Total other expense 54,472,000 53,362,000
Income before income taxes 28,149,000 26,943,000
Income taxes 5,978,000 6,440,000
Net income $ 22,171,000 $ 20,503,000
Per share data:    
Basic net income per common share $ 0.93 $ 0.86
Diluted net income per common share $ 0.93 $ 0.86