XML 56 R49.htm IDEA: XBRL DOCUMENT v3.25.2
Loans and Allowance for Credit Losses - Allowance for Credit Losses Based on Portfolio Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance $ 70,051 $ 67,936 $ 70,182 $ 68,675 $ 68,675
Provision (release) for credit loss expense 2,567 1,083 4,219 726 5,635
Loans charged off (2,261) (985) (4,344) (1,804) (5,748)
Recoveries collected 803 278 1,103 715 1,620
Allowance for credit losses, Ending Balance 71,160 68,312 71,160 68,312 70,182
Construction and Land Development | Real Estate Loan          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 3,731 2,701 3,275 2,918 2,918
Provision (release) for credit loss expense 335 (55) 791 (272) 352
Loans charged off 0 0 0 0 0
Recoveries collected 0 0 0 0 5
Allowance for credit losses, Ending Balance 4,066 2,646 4,066 2,646 3,275
Agricultural | Real Estate Loan          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 1,292 1,358 1,361 1,366 1,366
Provision (release) for credit loss expense 30 14 (39) 6 (5)
Loans charged off 0 0 0 0 0
Recoveries collected 0 0 0 0 0
Allowance for credit losses, Ending Balance 1,322 1,372 1,322 1,372 1,361
Residential Properties | Real Estate Loan | 1-4 Family          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 3,544 3,778 3,579 4,220 4,220
Provision (release) for credit loss expense (7) (264) (21) (688) (785)
Loans charged off (55) (34) (94) (101) (195)
Recoveries collected 134 100 152 149 339
Allowance for credit losses, Ending Balance 3,616 3,580 3,616 3,580 3,579
Commercial | Real Estate Loan          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 32,214 32,537 32,669 31,758 31,758
Provision (release) for credit loss expense 1,111 376 986 994 1,178
Loans charged off (70) 0 (408) 0 (451)
Recoveries collected 3 5 11 166 184
Allowance for credit losses, Ending Balance 33,258 32,918 33,258 32,918 32,669
Agricultural Loans          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 1,649 778 1,957 705 705
Provision (release) for credit loss expense 1,287 316 2,096 441 3,587
Loans charged off (1,386) (209) (2,503) (261) (2,410)
Recoveries collected 217 0 217 0 75
Allowance for credit losses, Ending Balance 1,767 885 1,767 885 1,957
Commercial and Industrial Loans          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 26,028 24,631 25,602 25,450 25,450
Provision (release) for credit loss expense (203) 624 356 15 510
Loans charged off (489) (368) (712) (642) (688)
Recoveries collected 282 44 372 108 330
Allowance for credit losses, Ending Balance 25,618 24,931 25,618 24,931 25,602
Consumer Loans          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 1,593 2,153 1,739 2,258 2,258
Provision (release) for credit loss expense 14 72 50 230 798
Loans charged off (261) (374) (627) (800) (2,004)
Recoveries collected 167 129 351 292 687
Allowance for credit losses, Ending Balance $ 1,513 $ 1,980 $ 1,513 $ 1,980 $ 1,739