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Condensed Consolidated Statements of Cash Flows (unaudited) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash flows from operating activities:    
Net income $ 68,071 $ 59,730
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit losses 7,572 1,992
Depreciation, amortization and accretion, net 14,858 15,630
Change in cash surrender value of bank owned life insurance (3,661) (3,509)
Gain on death benefit paid from bank owned life insurance (487) 0
Stock-based compensation expense 1,996 1,741
Operating lease payments (2,483) (2,502)
Loss on investment securities, net 2,111 433
Loss (gain) on sales and write-downs of other real estate owned, net 238 (33)
Loss (gain) on sale of premises and equipment (1,260) 8
Gain on sale of loans held for sale, net (2,785) (2,631)
Loss (gain) on repayment of subordinated debentures 289 (493)
Gain on repayment of FHLB advances (85) 0
Increase in accrued interest receivable (2,996) (3,305)
Increase in accrued interest payable 2,840 1,393
Origination of loans held for sale (119,883) (103,534)
Proceeds from sale of loans held for sale 123,739 103,060
Decrease in other assets 1,665 21,398
Decrease in other liabilities (1,068) (3,227)
Net cash provided by operating activities 88,671 86,151
Cash flows from investing activities:    
Proceeds from maturities of certificates of deposit 2,450 245
Purchases of certificates of deposit 0 (2,275)
Proceeds from sales of securities available-for-sale 42,094 32,338
Proceeds from maturities of securities available-for-sale 87,543 71,126
Purchases of securities available-for-sale (116,705) (16,299)
Purchase of securities held-to-maturity (56) (57)
Net increase in loans (157,373) (33,305)
Purchases of premises and equipment (4,814) (3,703)
Proceeds from sale of premises and equipment 7,871 7
Proceeds from sales of other real property owned 590 318
Proceeds from bank owned life insurance death benefit 1,414 0
Net cash used in acquisition (2,300) (8,944)
Net cash provided by (used in) investing activities (139,286) 39,451
Cash flows from financing activities:    
Net increase (decrease) in deposits 232,447 (34,825)
Decrease in repurchase agreements (3,616) (9,378)
Proceeds from FHLB advances 150,000 75,000
Repayment of FHLB advances (147,435) (100,000)
Proceeds from short-term debt 4,000 0
Repayment of short-term debt (4,000) 0
Repayment of subordinated debentures (8,381) (19,455)
Proceeds from issuance of common stock 895 839
Dividends paid on common stock (17,424) (16,656)
Net cash provided by (used in) financing activities 206,486 (104,475)
Increase in cash and cash equivalents 155,871 21,127
Cash and cash equivalents at beginning of period 121,216 143,064
Cash and cash equivalents at end of period 277,087 164,191
Cash paid during the period for:    
Interest 84,846 96,705
Supplemental disclosures of noncash investing and financing activities    
Loans transferred to other real estate 103 491
Initial recognition of right-of-use assets 1,584 2,404
Initial recognition of lease liabilities 1,584 2,404
Federal    
Cash paid during the period for:    
Income taxes, net of refunds 9,091 (441)
State of Illinois    
Cash paid during the period for:    
Income taxes, net of refunds 3,756 (246)
State of Missouri    
Cash paid during the period for:    
Income taxes, net of refunds 573 (2)
State of Indiana    
Cash paid during the period for:    
Income taxes, net of refunds 131 (2)
State of Wisconsin    
Cash paid during the period for:    
Income taxes, net of refunds 385 (811)
State of Florida    
Cash paid during the period for:    
Income taxes, net of refunds 43 68
State of Texas    
Cash paid during the period for:    
Income taxes, net of refunds $ 6 $ (11)