XML 22 R25.htm IDEA: XBRL DOCUMENT
v2.4.0.8

Loans (Tables) | 6 Months Ended
--- | ---
Jun. 30, 2014
Loans |
Schedule of major classifications of loans |
|  | June 30, 2014 |  | December 31, 2013
Commercial |  | $ | 106,752 |  | $ | 94,736
Real estate - commercial |  |  | 599,796 |  |  | 560,233
Real estate - construction |  |  | 32,265 |  |  | 29,351
Real estate - residential |  |  | 368,592 |  |  | 390,201
Consumer |  |  | 3,064 |  |  | 2,760
Overdraft |  |  | 381 |  |  | 628
Lease financing receivables |  |  | 8,722 |  |  | 10,069
Other |  |  | 12,700 |  |  | 12,793
|  |  | 1,132,272 |  |  | 1,100,771
Net deferred loan costs |  |  | 475 |  |  | 485
|  | $ | 1,132,747 |  | $ | 1,101,256
Schedule of aged analysis of past due loans by class of loans |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Recorded
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90 days or
|  |  |  |  |  |  |  | 90 Days or |  |  |  |  |  |  |  |  |  |  |  |  |  | Greater Past
|  | 30-59 Days |  | 60-89 Days |  | Greater Past |  | Total Past |  |  |  |  |  |  |  |  |  |  | Due and
June 30, 2014 |  | Past |  | Past Due |  | Due |  | Due |  | Current |  | Nonaccrual |  | Total Loans |  | Accruing
Commercial |  | $ | - |  | $ | - |  | $ | 35 |  | $ | 35 |  | $ | 115,418 |  | $ | 21 |  | $ | 115,474 |  | $ | 35
Real estate - commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 708 |  |  | - |  |  | - |  |  | 708 |  |  | 126,728 |  |  | 2,911 |  |  | 130,347 |  |  | -
Owner occupied special purpose |  |  | - |  |  | 246 |  |  | - |  |  | 246 |  |  | 165,709 |  |  | 3,530 |  |  | 169,485 |  |  | -
Non-owner occupied general purpose |  |  | 462 |  |  | - |  |  | - |  |  | 462 |  |  | 149,077 |  |  | 6,397 |  |  | 155,936 |  |  | -
Non-owner occupied special purpose |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 87,810 |  |  | 540 |  |  | 88,350 |  |  | -
Retail properties |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 36,616 |  |  | 3,012 |  |  | 39,628 |  |  | -
Farm |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 16,050 |  |  | - |  |  | 16,050 |  |  | -
Real estate - construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 3,408 |  |  | - |  |  | 3,408 |  |  | -
Land |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 2,210 |  |  | 209 |  |  | 2,419 |  |  | -
Commercial speculative |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 17,150 |  |  | - |  |  | 17,150 |  |  | -
All other |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 8,690 |  |  | 598 |  |  | 9,288 |  |  | -
Real estate - residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 886 |  |  | 73 |  |  | 144 |  |  | 1,103 |  |  | 127,840 |  |  | 3,788 |  |  | 132,731 |  |  | 144
Owner occupied |  |  | 35 |  |  | 618 |  |  | - |  |  | 653 |  |  | 110,230 |  |  | 5,293 |  |  | 116,176 |  |  | -
Revolving and junior liens |  |  | 452 |  |  | 13 |  |  | - |  |  | 465 |  |  | 117,021 |  |  | 2,199 |  |  | 119,685 |  |  | -
Consumer |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 3,064 |  |  | - |  |  | 3,064 |  |  | -
All other 1 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 13,556 |  |  | - |  |  | 13,556 |  |  | -
|  | $ | 2,543 |  | $ | 950 |  | $ | 179 |  | $ | 3,672 |  | $ | 1,100,577 |  | $ | 28,498 |  | $ | 1,132,747 |  | $ | 179
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Recorded
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90 days or
|  |  |  |  |  |  |  | 90 Days or |  |  |  |  |  |  |  |  |  |  |  |  |  | Greater Past
|  | 30-59 Days |  | 60-89 Days |  | Greater Past |  | Total Past |  |  |  |  |  |  |  |  |  |  | Due and
December 31, 2013 |  | Past |  | Past Due |  | Due |  | Due |  | Current |  | Nonaccrual |  | Total Loans |  | Accruing
Commercial |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | 104,778 |  | $ | 27 |  | $ | 104,805 |  | $ | -
Real estate - commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 290 |  |  | 526 |  |  | - |  |  | 816 |  |  | 117,938 |  |  | 3,180 |  |  | 121,934 |  |  | -
Owner occupied special purpose |  |  | 511 |  |  | - |  |  | - |  |  | 511 |  |  | 164,277 |  |  | 7,671 |  |  | 172,459 |  |  | -
Non-owner occupied general purpose |  |  | 218 |  |  | - |  |  | - |  |  | 218 |  |  | 132,331 |  |  | 5,708 |  |  | 138,257 |  |  | -
Non-owner occupied special purpose |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 73,325 |  |  | 661 |  |  | 73,986 |  |  | -
Retail properties |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 34,034 |  |  | 3,144 |  |  | 37,178 |  |  | -
Farm |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 16,419 |  |  | - |  |  | 16,419 |  |  | -
Real estate - construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 3,515 |  |  | 168 |  |  | 3,683 |  |  | -
Land |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 4,436 |  |  | 209 |  |  | 4,645 |  |  | -
Commercial speculative |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 11,235 |  |  | 1,913 |  |  | 13,148 |  |  | -
All other |  |  | 32 |  |  | - |  |  | - |  |  | 32 |  |  | 7,404 |  |  | 439 |  |  | 7,875 |  |  | -
Real estate - residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 581 |  |  | 171 |  |  | - |  |  | 752 |  |  | 140,926 |  |  | 6,615 |  |  | 148,293 |  |  | -
Owner occupied |  |  | 4,414 |  |  | 308 |  |  | 87 |  |  | 4,809 |  |  | 106,184 |  |  | 5,967 |  |  | 116,960 |  |  | 87
Revolving and junior liens |  |  | 650 |  |  | 76 |  |  | - |  |  | 726 |  |  | 121,013 |  |  | 3,209 |  |  | 124,948 |  |  | -
Consumer |  |  | 5 |  |  | - |  |  | - |  |  | 5 |  |  | 2,755 |  |  | - |  |  | 2,760 |  |  | -
All other 1 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 13,906 |  |  | - |  |  | 13,906 |  |  | -
|  | $ | 6,701 |  | $ | 1,081 |  | $ | 87 |  | $ | 7,869 |  | $ | 1,054,476 |  | $ | 38,911 |  | $ | 1,101,256 |  | $ | 87
1. The “All other” class includes overdrafts and net deferred costs.
Schedule of credit quality indicators by class of loans |
June 30, 2014 |  |  |  |  | Special |  |  |  |  |  |  |  |  |
|  | Pass |  | Mention |  | Substandard 1 |  | Doubtful |  | Total
Commercial |  | $ | 106,100 |  | $ | 9,062 |  | $ | 312 |  | $ | - |  | $ | 115,474
Real estate - commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 121,431 |  |  | 5,632 |  |  | 3,284 |  |  | - |  |  | 130,347
Owner occupied special purpose |  |  | 162,233 |  |  | 3,270 |  |  | 3,982 |  |  | - |  |  | 169,485
Non-owner occupied general purpose |  |  | 145,381 |  |  | 1,739 |  |  | 8,816 |  |  | - |  |  | 155,936
Non-owner occupied special purpose |  |  | 78,080 |  |  | 9,730 |  |  | 540 |  |  | - |  |  | 88,350
Retail Properties |  |  | 35,221 |  |  | 1,395 |  |  | 3,012 |  |  | - |  |  | 39,628
Farm |  |  | 16,050 |  |  | - |  |  | - |  |  | - |  |  | 16,050
Real estate - construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | 3,408 |  |  | - |  |  | - |  |  | - |  |  | 3,408
Land |  |  | 2,210 |  |  | - |  |  | 209 |  |  | - |  |  | 2,419
Commercial speculative |  |  | 13,627 |  |  | - |  |  | 3,523 |  |  | - |  |  | 17,150
All other |  |  | 8,690 |  |  | - |  |  | 598 |  |  | - |  |  | 9,288
Real estate - residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 127,109 |  |  | 310 |  |  | 5,312 |  |  | - |  |  | 132,731
Owner occupied |  |  | 110,335 |  |  | - |  |  | 5,841 |  |  | - |  |  | 116,176
Revolving and junior liens |  |  | 116,199 |  |  | 389 |  |  | 3,097 |  |  | - |  |  | 119,685
Consumer |  |  | 3,063 |  |  | - |  |  | 1 |  |  | - |  |  | 3,064
All other |  |  | 13,556 |  |  | - |  |  | - |  |  | - |  |  | 13,556
Total |  | $ | 1,062,693 |  | $ | 31,527 |  | $ | 38,527 |  | $ | - |  | $ | 1,132,747
December 31, 2013 |  |  |  |  | Special |  |  |  |  |  |  |  |  |
|  | Pass |  | Mention |  | Substandard 1 |  | Doubtful |  | Total
Commercial |  | $ | 96,371 |  | $ | 7,953 |  | $ | 481 |  | $ | - |  | $ | 104,805
Real estate - commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 105,683 |  |  | 9,048 |  |  | 7,203 |  |  | - |  |  | 121,934
Owner occupied special purpose |  |  | 162,586 |  |  | 1,968 |  |  | 7,905 |  |  | - |  |  | 172,459
Non-owner occupied general purpose |  |  | 122,844 |  |  | 1,826 |  |  | 13,587 |  |  | - |  |  | 138,257
Non-owner occupied special purpose |  |  | 59,674 |  |  | 9,840 |  |  | 4,472 |  |  | - |  |  | 73,986
Retail Properties |  |  | 30,059 |  |  | 2,989 |  |  | 4,130 |  |  | - |  |  | 37,178
Farm |  |  | 16,419 |  |  | - |  |  | - |  |  | - |  |  | 16,419
Real estate - construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | 1,745 |  |  | 1,770 |  |  | 168 |  |  | - |  |  | 3,683
Land |  |  | 4,436 |  |  | - |  |  | 209 |  |  | - |  |  | 4,645
Commercial speculative |  |  | 7,674 |  |  | 3,561 |  |  | 1,913 |  |  | - |  |  | 13,148
All other |  |  | 7,109 |  |  | 32 |  |  | 734 |  |  | - |  |  | 7,875
Real estate - residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 135,136 |  |  | 3,407 |  |  | 9,750 |  |  | - |  |  | 148,293
Owner occupied |  |  | 109,261 |  |  | - |  |  | 7,699 |  |  | - |  |  | 116,960
Revolving and junior liens |  |  | 120,589 |  |  | 388 |  |  | 3,971 |  |  | - |  |  | 124,948
Consumer |  |  | 2,759 |  |  | - |  |  | 1 |  |  | - |  |  | 2,760
All other |  |  | 13,906 |  |  | - |  |  | - |  |  | - |  |  | 13,906
Total |  | $ | 996,251 |  | $ | 42,782 |  | $ | 62,223 |  | $ | - |  | $ | 1,101,256
1 The substandard credit quality indicator includes both potential problem loans that are currently performing and nonperforming loans
Schedule of impaired loans by class of loan |
|  |  |  | Six Months Ended
|  | As of June 30, 2014 |  | June 30, 2014
|  |  |  |  | Unpaid |  |  |  |  | Average |  | Interest
|  | Recorded |  | Principal |  | Related |  | Recorded |  | Income
|  | Investment |  | Balance |  | Allowance |  | Investment |  | Recognized
With no related allowance recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | 21 |  | $ | 29 |  | $ | - |  | $ | 24 |  | $ | -
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 2,511 |  |  | 3,025 |  |  | - |  |  | 2,527 |  |  | 2
Owner occupied special purpose |  |  | 2,930 |  |  | 3,966 |  |  | - |  |  | 3,151 |  |  | -
Non-owner occupied general purpose |  |  | 6,500 |  |  | 7,138 |  |  | - |  |  | 5,964 |  |  | 30
Non-owner occupied special purpose |  |  | 540 |  |  | 829 |  |  | - |  |  | 600 |  |  | -
Retail properties |  |  | 3,012 |  |  | 3,679 |  |  | - |  |  | 3,078 |  |  | -
Farm |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | 1,791 |  |  | 1,791 |  |  | - |  |  | 1,904 |  |  | 47
Land |  |  | 209 |  |  | 311 |  |  | - |  |  | 209 |  |  | -
Commercial speculative |  |  | - |  |  | - |  |  | - |  |  | 369 |  |  | -
All other |  |  | 309 |  |  | 349 |  |  | - |  |  | 156 |  |  | -
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 2,605 |  |  | 3,651 |  |  | - |  |  | 4,294 |  |  | 1
Owner occupied |  |  | 9,788 |  |  | 11,131 |  |  | - |  |  | 9,483 |  |  | 88
Revolving and junior liens |  |  | 1,929 |  |  | 2,743 |  |  | - |  |  | 1,851 |  |  | 3
Consumer |  |  | - |  |  | - |  |  |  |  |  | - |  |  | -
Total impaired loans with no recorded allowance |  |  | 32,145 |  |  | 38,642 |  |  | - |  |  | 33,610 |  |  | 171
With an allowance recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 487 |  |  | 522 |  |  | 207 |  |  | 609 |  |  | -
Owner occupied special purpose |  |  | 600 |  |  | 679 |  |  | 182 |  |  | 2,450 |  |  | -
Non-owner occupied general purpose |  |  | 551 |  |  | 838 |  |  | 414 |  |  | 745 |  |  | -
Non-owner occupied special purpose |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Retail properties |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Farm |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | - |  |  | - |  |  | - |  |  | 84 |  |  | -
Land |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Commercial speculative |  |  | - |  |  | - |  |  | - |  |  | 587 |  |  | -
All other |  |  | 289 |  |  | 318 |  |  | 135 |  |  | 363 |  |  | -
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 1,236 |  |  | 1,594 |  |  | 230 |  |  | 960 |  |  | -
Owner occupied |  |  | 492 |  |  | 596 |  |  | 105 |  |  | 1,028 |  |  | 7
Revolving and junior liens |  |  | 329 |  |  | 359 |  |  | 167 |  |  | 914 |  |  | -
Consumer |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Total impaired loans with a recorded allowance |  |  | 3,984 |  |  | 4,906 |  |  | 1,440 |  |  | 7,740 |  |  | 7
Total impaired loans |  | $ | 36,129 |  | $ | 43,548 |  | $ | 1,440 |  | $ | 41,350 |  | $ | 178
Impaired loans by class of loans were as follows:
|  |  |  |  |  |  |  |  |  |  | Six Months Ended
|  | As of December 31, 2013 |  | June 30, 2013
|  |  |  | Unpaid |  |  |  | Average |  | Interest
|  | Recorded |  | Principal |  | Related |  | Recorded |  | Income
|  | Investment |  | Balance |  | Allowance |  | Investment |  | Recognized
With no related allowance recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | 27 |  | $ | 34 |  | $ | - |  | $ | 124 |  | $ | -
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 2,543 |  |  | 3,006 |  |  | - |  |  | 3,681 |  |  | 2
Owner occupied special purpose |  |  | 3,371 |  |  | 4,117 |  |  | - |  |  | 6,335 |  |  | -
Non-owner occupied general purpose |  |  | 5,428 |  |  | 6,709 |  |  | - |  |  | 12,215 |  |  | 104
Non-owner occupied special purpose |  |  | 661 |  |  | 919 |  |  | - |  |  | 464 |  |  | -
Retail properties |  |  | 3,144 |  |  | 3,811 |  |  | - |  |  | 7,880 |  |  | -
Farm |  |  | - |  |  | - |  |  | - |  |  | 1,259 |  |  | -
Construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | 2,016 |  |  | 2,016 |  |  | - |  |  | 3,736 |  |  | 69
Land |  |  | 209 |  |  | 308 |  |  | - |  |  | 127 |  |  | -
Commercial speculative |  |  | 738 |  |  | 742 |  |  | - |  |  | 2,739 |  |  | -
All other |  |  | 4 |  |  | 35 |  |  | - |  |  | 190 |  |  | -
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 5,984 |  |  | 8,338 |  |  | - |  |  | 7,948 |  |  | 5
Owner occupied |  |  | 9,179 |  |  | 10,451 |  |  | - |  |  | 8,968 |  |  | 98
Revolving and junior liens |  |  | 1,771 |  |  | 2,313 |  |  | - |  |  | 1,378 |  |  | 3
Consumer |  |  | - |  |  | - |  |  |  |  |  | 11 |  |  | -
Total impaired loans with no recorded allowance |  |  | 35,075 |  |  | 42,799 |  |  | - |  |  | 57,055 |  |  | 281
With an allowance recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | - |  |  | - |  |  | - |  |  | 309 |  |  | -
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 730 |  |  | 792 |  |  | 264 |  |  | 1,166 |  |  | -
Owner occupied special purpose |  |  | 4,300 |  |  | 4,702 |  |  | 759 |  |  | 2,811 |  |  | -
Non-owner occupied general purpose |  |  | 939 |  |  | 1,030 |  |  | 129 |  |  | 1,993 |  |  | -
Non-owner occupied special purpose |  |  | - |  |  | - |  |  | - |  |  | 492 |  |  | -
Retail properties |  |  | - |  |  | - |  |  | - |  |  | 1,685 |  |  | -
Farm |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | 168 |  |  | 604 |  |  | 76 |  |  | 97 |  |  | -
Land |  |  | - |  |  | - |  |  | - |  |  | 127 |  |  | -
Commercial speculative |  |  | 1,175 |  |  | 1,808 |  |  | 17 |  |  | 2,323 |  |  | -
All other |  |  | 436 |  |  | 468 |  |  | 262 |  |  | 487 |  |  | -
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 684 |  |  | 913 |  |  | 160 |  |  | 3,894 |  |  | -
Owner occupied |  |  | 1,565 |  |  | 1,831 |  |  | 170 |  |  | 4,960 |  |  | 12
Revolving and junior liens |  |  | 1,498 |  |  | 1,848 |  |  | 558 |  |  | 2,284 |  |  | -
Consumer |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Total impaired loans with a recorded allowance |  |  | 11,495 |  |  | 13,996 |  |  | 2,395 |  |  | 22,628 |  |  | 12
Total impaired loans |  | $ | 46,570 |  | $ | 56,795 |  | $ | 2,395 |  | $ | 79,683 |  | $ | 293
Schedule of TDRs modified during the period by type of modification |
|  | TDR Modifications |  | TDR Modifications
|  | Three months ending June 30, 2014 |  | Six months ending June 30, 2014
|  | # of |  | Pre-modification |  | Post-modification |  | # of |  | Pre-modification |  | Post-modification
|  | contracts |  | recorded investment |  | recorded investment |  | contracts |  | recorded investment |  | recorded investment
Troubled debt restructurings |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate - commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Other 1 |  | - |  | $ | - |  | $ | - |  | 2 |  | $ | 1,320 |  | $ | 1,159
Real estate - residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
HAMP 2 |  | - |  |  | - |  |  | - |  | 1 |  |  | 102 |  |  | 75
Deferral 3 |  | 1 |  |  | 107 |  |  | 107 |  | 2 |  |  | 344 |  |  | 231
|  | 1 |  | $ | 107 |  | $ | 107 |  | 5 |  | $ | 1,766 |  | $ | 1,465
|  | TDR Modifications |  | TDR Modifications
|  | Three months ending June 30, 2013 |  | Six months ending June 30, 2013
|  | # of |  | Pre-modification |  | Post-modification |  | # of |  | Pre-modification |  | Post-modification
|  | contracts |  | recorded investment |  | recorded investment |  | contracts |  | recorded investment |  | recorded investment
Troubled debt restructurings |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate - commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Deferral 3 |  | 1 |  | $ | 610 |  | $ | 472 |  | 1 |  | $ | 610 |  | $ | 472
Real estate - residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Deferral 3 |  | - |  |  | - |  |  | - |  | 1 |  |  | 137 |  |  | 137
Revolving and junior liens |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Other 1 |  | 1 |  |  | 30 |  |  | 29 |  | 1 |  |  | 30 |  |  | 29
|  | 2 |  | $ | 640 |  | $ | 501 |  | 3 |  | $ | 777 |  | $ | 638
1 Other: Change of terms from bankruptcy court 2 HAMP: Home Affordable Modification Program 3 Deferral: Refers to the deferral of principal
Schedule of TDRs that subsequently defaulted |
|  | TDR Default Activity |  | TDR Default Activity
|  | Three months ending June 30, 2013 |  | Six months ending June 30, 2013
Troubled debt restructurings that |  | # of |  |  | Pre-modification outstanding |  | # of |  |  | Pre-modification outstanding
Subsequently Defaulted |  | contracts |  |  | recorded investment |  | contracts |  |  | recorded investment
Real estate - residential |  |  |  |  |  |  |  |  |  |
Investor |  | - |  | $ | - |  | 1 |  | $ | 155
|  | - |  | $ | - |  | 1 |  | $ | 155

X
- Details
Name: | osbc_LoansDisclosureAbstract
Namespace Prefix: | osbc_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables modified by troubled debt restructurings that subsequently default. + References No definition available. + Details
Name: | osbc_ScheduleOfFinancingReceivableModificationsSubsequentPaymentDefaultTableTextBlock
Namespace Prefix: | osbc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables classified as troubled debt restructurings by type of modification. + References No definition available. + Details
Name: | osbc_ScheduleOfTroubledDebtRestructuringsOnFinancingReceivablesByTypeOfModificationTableTextBlock
Namespace Prefix: | osbc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953659-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953401-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 + Details
Name: | us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration