XML 21 R25.htm IDEA: XBRL DOCUMENT
v2.4.0.8

Loans (Tables) | 9 Months Ended
--- | ---
Sep. 30, 2014
Loans |
Schedule of major classifications of loans |
|  | September 30, 2014 |  | December 31, 2013
Commercial |  | $ | 106,592 |  | $ | 94,736
Real estate - commercial |  |  | 600,649 |  |  | 560,233
Real estate - construction |  |  | 41,936 |  |  | 29,351
Real estate - residential |  |  | 365,602 |  |  | 390,201
Consumer |  |  | 3,142 |  |  | 2,760
Overdraft |  |  | 1,198 |  |  | 628
Lease financing receivables |  |  | 8,398 |  |  | 10,069
Other |  |  | 12,757 |  |  | 12,793
|  |  | 1,140,274 |  |  | 1,100,771
Net deferred loan fees |  |  | 608 |  |  | 485
|  | $ | 1,140,882 |  | $ | 1,101,256
Schedule of aged analysis of past due loans by class of loans |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Recorded
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90 days or
|  |  |  |  |  |  |  | 90 Days or |  |  |  |  |  |  |  |  |  |  |  |  |  | Greater Past
|  | 30-59 Days |  | 60-89 Days |  | Greater Past |  | Total Past |  |  |  |  |  |  |  |  |  |  | Due and
September 30, 2014 |  | Past |  | Past Due |  | Due |  | Due |  | Current |  | Nonaccrual |  | Total Loans |  | Accruing
Commercial |  | $ | 99 |  | $ | - |  | $ | - |  | $ | 99 |  | $ | 113,246 |  | $ | 1,645 |  | $ | 114,990 |  | $ | -
Real estate - commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 32 |  |  | - |  |  | - |  |  | 32 |  |  | 132,123 |  |  | 5,973 |  |  | 138,128 |  |  | -
Owner occupied special purpose |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 166,561 |  |  | 3,802 |  |  | 170,363 |  |  | -
Non-owner occupied general purpose |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 150,073 |  |  | 6,421 |  |  | 156,494 |  |  | -
Non-owner occupied special purpose |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 84,410 |  |  | 1,472 |  |  | 85,882 |  |  | -
Retail properties |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 34,692 |  |  | - |  |  | 34,692 |  |  | -
Farm |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 15,090 |  |  | - |  |  | 15,090 |  |  | -
Real estate - construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 3,232 |  |  | - |  |  | 3,232 |  |  | -
Land |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 1,684 |  |  | 209 |  |  | 1,893 |  |  | -
Commercial speculative |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 15,859 |  |  | - |  |  | 15,859 |  |  | -
All other |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 20,367 |  |  | 585 |  |  | 20,952 |  |  | -
Real estate - residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 173 |  |  | 722 |  |  | - |  |  | 895 |  |  | 127,490 |  |  | 1,901 |  |  | 130,286 |  |  | -
Owner occupied |  |  | 96 |  |  | 230 |  |  | - |  |  | 326 |  |  | 109,990 |  |  | 7,204 |  |  | 117,520 |  |  | -
Revolving and junior liens |  |  | 105 |  |  | 78 |  |  | 44 |  |  | 227 |  |  | 115,273 |  |  | 2,296 |  |  | 117,796 |  |  | 44
Consumer |  |  | 6 |  |  | - |  |  | - |  |  | 6 |  |  | 3,136 |  |  | - |  |  | 3,142 |  |  | -
All other 1 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 14,563 |  |  | - |  |  | 14,563 |  |  | -
|  | $ | 511 |  | $ | 1,030 |  | $ | 44 |  | $ | 1,585 |  | $ | 1,107,789 |  | $ | 31,508 |  | $ | 1,140,882 |  | $ | 44
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Recorded
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90 days or
|  |  |  |  |  |  |  | 90 Days or |  |  |  |  |  |  |  |  |  |  |  |  |  | Greater Past
|  | 30-59 Days |  | 60-89 Days |  | Greater Past |  | Total Past |  |  |  |  |  |  |  |  |  |  | Due and
December 31, 2013 |  | Past |  | Past Due |  | Due |  | Due |  | Current |  | Nonaccrual |  | Total Loans |  | Accruing
Commercial |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | 104,778 |  | $ | 27 |  | $ | 104,805 |  | $ | -
Real estate - commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 290 |  |  | 526 |  |  | - |  |  | 816 |  |  | 117,938 |  |  | 3,180 |  |  | 121,934 |  |  | -
Owner occupied special purpose |  |  | 511 |  |  | - |  |  | - |  |  | 511 |  |  | 164,277 |  |  | 7,671 |  |  | 172,459 |  |  | -
Non-owner occupied general purpose |  |  | 218 |  |  | - |  |  | - |  |  | 218 |  |  | 132,331 |  |  | 5,708 |  |  | 138,257 |  |  | -
Non-owner occupied special purpose |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 73,325 |  |  | 661 |  |  | 73,986 |  |  | -
Retail properties |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 34,034 |  |  | 3,144 |  |  | 37,178 |  |  | -
Farm |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 16,419 |  |  | - |  |  | 16,419 |  |  | -
Real estate - construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 3,515 |  |  | 168 |  |  | 3,683 |  |  | -
Land |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 4,436 |  |  | 209 |  |  | 4,645 |  |  | -
Commercial speculative |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 11,235 |  |  | 1,913 |  |  | 13,148 |  |  | -
All other |  |  | 32 |  |  | - |  |  | - |  |  | 32 |  |  | 7,404 |  |  | 439 |  |  | 7,875 |  |  | -
Real estate - residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 581 |  |  | 171 |  |  | - |  |  | 752 |  |  | 140,926 |  |  | 6,615 |  |  | 148,293 |  |  | -
Owner occupied |  |  | 4,414 |  |  | 308 |  |  | 87 |  |  | 4,809 |  |  | 106,184 |  |  | 5,967 |  |  | 116,960 |  |  | 87
Revolving and junior liens |  |  | 650 |  |  | 76 |  |  | - |  |  | 726 |  |  | 121,013 |  |  | 3,209 |  |  | 124,948 |  |  | -
Consumer |  |  | 5 |  |  | - |  |  | - |  |  | 5 |  |  | 2,755 |  |  | - |  |  | 2,760 |  |  | -
All other 1 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 13,906 |  |  | - |  |  | 13,906 |  |  | -
|  | $ | 6,701 |  | $ | 1,081 |  | $ | 87 |  | $ | 7,869 |  | $ | 1,054,476 |  | $ | 38,911 |  | $ | 1,101,256 |  | $ | 87
1. The “All other” class includes overdrafts and net deferred costs.
Schedule of credit quality indicators by class of loans |
September 30, 2014 |  |  |  |  | Special |  |  |  |  |  |  |  |  |
|  | Pass |  | Mention |  | Substandard 1 |  | Doubtful |  | Total
Commercial |  | $ | 106,620 |  | $ | 4,119 |  | $ | 4,251 |  | $ | - |  | $ | 114,990
Real estate - commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 129,530 |  |  | 913 |  |  | 7,685 |  |  | - |  |  | 138,128
Owner occupied special purpose |  |  | 151,663 |  |  | 12,558 |  |  | 6,142 |  |  | - |  |  | 170,363
Non-owner occupied general purpose |  |  | 145,153 |  |  | 1,872 |  |  | 9,469 |  |  | - |  |  | 156,494
Non-owner occupied special purpose |  |  | 76,267 |  |  | 8,143 |  |  | 1,472 |  |  | - |  |  | 85,882
Retail Properties |  |  | 32,450 |  |  | 2,242 |  |  | - |  |  | - |  |  | 34,692
Farm |  |  | 15,090 |  |  | - |  |  | - |  |  | - |  |  | 15,090
Real estate - construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | 3,232 |  |  | - |  |  | - |  |  | - |  |  | 3,232
Land |  |  | 1,684 |  |  | - |  |  | 209 |  |  | - |  |  | 1,893
Commercial speculative |  |  | 11,815 |  |  | 540 |  |  | 3,504 |  |  | - |  |  | 15,859
All other |  |  | 20,367 |  |  | - |  |  | 585 |  |  | - |  |  | 20,952
Real estate - residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 126,879 |  |  | - |  |  | 3,407 |  |  | - |  |  | 130,286
Owner occupied |  |  | 109,723 |  |  | - |  |  | 7,797 |  |  | - |  |  | 117,520
Revolving and junior liens |  |  | 113,933 |  |  | 188 |  |  | 3,675 |  |  | - |  |  | 117,796
Consumer |  |  | 3,141 |  |  | - |  |  | 1 |  |  | - |  |  | 3,142
All other |  |  | 14,563 |  |  | - |  |  | - |  |  | - |  |  | 14,563
Total |  | $ | 1,062,110 |  | $ | 30,575 |  | $ | 48,197 |  | $ | - |  | $ | 1,140,882
December 31, 2013 |  |  |  |  | Special |  |  |  |  |  |  |  |  |
|  | Pass |  | Mention |  | Substandard 1 |  | Doubtful |  | Total
Commercial |  | $ | 96,371 |  | $ | 7,953 |  | $ | 481 |  | $ | - |  | $ | 104,805
Real estate - commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 105,683 |  |  | 9,048 |  |  | 7,203 |  |  | - |  |  | 121,934
Owner occupied special purpose |  |  | 162,586 |  |  | 1,968 |  |  | 7,905 |  |  | - |  |  | 172,459
Non-owner occupied general purpose |  |  | 122,844 |  |  | 1,826 |  |  | 13,587 |  |  | - |  |  | 138,257
Non-owner occupied special purpose |  |  | 59,674 |  |  | 9,840 |  |  | 4,472 |  |  | - |  |  | 73,986
Retail Properties |  |  | 30,059 |  |  | 2,989 |  |  | 4,130 |  |  | - |  |  | 37,178
Farm |  |  | 16,419 |  |  | - |  |  | - |  |  | - |  |  | 16,419
Real estate - construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | 1,745 |  |  | 1,770 |  |  | 168 |  |  | - |  |  | 3,683
Land |  |  | 4,436 |  |  | - |  |  | 209 |  |  | - |  |  | 4,645
Commercial speculative |  |  | 7,674 |  |  | 3,561 |  |  | 1,913 |  |  | - |  |  | 13,148
All other |  |  | 7,109 |  |  | 32 |  |  | 734 |  |  | - |  |  | 7,875
Real estate - residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 135,136 |  |  | 3,407 |  |  | 9,750 |  |  | - |  |  | 148,293
Owner occupied |  |  | 109,261 |  |  | - |  |  | 7,699 |  |  | - |  |  | 116,960
Revolving and junior liens |  |  | 120,589 |  |  | 388 |  |  | 3,971 |  |  | - |  |  | 124,948
Consumer |  |  | 2,759 |  |  | - |  |  | 1 |  |  | - |  |  | 2,760
All other |  |  | 13,906 |  |  | - |  |  | - |  |  | - |  |  | 13,906
Total |  | $ | 996,251 |  | $ | 42,782 |  | $ | 62,223 |  | $ | - |  | $ | 1,101,256
1 The substandard credit quality indicator includes both potential problem loans that are currently performing and nonperforming loans
Schedule of impaired loans by class of loan |
|  |  |  | Nine Months Ended
|  | As of September 30, 2014 |  | September 30, 2014
|  |  |  |  | Unpaid |  |  |  |  | Average |  | Interest
|  | Recorded |  | Principal |  | Related |  | Recorded |  | Income
|  | Investment |  | Balance |  | Allowance |  | Investment |  | Recognized
With no related allowance recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | 1,645 |  | $ | 2,173 |  | $ | - |  | $ | 836 |  | $ | -
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 7,176 |  |  | 7,840 |  |  | - |  |  | 4,860 |  |  | 81
Owner occupied special purpose |  |  | 3,217 |  |  | 4,147 |  |  | - |  |  | 3,294 |  |  | -
Non-owner occupied general purpose |  |  | 7,065 |  |  | 8,052 |  |  | - |  |  | 6,246 |  |  | 45
Non-owner occupied special purpose |  |  | 1,472 |  |  | 1,935 |  |  | - |  |  | 1,067 |  |  | -
Retail properties |  |  | - |  |  | - |  |  | - |  |  | 1,572 |  |  | -
Farm |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | 1,791 |  |  | 1,791 |  |  | - |  |  | 1,903 |  |  | 69
Land |  |  | 209 |  |  | 312 |  |  | - |  |  | 209 |  |  | -
Commercial speculative |  |  | - |  |  | - |  |  | - |  |  | 369 |  |  | -
All other |  |  | 306 |  |  | 347 |  |  | - |  |  | 155 |  |  | -
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 2,553 |  |  | 3,538 |  |  | - |  |  | 4,269 |  |  | 32
Owner occupied |  |  | 11,735 |  |  | 13,214 |  |  | - |  |  | 10,457 |  |  | 128
Revolving and junior liens |  |  | 2,028 |  |  | 3,163 |  |  | - |  |  | 1,899 |  |  | 4
Consumer |  |  | - |  |  | - |  |  |  |  |  | - |  |  | -
Total impaired loans with no recorded allowance |  |  | 39,197 |  |  | 46,512 |  |  | - |  |  | 37,136 |  |  | 359
With an allowance recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | - |  |  | - |  |  | - |  |  | 365 |  |  | -
Owner occupied special purpose |  |  | 585 |  |  | 676 |  |  | 167 |  |  | 2,443 |  |  | -
Non-owner occupied general purpose |  |  | - |  |  | - |  |  | - |  |  | 469 |  |  | -
Non-owner occupied special purpose |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Retail properties |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Farm |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | - |  |  | - |  |  | - |  |  | 84 |  |  | -
Land |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Commercial speculative |  |  | - |  |  | - |  |  | - |  |  | 588 |  |  | -
All other |  |  | 279 |  |  | 312 |  |  | 107 |  |  | 357 |  |  | -
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 139 |  |  | 149 |  |  | 79 |  |  | 412 |  |  | -
Owner occupied |  |  | 259 |  |  | 394 |  |  | 59 |  |  | 912 |  |  | 15
Revolving and junior liens |  |  | 327 |  |  | 358 |  |  | 129 |  |  | 912 |  |  | -
Consumer |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Total impaired loans with a recorded allowance |  |  | 1,589 |  |  | 1,889 |  |  | 541 |  |  | 6,542 |  |  | 15
Total impaired loans |  | $ | 40,786 |  | $ | 48,401 |  | $ | 541 |  | $ | 43,678 |  | $ | 374
Impaired loans by class of loans were as follows:
|  |  |  |  |  |  |  |  |  |  | Nine Months Ended
|  | As of December 31, 2013 |  | September 30, 2013
|  |  |  | Unpaid |  |  |  | Average |  | Interest
|  | Recorded |  | Principal |  | Related |  | Recorded |  | Income
|  | Investment |  | Balance |  | Allowance |  | Investment |  | Recognized
With no related allowance recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | 27 |  | $ | 34 |  | $ | - |  | $ | 113 |  | $ | -
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 2,543 |  |  | 3,006 |  |  | - |  |  | 3,565 |  |  | 3
Owner occupied special purpose |  |  | 3,371 |  |  | 4,117 |  |  | - |  |  | 5,913 |  |  | -
Non-owner occupied general purpose |  |  | 5,428 |  |  | 6,709 |  |  | - |  |  | 11,995 |  |  | 113
Non-owner occupied special purpose |  |  | 661 |  |  | 919 |  |  | - |  |  | 457 |  |  | -
Retail properties |  |  | 3,144 |  |  | 3,811 |  |  | - |  |  | 6,918 |  |  | -
Farm |  |  | - |  |  | - |  |  | - |  |  | 1,259 |  |  | -
Construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | 2,016 |  |  | 2,016 |  |  | - |  |  | 3,597 |  |  | 120
Land |  |  | 209 |  |  | 308 |  |  | - |  |  | 231 |  |  | -
Commercial speculative |  |  | 738 |  |  | 742 |  |  | - |  |  | 2,089 |  |  | -
All other |  |  | 4 |  |  | 35 |  |  | - |  |  | 188 |  |  | -
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 5,984 |  |  | 8,338 |  |  | - |  |  | 5,845 |  |  | -
Owner occupied |  |  | 9,179 |  |  | 10,451 |  |  | - |  |  | 9,606 |  |  | 151
Revolving and junior liens |  |  | 1,771 |  |  | 2,313 |  |  | - |  |  | 1,668 |  |  | 5
Consumer |  |  | - |  |  | - |  |  |  |  |  | 12 |  |  | -
Total impaired loans with no recorded allowance |  |  | 35,075 |  |  | 42,799 |  |  | - |  |  | 53,456 |  |  | 392
With an allowance recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | - |  |  | - |  |  | - |  |  | 283 |  |  | -
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 730 |  |  | 792 |  |  | 264 |  |  | 974 |  |  | -
Owner occupied special purpose |  |  | 4,300 |  |  | 4,702 |  |  | 759 |  |  | 2,777 |  |  | -
Non-owner occupied general purpose |  |  | 939 |  |  | 1,030 |  |  | 129 |  |  | 1,481 |  |  | -
Non-owner occupied special purpose |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Retail properties |  |  | - |  |  | - |  |  | - |  |  | 876 |  |  | -
Farm |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | 168 |  |  | 604 |  |  | 76 |  |  | 97 |  |  | -
Land |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Commercial speculative |  |  | 1,175 |  |  | 1,808 |  |  | 17 |  |  | 2,971 |  |  | -
All other |  |  | 436 |  |  | 468 |  |  | 262 |  |  | 465 |  |  | -
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 684 |  |  | 913 |  |  | 160 |  |  | 3,263 |  |  | -
Owner occupied |  |  | 1,565 |  |  | 1,831 |  |  | 170 |  |  | 3,448 |  |  | 12
Revolving and junior liens |  |  | 1,498 |  |  | 1,848 |  |  | 558 |  |  | 1,527 |  |  | -
Consumer |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Total impaired loans with a recorded allowance |  |  | 11,495 |  |  | 13,996 |  |  | 2,395 |  |  | 18,162 |  |  | 12
Total impaired loans |  | $ | 46,570 |  | $ | 56,795 |  | $ | 2,395 |  | $ | 71,618 |  | $ | 404
Schedule of TDRs modified during the period by type of modification |
|  | TDR Modifications |  | TDR Modifications
|  | Three Months Ended September 30, 2014 |  | Nine Months Ended September 30, 2014
|  | # of |  | Pre-modification |  | Post-modification |  | # of |  | Pre-modification |  | Post-modification
|  | contracts |  | recorded investment |  | recorded investment |  | contracts |  | recorded investment |  | recorded investment
Troubled debt restructurings |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate - commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Other 1 |  | - |  | $ | - |  | $ | - |  | 2 |  | $ | 1,320 |  | $ | 1,118
Real estate - residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Other 1 |  | 1 |  |  | 155 |  |  | 153 |  | 1 |  |  | 155 |  |  | 153
Owner occupied |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
HAMP 2 |  | - |  |  | - |  |  | - |  | 1 |  |  | 102 |  |  | 74
Deferral 3 |  | - |  |  | - |  |  | - |  | 2 |  |  | 344 |  |  | 226
Revolving and junior liens |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Other 1 |  | 1 |  |  | 62 |  |  | 59 |  | 3 |  |  | 222 |  |  | 218
|  | 2 |  | $ | 217 |  | $ | 212 |  | 9 |  | $ | 2,143 |  | $ | 1,789
|  | TDR Modifications |  | TDR Modifications
|  | Three Months Ended September 30, 2013 |  | Nine Months Ended September 30, 2013
|  | # of |  | Pre-modification |  | Post-modification |  | # of |  | Pre-modification |  | Post-modification
|  | contracts |  | recorded investment |  | recorded investment |  | contracts |  | recorded investment |  | recorded investment
Troubled debt restructurings |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate - commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Deferral 3 |  | - |  | $ | - |  | $ | - |  | 1 |  | $ | 610 |  | $ | 472
Real estate - residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Deferral 3 |  | - |  |  | - |  |  | - |  | 1 |  |  | 137 |  |  | 137
Revolving and junior liens |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Other 1 |  | - |  |  | - |  |  | - |  | 1 |  |  | 30 |  |  | 29
|  | - |  | $ | - |  | $ | - |  | 3 |  | $ | 777 |  | $ | 638
1 Other: Change of terms from bankruptcy court 2 HAMP: Home Affordable Modification Program 3 Deferral: Refers to the deferral of principal
Schedule of TDRs that subsequently defaulted |
|  | TDR Default Activity |  | TDR Default Activity
|  | Three Months Ended September 30, 2013 |  | Nine Months Ended September 30, 2013
Troubled debt restructurings that |  | # of |  |  | Pre-modification outstanding |  | # of |  |  | Pre-modification outstanding
Subsequently Defaulted |  | contracts |  |  | recorded investment |  | contracts |  |  | recorded investment
Real estate - commercial |  |  |  |  |  |  |  |  |  |
Owner occupied special purpose |  | 1 |  | $ | 610 |  | 1 |  | $ | 610
Real estate - residential |  |  |  |  |  |  |  |  |  |
Investor |  | - |  |  | - |  | 1 |  |  | 155
Owner occupied |  | 1 |  |  | 175 |  | 1 |  |  | 175
Revolving and junior liens |  | 1 |  |  | 30 |  | 1 |  |  | 30
|  | 3 |  | $ | 815 |  | 4 |  | $ | 970

X
- Details
Name: | osbc_LoansDisclosureAbstract
Namespace Prefix: | osbc_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables modified by troubled debt restructurings that subsequently default. + References No definition available. + Details
Name: | osbc_ScheduleOfFinancingReceivableModificationsSubsequentPaymentDefaultTableTextBlock
Namespace Prefix: | osbc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables classified as troubled debt restructurings by type of modification. + References No definition available. + Details
Name: | osbc_ScheduleOfTroubledDebtRestructuringsOnFinancingReceivablesByTypeOfModificationTableTextBlock
Namespace Prefix: | osbc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953659-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=35738203&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=35738203&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953401-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 + Details
Name: | us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration