XML 28 R47.htm IDEA: XBRL DOCUMENT v2.4.0.8
Allowance for Loan Losses (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
Dec. 31, 2013
Allowance for loan losses:          
Beginning Balance $ 23,856 $ 35,042 $ 27,281 $ 38,597  
Charge-offs 2,157 4,695 5,502 9,303  
Recoveries 1,631 950 3,551 6,303  
Provision (release)   (1,750) (2,000) (6,050)  
Ending Balance 23,330 29,547 23,330 29,547  
Ending balance: Individually evaluated for impairment 541 2,150 541 2,150  
Ending balance: Collectively evaluated for impairment 22,789 27,397 22,789 27,397  
Loans:          
Ending balance 1,140,882 1,077,640 1,140,882 1,077,640 1,101,256
Ending balance: Individually evaluated for impairment 40,786 54,251 40,786 54,251  
Ending balance: Collectively evaluated for impairment 1,100,096 1,023,389 1,100,096 1,023,389  
Commercial
         
Allowance for loan losses:          
Beginning Balance 1,991 3,332 2,250 4,517  
Charge-offs 512 29 519 308  
Recoveries 6 60 56 104  
Provision (release) 41 (469) (261) (1,419)  
Ending Balance 1,526 2,894 1,526 2,894  
Ending balance: Collectively evaluated for impairment 1,526 2,894 1,526 2,894  
Loans:          
Ending balance 114,990 98,026 114,990 98,026 104,805
Ending balance: Individually evaluated for impairment 1,645 29 1,645 29  
Ending balance: Collectively evaluated for impairment 113,345 97,997 113,345 97,997  
Real estate - commercial
         
Allowance for loan losses:          
Beginning Balance 13,228 18,097 16,763 20,100  
Charge-offs 545 851 1,634 2,377  
Recoveries 878 523 1,106 3,752  
Provision (release) (744) (1,354) (3,418) (5,060)  
Ending Balance 12,817 16,415 12,817 16,415  
Ending balance: Individually evaluated for impairment 167 750 167 750  
Ending balance: Collectively evaluated for impairment 12,650 15,665 12,650 15,665  
Loans:          
Ending balance 600,649 554,874 600,649 554,874  
Ending balance: Individually evaluated for impairment 19,515 24,849 19,515 24,849  
Ending balance: Collectively evaluated for impairment 581,134 530,025 581,134 530,025  
Real estate - commercial | Substandard
         
Allowance for loan losses:          
Ending Balance 1,200 2,700 1,200 2,700  
Loans:          
Ending balance 7,100 14,400 7,100 14,400  
Real estate - construction
         
Allowance for loan losses:          
Beginning Balance 1,754 2,690 1,980 3,837  
Charge-offs 1 53 174 951  
Recoveries 3 15 507 1,265  
Provision (release) 141 (252) (416) (1,751)  
Ending Balance 1,897 2,400 1,897 2,400  
Ending balance: Individually evaluated for impairment 107 412 107 412  
Ending balance: Collectively evaluated for impairment 1,790 1,988 1,790 1,988  
Loans:          
Ending balance 41,936 30,996 41,936 30,996  
Ending balance: Individually evaluated for impairment 2,585 7,698 2,585 7,698  
Ending balance: Collectively evaluated for impairment 39,351 23,298 39,351 23,298  
Real estate - residential
         
Allowance for loan losses:          
Beginning Balance 2,373 5,021 2,837 4,535  
Charge-offs 925 3,594 2,752 5,193  
Recoveries 646 209 1,585 792  
Provision (release) 7 1,352 431 2,854  
Ending Balance 2,101 2,988 2,101 2,988  
Ending balance: Individually evaluated for impairment 267 988 267 988  
Ending balance: Collectively evaluated for impairment 1,834 2,000 1,834 2,000  
Loans:          
Ending balance 365,602 376,859 365,602 376,859  
Ending balance: Individually evaluated for impairment 17,041 21,675 17,041 21,675  
Ending balance: Collectively evaluated for impairment 348,561 355,184 348,561 355,184  
Consumer
         
Allowance for loan losses:          
Beginning Balance 1,464 1,372 1,439 1,178  
Charge-offs 174 168 423 474  
Recoveries 98 143 297 390  
Provision (release) 16 162 91 415  
Ending Balance 1,404 1,509 1,404 1,509  
Ending balance: Collectively evaluated for impairment 1,404 1,509 1,404 1,509  
Loans:          
Ending balance 3,142 2,570 3,142 2,570 2,760
Ending balance: Collectively evaluated for impairment 3,142 2,570 3,142 2,570  
All other
         
Allowance for loan losses:          
Beginning Balance 3,046 4,530 2,012 4,430  
Provision (release) 539 (1,189) 1,573 (1,089)  
Ending Balance 3,585 3,341 3,585 3,341  
Ending balance: Collectively evaluated for impairment 3,585 3,341 3,585 3,341  
Loans:          
Ending balance 14,563 14,315 14,563 14,315 13,906
Ending balance: Collectively evaluated for impairment $ 14,563 $ 14,315 $ 14,563 $ 14,315