XML 35 R56.htm IDEA: XBRL DOCUMENT v2.4.0.8
Regulatory & Capital Matters (Details) (USD $)
 0 Months Ended 3 Months Ended 9 Months Ended 0 Months Ended 1 Months Ended 3 Months Ended 0 Months Ended 3 Months Ended 9 Months Ended
Apr. 21, 2014
Jun. 30, 2014
Sep. 30, 2014
Dec. 31, 2013
Aug. 15, 2014
Series B Stock
May 15, 2014
Series B Stock
Apr. 28, 2014
Series B Stock
Apr. 15, 2014
Series B Stock
May 31, 2014
Series B Stock
Sep. 30, 2014
Series B Stock
Jun. 30, 2014
Series B Stock
Apr. 28, 2014
Series B Stock
Apr. 28, 2014
Series B Stock
Large private investor
Apr. 28, 2014
Series B Stock
Directors
Sep. 30, 2014
Bank of America credit facility
Dec. 31, 2013
Bank of America credit facility
Sep. 30, 2014
Junior subordinated debentures
item
Sep. 30, 2014
Junior subordinated debentures
Maximum
item
Sep. 30, 2014
Old Second National Bank
Dec. 31, 2013
Old Second National Bank
Sep. 30, 2014
Old Second National Bank
Minimum
Jun. 30, 2014
Old Second National Bank
Minimum
Regulatory & Capital Matters                                            
Tier 1 capital leverage ratio, board-designated threshold                                           8.00%
Total Capital Ratio, board-designated threshold (as a percent)                                         12.00%  
Tier One leverage ratio, basis point increase (as a percent)                                     0.70%      
Risk-based capital ratio, basis point increase (as a percent)                                     0.43%      
Proceeds from issuance of common stock     $ 64,395,000             $ 64,000,000                        
Total capital to risk weighted assets, Amount                                            
Actual at period end     234,500,000 191,139,000                             246,873,000 227,467,000    
Minimum Required for Capital Adequacy Purposes     106,834,000 100,865,000                             106,929,000 100,872,000    
Minimum Required to Be Well Capitalized                                     133,662,000 126,090,000    
Total capital to risk weighted assets, Ratio                                            
Risk-based capital ratio (as a percent)     17.56% 15.16%                             18.47% 18.04%    
Minimum Required for Capital Adequacy Purposes (as a percent)     8.00% 8.00%                             8.00% 8.00%    
Minimum Required to Be Well Capitalized (as a percent)                                     10.00% 10.00%    
Tier 1 capital to risk weighted assets, Amount                                            
Actual     190,724,000 134,199,000                             230,087,000 211,568,000    
Minimum Required for Capital Adequacy Purposes     53,424,000 50,403,000                             53,446,000 50,433,000    
Minimum Required to Be Well Capitalized                                     80,170,000 75,650,000    
Tier 1 capital to risk weighted assets, Ratio                                            
Actual (as a percent)     14.28% 10.65%                             17.22% 16.78%    
Minimum Required for Capital Adequacy Purposes (as a percent)     4.00% 4.00%                             4.00% 4.00%    
Minimum Required to Be Well Capitalized (as a percent)                                     6.00% 6.00%    
Tier 1 capital to average assets, Amount                                            
Actual     190,724,000 134,199,000                             230,087,000 211,568,000    
Minimum Required for Capital Adequacy Purposes     78,812,000 77,126,000                             78,864,000 77,144,000    
Minimum Required to Be Well Capitalized                                     98,581,000 96,430,000    
Tier 1 capital to average assets, Ratio                                            
Tier 1 capital leverage ratio (as a percent)     9.68% 6.96%                             11.67% 10.97%    
Minimum Required for Capital Adequacy Purposes (as a percent)     4.00% 4.00%                             4.00% 4.00%    
Minimum Required to Be Well Capitalized (as a percent)                                     5.00% 5.00%    
Other regulatory capital information                                            
Subordinated debt     45,000,000 45,000,000                     45,000,000              
Debt obligation as a percent of Tier 2 regulatory capital                             60.00% 80.00%            
Trust preferred proceeds qualified as Tier 1 regulatory capital                             56,600,000 51,600,000            
Trust preferred proceeds qualified as Tier 2 regulatory capital                               5,000,000            
Dividend Restrictions and Deferrals                                            
Number of previous years retained profit considered for dividend payment     2 years                                      
Junior subordinated debenture     58,378,000 58,378,000                         58,400,000          
Number of statutory business trusts that hold junior subordinated debentures                                 2          
Number of quarterly periods for deferral of interest                                   20        
Payments to indentured trustees 19,700,000 19,700,000                             1,100,000          
Preferred stock dividend amount               15,800,000                            
Dividends paid     11,323,000   1,100,000 10,300,000     10,300,000                          
Shares redeemed (in shares)             25,669       25,669                      
Repurchase price percentage of liquidation value (as a percent)             94.75%       94.75%                      
Preferred stock, Liquidation value (in dollars per share)     $ 1,000 $ 1,000               $ 947.50                    
Preferred Stock, Liquidation Preference Per Share     $ 1,000 $ 1,000               $ 947.50                    
Payments for repurchase of preferred stock             24,300,000       24,300,000   22,900,000 1,400,000                
Benefit from reversal of dividends previously accrued or accumulated and waived by holders upon redemption     $ 5,433,000             $ 5,400,000