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Allowance for Loan Losses | 12 Months Ended
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Dec. 31, 2015
Allowance for Loan Losses |
Allowance for Loan Losses | Note 5: Allowance for Loan Losses Changes in the allowance for loan losses by segment of loans based on method of impairment for the year ended December 31, 2015, were as follows:
Allowance for loan losses: |  |  |  | Real Estate |  | Real Estate |  | Real Estate |  |  |  |  |  |
|  | Commercial |  | Commercial |  | Construction |  | Residential |  | Consumer |  | Unallocated |  | Total
Beginning balance |  | $ | 1,644 |  | $ | 12,577 |  | $ | 1,475 |  | $ | 1,981 |  | $ | 1,454 |  | $ | 2,506 |  | $ | 21,637
Charge-offs |  |  | 993 |  |  | 1,653 |  |  | 2 |  |  | 1,639 |  |  | 483 |  |  | - |  |  | 4,770
Recoveries |  |  | 451 |  |  | 1,595 |  |  | 276 |  |  | 1,075 |  |  | 359 |  |  | - |  |  | 3,756
Provision (Release) |  |  | 994 |  |  | (3,506) |  |  | (1,484) |  |  | 277 |  |  | (140) |  |  | (541) |  |  | (4,400)
Ending balance |  | $ | 2,096 |  | $ | 9,013 |  | $ | 265 |  | $ | 1,694 |  | $ | 1,190 |  | $ | 1,965 |  | $ | 16,223
Ending balance: Individually evaluated for impairment |  | $ | 3 |  | $ | - |  | $ | - |  | $ | 31 |  | $ | - |  | $ | - |  | $ | 34
Ending balance: Collectively evaluated for impairment |  | $ | 2,093 |  | $ | 9,013 |  | $ | 265 |  | $ | 1,663 |  | $ | 1,190 |  | $ | 1,965 |  | $ | 16,189
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 141,315 |  | $ | 605,721 |  | $ | 19,806 |  | $ | 351,007 |  | $ | 4,216 |  | $ | 11,650 |  | $ | 1,133,715
Ending balance: Individually evaluated for impairment |  | $ | 73 |  | $ | 5,396 |  | $ | 83 |  | $ | 15,334 |  | $ | - |  | $ | - |  | $ | 20,886
Ending balance: Collectively evaluated for impairment |  | $ | 141,242 |  | $ | 600,325 |  | $ | 19,723 |  | $ | 335,673 |  | $ | 4,216 |  | $ | 11,650 |  | $ | 1,112,829
Changes in the allowance for loan losses by segment of loans based on method of impairment for the year ended December 31, 2014, were as follows:
Allowance for loan losses: |  |  |  | Real Estate |  | Real Estate |  | Real Estate |  |  |  |  |  |
|  | Commercial |  | Commercial |  | Construction |  | Residential |  | Consumer |  | Unallocated |  | Total
Beginning balance |  | $ | 2,250 |  | $ | 16,763 |  | $ | 1,980 |  | $ | 2,837 |  | $ | 1,439 |  | $ | 2,012 |  | $ | 27,281
Charge-offs |  |  | 578 |  |  | 1,972 |  |  | 174 |  |  | 3,393 |  |  | 526 |  |  | - |  |  | 6,643
Recoveries |  |  | 58 |  |  | 1,346 |  |  | 633 |  |  | 1,842 |  |  | 420 |  |  | - |  |  | 4,299
(Release) provision |  |  | (86) |  |  | (3,560) |  |  | (964) |  |  | 695 |  |  | 121 |  |  | 494 |  |  | (3,300)
Ending balance |  | $ | 1,644 |  | $ | 12,577 |  | $ | 1,475 |  | $ | 1,981 |  | $ | 1,454 |  | $ | 2,506 |  | $ | 21,637
Ending balance: Individually evaluated for impairment |  | $ | - |  | $ | 21 |  | $ | 98 |  | $ | 159 |  | $ | - |  | $ | - |  | $ | 278
Ending balance: Collectively evaluated for impairment |  | $ | 1,644 |  | $ | 12,556 |  | $ | 1,377 |  | $ | 1,822 |  | $ | 1,454 |  | $ | 2,506 |  | $ | 21,359
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 127,196 |  | $ | 600,629 |  | $ | 44,795 |  | $ | 370,191 |  | $ | 3,504 |  | $ | 13,017 |  | $ | 1,159,332
Ending balance: Individually evaluated for impairment |  | $ | 1,500 |  | $ | 15,253 |  | $ | 2,352 |  | $ | 16,781 |  | $ | - |  | $ | - |  | $ | 35,886
Ending balance: Collectively evaluated for impairment |  | $ | 125,696 |  | $ | 585,376 |  | $ | 42,443 |  | $ | 353,410 |  | $ | 3,504 |  | $ | 13,017 |  | $ | 1,123,446
Changes in the allowance for loan losses by segment of loans based on method of impairment for the year ended December 31, 2013, were as follows:
Allowance for loan losses: |  |  |  | Real Estate |  | Real Estate |  | Real Estate |  |  |  |  |  |
|  | Commercial |  | Commercial |  | Construction |  | Residential |  | Consumer |  | Unallocated |  | Total
Beginning balance |  | $ | 4,517 |  | $ | 20,100 |  | $ | 3,837 |  | $ | 4,535 |  | $ | 1,178 |  | $ | 4,430 |  | $ | 38,597
Charge-offs |  |  | 316 |  |  | 2,985 |  |  | 1,014 |  |  | 6,293 |  |  | 597 |  |  | - |  |  | 11,205
Recoveries |  |  | 119 |  |  | 5,325 |  |  | 1,266 |  |  | 1,221 |  |  | 508 |  |  | - |  |  | 8,439
(Release) provision |  |  | (2,070) |  |  | (5,677) |  |  | (2,109) |  |  | 3,374 |  |  | 350 |  |  | (2,418) |  |  | (8,550)
Ending balance |  | $ | 2,250 |  | $ | 16,763 |  | $ | 1,980 |  | $ | 2,837 |  | $ | 1,439 |  | $ | 2,012 |  | $ | 27,281
Ending balance: Individually evaluated for impairment |  | $ | - |  | $ | 1,152 |  | $ | 355 |  | $ | 888 |  | $ | - |  | $ | - |  | $ | 2,395
Ending balance: Collectively evaluated for impairment |  | $ | 2,250 |  | $ | 15,611 |  | $ | 1,625 |  | $ | 1,949 |  | $ | 1,439 |  | $ | 2,012 |  | $ | 24,886
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 104,805 |  | $ | 560,233 |  | $ | 29,351 |  | $ | 390,201 |  | $ | 2,760 |  | $ | 13,906 |  | $ | 1,101,256
Ending balance: Individually evaluated for impairment |  | $ | 27 |  | $ | 21,116 |  | $ | 4,746 |  | $ | 20,681 |  | $ | - |  | $ | - |  | $ | 46,570
Ending balance: Collectively evaluated for impairment |  | $ | 104,778 |  | $ | 539,117 |  | $ | 24,605 |  | $ | 369,520 |  | $ | 2,760 |  | $ | 13,906 |  | $ | 1,054,686
The Company’s allowance for loan loss is calculated in accordance with GAAP and relevant supervisory guidance. All management estimates were made in light of observable trends within loan portfolio segments, market conditions and established credit review administration practices.

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- Definition The disclosure of the allowance for loan losses, including a Rollforward reconciliation from the beginning of the period to the end of the period. + References No definition available. + Details
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