Changes in the allowance for loan losses by segment of loans based on method of impairment for three and nine months ending September 30, 2016, were as follows:


Allowance for loan losses:			Real Estate		Real Estate		Real Estate
	Commercial		Commercial		Construction		Residential		Consumer		Other		Total
Three months ended September 30, 2016
Beginning balance	$	1,695	$	8,954	$	380	$	2,933	$	862	$	998	$	15,822
Charge-offs		76		792		9		220		100		-		1,197
Recoveries		10		27		60		199		62		-		358
Provision (Release)		212		753		39		(577)		113		(540)		-
Ending balance	$	1,841	$	8,942	$	470	$	2,335	$	937	$	458	$	14,983

Nine months ended September 30, 2016
Beginning balance	$	2,096	$	9,013	$	265	$	1,694	$	1,190	$	1,965	$	16,223
Charge-offs		108		1,484		9		657		250		-		2,508
Recoveries		22		255		71		718		202		-		1,268
(Release) Provision		(169)		1,158		143		580		(205)		(1,507)		-
Ending balance	$	1,841	$	8,942	$	470	$	2,335	$	937	$	458	$	14,983

Ending balance: Individually evaluated for impairment	$	-	$	264	$	-	$	250	$	-	$	-	$	514
Ending balance: Collectively evaluated for impairment	$	1,841	$	8,678	$	470	$	2,085	$	937	$	458	$	14,469

Loans:
Ending balance	$	184,034	$	617,280	$	28,786	$	357,846	$	3,325	$	11,581	$	1,202,852
Ending balance: Individually evaluated for impairment	$	382	$	8,426	$	76	$	14,038	$	201	$	-	$	23,123
Ending balance: Collectively evaluated for impairment	$	183,652	$	608,854	$	28,710	$	343,808	$	3,124	$	11,581	$	1,179,729

Changes in the allowance for loan losses by segment of loans based on method of impairment for September 30, 2015, were as follows:


Allowance for loan losses:			Real Estate		Real Estate		Real Estate
	Commercial		Commercial		Construction		Residential		Consumer		Other		Total
Three months ended September 30, 2015
Beginning balance	$	1,632	$	10,201	$	662	$	1,860	$	1,249	$	2,717	$	18,321
Charge-offs		101		21		-		342		112		-		576
Recoveries		213		275		204		192		84		-		968
Provision (Release)		340		(1,296)		(421)		(42)		(68)		(613)		(2,100)
Ending balance	$	2,084	$	9,159	$	445	$	1,668	$	1,153	$	2,104	$	16,613

Nine months ended September 30, 2015
Beginning balance	$	1,644	$	12,577	$	1,475	$	1,981	$	1,454	$	2,506	$	21,637
Charge-offs		991		1,547		2		1,119		323		-		3,982
Recoveries		437		1,570		270		819		262		-		3,358
Provision (Release)		994		(3,441)		(1,298)		(13)		(240)		(402)		(4,400)
Ending balance	$	2,084	$	9,159	$	445	$	1,668	$	1,153	$	2,104	$	16,613

Ending balance: Individually evaluated for impairment	$	5	$	-	$	-	$	20	$	-	$	-	$	25
Ending balance: Collectively evaluated for impairment	$	2,079	$	9,159	$	445	$	1,648	$	1,153	$	2,104	$	16,588

Loans:
Ending balance	$	129,733	$	609,937	$	23,461	$	354,106	$	4,005	$	11,670	$	1,132,912
Ending balance: Individually evaluated for impairment	$	532	$	4,974	$	3,803	$	15,823	$	-	$	-	$	25,132
Ending balance: Collectively evaluated for impairment	$	129,201	$	604,963	$	19,658	$	338,283	$	4,005	$	11,670	$	1,107,780