XML 39 R26.htm IDEA: XBRL DOCUMENT
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Loans (Tables) | 6 Months Ended
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Jun. 30, 2018
Loans |
Schedule of major classifications of loans |
|  | June 30, 2018 |  | December 31, 2017 |
Commercial |  | $ | 299,536 |  | $ | 272,851 |
Leases |  |  | 66,687 |  |  | 68,325 |
Real estate - commercial |  |  | 808,264 |  |  | 750,991 |
Real estate - construction |  |  | 115,486 |  |  | 85,162 |
Real estate - residential |  |  | 404,908 |  |  | 313,397 |
Home equity lines of credit "HELOC" |  |  | 127,986 |  |  | 112,833 |
Other 1 |  |  | 13,969 |  |  | 13,384 |
Total loans, excluding deferred loan costs and PCI loans |  |  | 1,836,836 |  |  | 1,616,942 |
Net deferred loan costs |  |  | 1,112 |  |  | 680 |
Total loans, excluding PCI loans |  |  | 1,837,948 |  |  | 1,617,622 |
PCI loans, net of purchase accounting adjustments |  |  | 11,214 |  |  | - |
Total loans |  | $ | 1,849,162 |  | $ | 1,617,622 |
Schedule of aged analysis of past due loans by class of loans |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Recorded
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90 days or
|  |  |  |  |  |  |  | 90 Days or |  |  |  |  |  |  |  |  |  |  |  |  |  | Greater Past
|  | 30-59 Days |  | 60-89 Days |  | Greater Past |  | Total Past |  |  |  |  |  |  |  |  |  |  | Due and
June 30, 2018 |  | Past Due |  | Past Due |  | Due |  | Due |  | Current |  | Nonaccrual |  | Total Loans |  | Accruing
Commercial |  | $ | 210 |  | $ | - |  | $ | - |  | $ | 210 |  | $ | 299,326 |  | $ | - |  | $ | 299,536 |  | $ | -
Leases |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 66,687 |  |  | - |  |  | 66,687 |  |  | -
Real estate - commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 903 |  |  | - |  |  | 450 |  |  | 1,353 |  |  | 172,922 |  |  | 823 |  |  | 175,098 |  |  | 477
Owner occupied special purpose |  |  | 1,981 |  |  | - |  |  | - |  |  | 1,981 |  |  | 194,604 |  |  | 426 |  |  | 197,011 |  |  | -
Non-owner occupied general purpose |  |  | 3,282 |  |  | - |  |  | 174 |  |  | 3,456 |  |  | 279,599 |  |  | 39 |  |  | 283,094 |  |  | 178
Non-owner occupied special purpose |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 87,704 |  |  | 3,099 |  |  | 90,803 |  |  | -
Retail properties |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 47,582 |  |  | - |  |  | 47,582 |  |  | -
Farm |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 14,676 |  |  | - |  |  | 14,676 |  |  | -
Real estate - construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 7,649 |  |  | - |  |  | 7,649 |  |  | -
Land |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 9,168 |  |  | - |  |  | 9,168 |  |  | -
Commercial speculative |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 39,730 |  |  | - |  |  | 39,730 |  |  | -
All other |  |  | 59 |  |  | - |  |  | 442 |  |  | 501 |  |  | 58,245 |  |  | 193 |  |  | 58,939 |  |  | 475
Real estate - residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 466 |  |  | 108 |  |  | 38 |  |  | 612 |  |  | 72,896 |  |  | 371 |  |  | 73,879 |  |  | 40
Multifamily |  |  | 232 |  |  | - |  |  | - |  |  | 232 |  |  | 191,883 |  |  | - |  |  | 192,115 |  |  | -
Owner occupied |  |  | 710 |  |  | 208 |  |  | - |  |  | 918 |  |  | 134,265 |  |  | 3,731 |  |  | 138,914 |  |  | -
HELOC |  |  | 599 |  |  | 172 |  |  | 49 |  |  | 820 |  |  | 126,443 |  |  | 723 |  |  | 127,986 |  |  | 50
Other 1 |  |  | 39 |  |  | - |  |  | - |  |  | 39 |  |  | 15,026 |  |  | 16 |  |  | 15,081 |  |  | -
Total, excluding PCI loans |  | $ | 8,481 |  | $ | 488 |  | $ | 1,153 |  | $ | 10,122 |  | $ | 1,818,405 |  | $ | 9,421 |  | $ | 1,837,948 |  | $ | 1,220
PCI loans, net of purchase accounting adjustments |  |  | 387 |  |  | - |  |  | - |  |  | 387 |  |  | 7,850 |  |  | 2,977 |  |  | 11,214 |  |  |
Total |  | $ | 8,868 |  | $ | 488 |  | $ | 1,153 |  | $ | 10,509 |  | $ | 1,826,255 |  | $ | 12,398 |  | $ | 1,849,162 |  | $ | 1,220
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Recorded
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90 days or
|  |  |  |  |  |  |  | 90 Days or |  |  |  |  |  |  |  |  |  |  |  |  |  | Greater Past
|  | 30-59 Days |  | 60-89 Days |  | Greater Past |  | Total Past |  |  |  |  |  |  |  |  |  |  | Due and
December 31, 2017 |  | Past Due |  | Past Due |  | Due |  | Due |  | Current |  | Nonaccrual |  | Total Loans |  | Accruing
Commercial |  | $ | 995 |  | $ | 275 |  | $ | - |  | $ | 1,270 |  | $ | 271,581 |  | $ | - |  | $ | 272,851 |  | $ | -
Leases |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 68,147 |  |  | 178 |  |  | 68,325 |  |  | -
Real estate - commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 1,136 |  |  | - |  |  | - |  |  | 1,136 |  |  | 144,267 |  |  | 455 |  |  | 145,858 |  |  | -
Owner occupied special purpose |  |  | 226 |  |  | - |  |  | - |  |  | 226 |  |  | 170,546 |  |  | 342 |  |  | 171,114 |  |  | -
Non-owner occupied general purpose |  |  | - |  |  | 593 |  |  | - |  |  | 593 |  |  | 273,203 |  |  | 1,163 |  |  | 274,959 |  |  | -
Non-owner occupied special purpose |  |  | - |  |  | - |  |  | 248 |  |  | 248 |  |  | 92,923 |  |  | - |  |  | 93,171 |  |  | 254
Retail properties |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 49,538 |  |  | 1,081 |  |  | 50,619 |  |  | -
Farm |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 15,270 |  |  | - |  |  | 15,270 |  |  | -
Real estate - construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | 129 |  |  | - |  |  | - |  |  | 129 |  |  | 2,221 |  |  | - |  |  | 2,350 |  |  | -
Land |  |  | 1,124 |  |  | - |  |  | - |  |  | 1,124 |  |  | 1,319 |  |  | - |  |  | 2,443 |  |  | -
Commercial speculative |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 32,028 |  |  | - |  |  | 32,028 |  |  | -
All other |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 48,140 |  |  | 201 |  |  | 48,341 |  |  | -
Real estate - residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 55,248 |  |  | 372 |  |  | 55,620 |  |  | -
Multifamily |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 125,049 |  |  | 4,723 |  |  | 129,772 |  |  | -
Owner occupied |  |  | 74 |  |  | - |  |  | - |  |  | 74 |  |  | 123,257 |  |  | 4,674 |  |  | 128,005 |  |  | -
HELOC |  |  | 491 |  |  | 278 |  |  | - |  |  | 769 |  |  | 110,872 |  |  | 1,192 |  |  | 112,833 |  |  | -
Other 1 |  |  | 37 |  |  | - |  |  | - |  |  | 37 |  |  | 14,019 |  |  | 7 |  |  | 14,063 |  |  | -
Total |  | $ | 4,212 |  | $ | 1,146 |  | $ | 248 |  | $ | 5,606 |  | $ | 1,597,628 |  | $ | 14,388 |  | $ | 1,617,622 |  | $ | 254
1 The “Other” class includes consumer, overdrafts and net deferred costs.
Schedule of credit quality indicators by class of loans |
June 30, 2018 |  |  |  |  | Special |  |  |  |  |  |  |  |  |
|  | Pass |  | Mention |  | Substandard 2 |  | Doubtful |  | Total
Commercial |  | $ | 298,512 |  | $ | 631 |  | $ | 393 |  | $ | - |  | $ | 299,536
Leases |  |  | 66,148 |  |  | - |  |  | 539 |  |  | - |  |  | 66,687
Real estate - commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 166,962 |  |  | 4,915 |  |  | 3,221 |  |  | - |  |  | 175,098
Owner occupied special purpose |  |  | 195,009 |  |  | 254 |  |  | 1,748 |  |  | - |  |  | 197,011
Non-owner occupied general purpose |  |  | 275,728 |  |  | 4,899 |  |  | 2,467 |  |  | - |  |  | 283,094
Non-owner occupied special purpose |  |  | 87,704 |  |  | - |  |  | 3,099 |  |  | - |  |  | 90,803
Retail Properties |  |  | 45,755 |  |  | - |  |  | 1,827 |  |  | - |  |  | 47,582
Farm |  |  | 13,428 |  |  | - |  |  | 1,248 |  |  | - |  |  | 14,676
Real estate - construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | 7,649 |  |  | - |  |  | - |  |  | - |  |  | 7,649
Land |  |  | 9,168 |  |  | - |  |  | - |  |  | - |  |  | 9,168
Commercial speculative |  |  | 39,730 |  |  | - |  |  | - |  |  | - |  |  | 39,730
All other |  |  | 56,443 |  |  | 2,130 |  |  | 366 |  |  | - |  |  | 58,939
Real estate - residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 72,759 |  |  | 91 |  |  | 1,029 |  |  | - |  |  | 73,879
Multifamily |  |  | 188,813 |  |  | - |  |  | 3,302 |  |  | - |  |  | 192,115
Owner occupied |  |  | 133,485 |  |  | 1 |  |  | 5,428 |  |  | - |  |  | 138,914
HELOC |  |  | 126,353 |  |  | - |  |  | 1,633 |  |  | - |  |  | 127,986
Other 1 |  |  | 15,063 |  |  | - |  |  | 18 |  |  | - |  |  | 15,081
Total, excluding PCI loans |  | $ | 1,798,709 |  | $ | 12,921 |  | $ | 26,318 |  | $ | - |  | $ | 1,837,948
PCI loans, net of purchase accounting adjustments |  |  | - |  |  | - |  |  | 11,214 |  |  | - |  |  | 11,214
Total |  | $ | 1,798,709 |  | $ | 12,921 |  | $ | 37,532 |  | $ | - |  | $ | 1,849,162
December 31, 2017 |  |  |  |  | Special |  |  |  |  |  |  |  |  |
|  | Pass |  | Mention |  | Substandard 2 |  | Doubtful |  | Total
Commercial |  | $ | 270,889 |  | $ | 1,962 |  | $ | - |  | $ | - |  | $ | 272,851
Leases |  |  | 67,500 |  |  | - |  |  | 825 |  |  | - |  |  | 68,325
Real estate - commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 142,843 |  |  | 1,927 |  |  | 1,088 |  |  | - |  |  | 145,858
Owner occupied special purpose |  |  | 169,621 |  |  | 1,152 |  |  | 341 |  |  | - |  |  | 171,114
Non-owner occupied general purpose |  |  | 271,731 |  |  | 2,065 |  |  | 1,163 |  |  | - |  |  | 274,959
Non-owner occupied special purpose |  |  | 89,582 |  |  | - |  |  | 3,589 |  |  | - |  |  | 93,171
Retail Properties |  |  | 48,321 |  |  | 1,217 |  |  | 1,081 |  |  | - |  |  | 50,619
Farm |  |  | 11,755 |  |  | 1,029 |  |  | 2,486 |  |  | - |  |  | 15,270
Real estate - construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | 2,350 |  |  | - |  |  | - |  |  | - |  |  | 2,350
Land |  |  | 2,443 |  |  | - |  |  | - |  |  | - |  |  | 2,443
Commercial speculative |  |  | 32,028 |  |  | - |  |  | - |  |  | - |  |  | 32,028
All other |  |  | 46,913 |  |  | 1,052 |  |  | 376 |  |  | - |  |  | 48,341
Real estate - residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 55,172 |  |  | - |  |  | 448 |  |  | - |  |  | 55,620
Multifamily |  |  | 125,049 |  |  | - |  |  | 4,723 |  |  | - |  |  | 129,772
Owner occupied |  |  | 122,178 |  |  | 561 |  |  | 5,266 |  |  | - |  |  | 128,005
HELOC |  |  | 110,934 |  |  | - |  |  | 1,899 |  |  | - |  |  | 112,833
Other 1 |  |  | 14,043 |  |  | - |  |  | 20 |  |  | - |  |  | 14,063
Total |  | $ | 1,583,352 |  | $ | 10,965 |  | $ | 23,305 |  | $ | - |  | $ | 1,617,622
1 The “Other” class includes consumer, overdrafts and net deferred costs. 2 The substandard credit quality indicator includes both potential problem loans that are currently performing and nonperforming loans.
Schedule of impaired loans by class of loan |
|  |  |  | Six Months Ended
|  | As of June 30, 2018 |  | June 30, 2018
|  |  |  |  | Unpaid |  |  |  |  | Average |  | Interest
|  | Recorded |  | Principal |  | Related |  | Recorded |  | Income
|  | Investment |  | Balance |  | Allowance |  | Investment |  | Recognized
With no related allowance recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | -
Leases |  |  | - |  |  | - |  |  | - |  |  | 89 |  |  | -
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 911 |  |  | 985 |  |  | - |  |  | 683 |  |  | 3
Owner occupied special purpose |  |  | 426 |  |  | 546 |  |  | - |  |  | 384 |  |  | -
Non-owner occupied general purpose |  |  | 39 |  |  | 81 |  |  | - |  |  | 601 |  |  | -
Non-owner occupied special purpose |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Retail properties |  |  | - |  |  | - |  |  | - |  |  | 541 |  |  | -
Farm |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Land |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Commercial speculative |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
All other |  |  | 193 |  |  | 226 |  |  | - |  |  | 197 |  |  | -
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 371 |  |  | 468 |  |  | - |  |  | 371 |  |  | -
Multifamily |  |  | - |  |  | - |  |  | - |  |  | 2,362 |  |  | -
Owner occupied |  |  | 4,244 |  |  | 5,769 |  |  | - |  |  | 4,726 |  |  | 18
HELOC |  |  | 741 |  |  | 860 |  |  | - |  |  | 933 |  |  | 1
Other 1 |  |  | 16 |  |  | 16 |  |  | - |  |  | 11 |  |  | -
Total impaired loans with no recorded allowance |  |  | 6,941 |  |  | 8,951 |  |  | - |  |  | 10,898 |  |  | 22
With an allowance recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Leases |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Owner occupied special purpose |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Non-owner occupied general purpose |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Non-owner occupied special purpose |  |  | 3,099 |  |  | 3,575 |  |  | 419 |  |  | 1,550 |  |  | -
Retail properties |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Farm |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Land |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Commercial speculative |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
All other |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 815 |  |  | 815 |  |  | 10 |  |  | 822 |  |  | 22
Multifamily |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Owner occupied |  |  | 3,646 |  |  | 3,646 |  |  | 45 |  |  | 3,544 |  |  | 73
HELOC |  |  | 1,321 |  |  | 1,321 |  |  | 24 |  |  | 1,153 |  |  | 24
Other 1 |  |  | 3 |  |  | 3 |  |  | - |  |  | 2 |  |  | -
Total impaired loans with a recorded allowance |  |  | 8,884 |  |  | 9,360 |  |  | 498 |  |  | 7,071 |  |  | 119
Total impaired loans |  | $ | 15,825 |  | $ | 18,311 |  | $ | 498 |  | $ | 17,969 |  | $ | 141
1 The “Other” class includes consumer, overdrafts and net deferred costs. Impaired loans by class of loans as of December 31, 2017, and for the six months ended June 30, 2017, were as follows:
|  |  |  |  |  |  |  |  |  |  | Six Months Ended
|  | As of December 31, 2017 |  | June 30, 2017
|  |  |  | Unpaid |  |  |  | Average |  | Interest
|  | Recorded |  | Principal |  | Related |  | Recorded |  | Income
|  | Investment |  | Balance |  | Allowance |  | Investment |  | Recognized
With no related allowance recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | - |  | $ | - |  | $ | - |  | $ | 128 |  | $ | -
Leases |  |  | 178 |  |  | 213 |  |  | - |  |  | 293 |  |  | -
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 455 |  |  | 495 |  |  | - |  |  | 1,170 |  |  | -
Owner occupied special purpose |  |  | 342 |  |  | 498 |  |  | - |  |  | 376 |  |  | -
Non-owner occupied general purpose |  |  | 1,163 |  |  | 1,538 |  |  | - |  |  | 1,443 |  |  | 1
Non-owner occupied special purpose |  |  | - |  |  | - |  |  | - |  |  | 507 |  |  | -
Retail properties |  |  | 1,081 |  |  | 1,177 |  |  | - |  |  | 1,161 |  |  | -
Farm |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Land |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Commercial speculative |  |  | - |  |  | - |  |  | - |  |  | 72 |  |  | -
All other |  |  | 201 |  |  | 229 |  |  | - |  |  | 180 |  |  | -
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 372 |  |  | 676 |  |  | - |  |  | 1,708 |  |  | 20
Multifamily |  |  | 4,723 |  |  | 4,965 |  |  | - |  |  | 2,412 |  |  | -
Owner occupied |  |  | 5,208 |  |  | 6,680 |  |  | - |  |  | 9,016 |  |  | 65
HELOC |  |  | 1,125 |  |  | 1,313 |  |  | - |  |  | 2,227 |  |  | 15
Other 1 |  |  | 7 |  |  | 8 |  |  | - |  |  | 105 |  |  | -
Total impaired loans with no recorded allowance |  |  | 14,855 |  |  | 17,792 |  |  | - |  |  | 20,798 |  |  | 101
With an allowance recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Leases |  |  | - |  |  | - |  |  | - |  |  | 120 |  |  | -
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Owner occupied special purpose |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Non-owner occupied general purpose |  |  | - |  |  | - |  |  | - |  |  | 123 |  |  | -
Non-owner occupied special purpose |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Retail properties |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Farm |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Land |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Commercial speculative |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
All other |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 829 |  |  | 829 |  |  | 10 |  |  | - |  |  | -
Multifamily |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Owner occupied |  |  | 3,443 |  |  | 3,443 |  |  | 43 |  |  | 402 |  |  | -
HELOC |  |  | 985 |  |  | 985 |  |  | 91 |  |  | - |  |  | -
Other 1 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Total impaired loans with a recorded allowance |  |  | 5,257 |  |  | 5,257 |  |  | 144 |  |  | 645 |  |  | -
Total impaired loans |  | $ | 20,112 |  | $ | 23,049 |  | $ | 144 |  | $ | 21,443 |  | $ | 101
Schedule of TDRs modified during the period by type of modification | TDRs that were modified during the period are as follows:
|  | TDR Modifications |  | TDR Modifications |
|  | Three Months Ended June 30, 2018 |  | Six Months Ended June 30, 2018 |
|  | # of |  | Pre-modification |  | Post-modification |  | # of |  | Pre-modification |  | Post-modification |
|  | contracts |  | recorded investment |  | recorded investment |  | contracts |  | recorded investment |  | recorded investment |
Troubled debt restructurings |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate - commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied special purpose |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Other 1 |  | 1 |  | $ | 110 |  | $ | 56 |  | 1 |  | $ | 110 |  | $ | 56 |
Real estate - residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
HAMP 2 |  | 1 |  |  | 49 |  |  | 39 |  | 1 |  |  | 49 |  |  | 39 |
Other 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
HELOC |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Rate 3 |  |  |  |  |  |  |  |  |  | 1 |  |  | 24 |  |  | 24 |
Other 1 |  | 3 |  |  | 305 |  |  | 287 |  | 7 |  |  | 523 |  |  | 503 |
Total |  | 5 |  | $ | 464 |  | $ | 382 |  | 10 |  | $ | 706 |  | $ | 622 |
|  | TDR Modifications |  | TDR Modifications |
|  | Three Months Ended June 30, 2017 |  | Six Months Ended June 30, 2017 |
|  | # of |  | Pre-modification |  | Post-modification |  | # of |  | Pre-modification |  | Post-modification |
|  | contracts |  | recorded investment |  | recorded investment |  | contracts |  | recorded investment |  | recorded investment |
Troubled debt restructurings |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
HELOC |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Other 1 |  | 2 |  | $ | 155 |  | $ | 147 |  | 6 |  | $ | 399 |  | $ | 388 |
Total |  | 2 |  | $ | 155 |  | $ | 147 |  | 6 |  | $ | 399 |  | $ | 388 |
1 Other: Change of terms from bankruptcy court. 2 HAMP: Home Affordable Modification Program. 3 Rate: Refers to interest rate reduction
Schedule of accretable discount on purchased loans | The following table details the accretable discount on all of the Company’s purchased loans, both non-PCI loans and PCI loans as of June 30, 2018.
|  | Accretable Discount - Non-PCI Loans |  | Accretable Discount - PCI Loans |  | Non-Accretable Discount - PCI Loans |  | Total
Beginning balance, April 1, 2018 |  | $ | 694 |  | $ | - |  | $ | - |  | $ | 694
Purchases |  |  | 3,182 |  |  | 1,551 |  |  | 6,536 |  |  | 11,269
Accretion |  |  | (881) |  |  | (176) |  |  | - |  |  | (1,057)
Transfer 1 |  |  | - |  |  | (2) |  |  | (133) |  |  | (135)
Ending balance, June 30, 2018 |  | $ | 2,995 |  | $ | 1,373 |  | $ | 6,403 |  | $ | 10,771
1 Transfer was due to loans moved to OREO.

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