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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Interest and Dividend Income      
Loans, including fees $ 88,769 $ 70,737 $ 56,019
Loans held-for-sale 127 123 151
Securities:      
Taxable 9,577 10,202 15,865
Tax exempt 8,341 5,939 842
Dividends from FHLBC and FRBC stock 469 370 333
Interest bearing deposits with financial institutions 334 134 169
Total interest and dividend income 107,617 87,505 73,379
Interest Expense      
Savings, NOW, and money market deposits 2,156 950 789
Time deposits 5,829 4,227 3,640
Securities sold under repurchase agreements 462 17  
Other short-term borrowings 1,429 741 106
Junior subordinated debentures 3,716 4,002 4,334
Senior notes 2,688 2,689 112
Subordinated debt     949
Notes payable and other borrowings 398   8
Total interest expense 16,678 12,626 9,938
Net interest and dividend income 90,939 74,879 63,441
Provision for loan and lease losses 1,228 1,800 750
Net interest and dividend income after provision for loan and lease losses 89,711 73,079 62,691
Noninterest Income      
Mortgage servicing rights mark to market loss (734) (802) (919)
Net gain on sales of mortgage loans 3,791 4,803 6,343
Securities gains (losses), net 360 474 (2,213)
Increase in cash surrender value of BOLI 984 1,432 1,283
Death benefit realized on bank-owned life insurance 1,026    
Debit card interchange income 4,420 4,200 4,027
Gains (losses) on disposal and transfer of fixed assets, net   10 (1)
Other income 5,126 4,778 4,938
Total noninterest income 31,353 30,372 28,574
Noninterest Expense      
Salaries and employee benefits 44,161 40,080 36,234
Occupancy, furniture and equipment 6,915 5,951 6,063
Computer and data processing 6,745 4,387 4,349
FDIC insurance 653 658 865
General bank insurance 1,040 1,031 1,109
Amortization of core deposit intangible 387 96 16
Advertising expense 1,567 1,505 1,633
Debit card interchange expense 940 1,329 1,455
Legal fees 835 650 800
Other real estate expense, net 396 2,165 2,743
Other expense 13,489 11,297 11,494
Total noninterest expense 77,128 69,149 66,761
Income before income taxes 43,936 34,302 24,504
Provision for income taxes 9,924 19,164 8,820
Net income available to common stockholders $ 34,012 $ 15,138 $ 15,684
Basic earnings per share (in dollars per share) $ 1.14 $ 0.51 $ 0.53
Diluted earnings per share (in dollars per share) 1.12 0.50 0.53
Dividends declared per share (in dollars per share) $ 0.04 $ 0.04 $ 0.03
Trust Income      
Noninterest Income      
Service charges on deposits $ 6,417 $ 6,203 $ 5,670
Bank Servicing      
Noninterest Income      
Service charges on deposits 7,328 6,720 6,684
Secondary mortgage fees      
Noninterest Income      
Service charges on deposits 696 776 1,038
Mortgage Servicing      
Noninterest Income      
Service charges on deposits $ 1,939 $ 1,778 $ 1,724