XML 39 R27.htm IDEA: XBRL DOCUMENT
v3.19.1

Loans (Tables) | 3 Months Ended
--- | ---
Mar. 31, 2019
Loans |
Schedule of major classifications of loans |
|  | March 31, 2019 |  | December 31, 2018 |
Commercial |  | $ | 324,450 |  | $ | 314,323 |
Leases |  |  | 87,730 |  |  | 78,806 |
Real estate - commercial |  |  | 835,904 |  |  | 820,941 |
Real estate - construction |  |  | 94,787 |  |  | 108,390 |
Real estate - residential |  |  | 399,866 |  |  | 407,068 |
HELOC |  |  | 133,859 |  |  | 140,442 |
Other 1 |  |  | 14,018 |  |  | 14,439 |
Total loans, excluding deferred loan costs and PCI loans |  |  | 1,890,614 |  |  | 1,884,409 |
Net deferred loan costs |  |  | 1,681 |  |  | 1,653 |
Total loans, excluding PCI loans |  |  | 1,892,295 |  |  | 1,886,062 |
PCI loans, net of purchase accounting adjustments |  |  | 10,851 |  |  | 10,965 |
Total loans |  | $ | 1,903,146 |  | $ | 1,897,027 |
Schedule of aged analysis of past due loans by class of loans |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Recorded
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90 days or
|  |  |  |  |  |  |  | 90 Days or |  |  |  |  |  |  |  |  |  |  |  |  |  | Greater Past
|  | 30-59 Days |  | 60-89 Days |  | Greater Past |  | Total Past |  |  |  |  |  |  |  |  |  |  | Due and
March 31, 2019 |  | Past Due |  | Past Due |  | Due |  | Due |  | Current |  | Nonaccrual |  | Total Loans |  | Accruing
Commercial |  | $ | 10 |  | $ | - |  | $ | - |  | $ | 10 |  | $ | 324,440 |  | $ | - |  | $ | 324,450 |  | $ | -
Leases |  |  | 110 |  |  | - |  |  | - |  |  | 110 |  |  | 87,506 |  |  | 114 |  |  | 87,730 |  |  | -
Real estate - commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 349 |  |  | 90 |  |  | - |  |  | 439 |  |  | 155,821 |  |  | 1,732 |  |  | 157,992 |  |  | -
Owner occupied special purpose |  |  | 599 |  |  | 2,021 |  |  | - |  |  | 2,620 |  |  | 188,132 |  |  | 516 |  |  | 191,268 |  |  | -
Non-owner occupied general purpose |  |  | 775 |  |  | 378 |  |  | - |  |  | 1,153 |  |  | 317,566 |  |  | 3,486 |  |  | 322,205 |  |  | -
Non-owner occupied special purpose |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 97,074 |  |  | 2,960 |  |  | 100,034 |  |  | -
Retail properties |  |  | 1,159 |  |  | - |  |  | - |  |  | 1,159 |  |  | 49,441 |  |  | - |  |  | 50,600 |  |  | -
Farm |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 13,805 |  |  | - |  |  | 13,805 |  |  | -
Real estate - construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 4,456 |  |  | - |  |  | 4,456 |  |  | -
Land |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 2,686 |  |  | - |  |  | 2,686 |  |  | -
Commercial speculative |  |  | - |  |  | 350 |  |  | - |  |  | 350 |  |  | 54,503 |  |  | - |  |  | 54,853 |  |  | -
All other |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 32,689 |  |  | 103 |  |  | 32,792 |  |  | -
Real estate - residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 803 |  |  | - |  |  | - |  |  | 803 |  |  | 68,650 |  |  | 337 |  |  | 69,790 |  |  | -
Multi-family |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 190,478 |  |  | - |  |  | 190,478 |  |  | -
Owner occupied |  |  | 282 |  |  | 10 |  |  | - |  |  | 292 |  |  | 136,177 |  |  | 3,129 |  |  | 139,598 |  |  | -
HELOC |  |  | 211 |  |  | 359 |  |  | 1 |  |  | 571 |  |  | 132,310 |  |  | 978 |  |  | 133,859 |  |  | 1
Other 1 |  |  | 8 |  |  | 30 |  |  | 3 |  |  | 41 |  |  | 15,630 |  |  | 28 |  |  | 15,699 |  |  | 3
Total, excluding PCI loans |  | $ | 4,306 |  | $ | 3,238 |  | $ | 4 |  | $ | 7,548 |  | $ | 1,871,364 |  | $ | 13,383 |  | $ | 1,892,295 |  | $ | 4
PCI loans, net of purchase accounting adjustments |  |  | 1,872 |  |  | - |  |  | - |  |  | 1,872 |  |  | 6,746 |  |  | 2,233 |  |  | 10,851 |  |  | -
Total |  | $ | 6,178 |  | $ | 3,238 |  | $ | 4 |  | $ | 9,420 |  | $ | 1,878,110 |  | $ | 15,616 |  | $ | 1,903,146 |  | $ | 4
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Recorded
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90 days or
|  |  |  |  |  |  |  | 90 Days or |  |  |  |  |  |  |  |  |  |  |  |  |  | Greater Past
|  | 30-59 Days |  | 60-89 Days |  | Greater Past |  | Total Past |  |  |  |  |  |  |  |  |  |  | Due and
December 31, 2018 |  | Past Due |  | Past Due |  | Due |  | Due |  | Current |  | Nonaccrual |  | Total Loans |  | Accruing
Commercial |  | $ | 58 |  | $ | - |  | $ | 352 |  | $ | 410 |  | $ | 313,913 |  | $ | - |  | $ | 314,323 |  | $ | 361
Leases |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 78,806 |  |  | - |  |  | 78,806 |  |  | -
Real estate - commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 1,768 |  |  | - |  |  | 33 |  |  | 1,801 |  |  | 160,892 |  |  | 1,579 |  |  | 164,272 |  |  | 36
Owner occupied special purpose |  |  | 826 |  |  | 135 |  |  | - |  |  | 961 |  |  | 192,426 |  |  | 395 |  |  | 193,782 |  |  | -
Non-owner occupied general purpose |  |  | 2,832 |  |  | 203 |  |  | - |  |  | 3,035 |  |  | 286,115 |  |  | 4,236 |  |  | 293,386 |  |  | -
Non-owner occupied special purpose |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 106,036 |  |  | 3,099 |  |  | 109,135 |  |  | -
Retail properties |  |  | - |  |  | 620 |  |  | - |  |  | 620 |  |  | 45,968 |  |  | - |  |  | 46,588 |  |  | -
Farm |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 13,778 |  |  | - |  |  | 13,778 |  |  | -
Real estate - construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 5,102 |  |  | - |  |  | 5,102 |  |  | -
Land |  |  | 266 |  |  | - |  |  | - |  |  | 266 |  |  | 2,478 |  |  | - |  |  | 2,744 |  |  | -
Commercial speculative |  |  | - |  |  | - |  |  | 350 |  |  | 350 |  |  | 55,060 |  |  | - |  |  | 55,410 |  |  | 355
All other |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 45,028 |  |  | 106 |  |  | 45,134 |  |  | -
Real estate - residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 801 |  |  | 156 |  |  | - |  |  | 957 |  |  | 69,148 |  |  | 353 |  |  | 70,458 |  |  | -
Multi-family |  |  | 545 |  |  | - |  |  | 179 |  |  | 724 |  |  | 195,504 |  |  | - |  |  | 196,228 |  |  | 180
Owner occupied |  |  | 1,241 |  |  | 705 |  |  | - |  |  | 1,946 |  |  | 135,360 |  |  | 3,076 |  |  | 140,382 |  |  | -
HELOC |  |  | 775 |  |  | - |  |  | - |  |  | 775 |  |  | 138,801 |  |  | 866 |  |  | 140,442 |  |  | -
Other 1 |  |  | 53 |  |  | 5 |  |  | 3 |  |  | 61 |  |  | 16,000 |  |  | 31 |  |  | 16,092 |  |  | 3
Total, excluding PCI loans |  | $ | 9,165 |  | $ | 1,824 |  | $ | 917 |  | $ | 11,906 |  | $ | 1,860,415 |  | $ | 13,741 |  | $ | 1,886,062 |  | $ | 935
PCI loans, net of purchase accounting adjustments |  |  | 1,452 |  |  | - |  |  | - |  |  | 1,452 |  |  | 7,248 |  |  | 2,265 |  |  | 10,965 |  |  | -
Total |  | $ | 10,617 |  | $ | 1,824 |  | $ | 917 |  | $ | 13,358 |  | $ | 1,867,663 |  | $ | 16,006 |  | $ | 1,897,027 |  | $ | 935
1 The “Other” class includes consumer, overdrafts and net deferred costs.
Schedule of credit quality indicators by class of loans |
March 31, 2019 |  |  |  |  | Special |  |  |  |  |  |  |  |  |
|  | Pass |  | Mention |  | Substandard |  | Doubtful |  | Total
Commercial |  | $ | 316,162 |  | $ | 1,213 |  | $ | 7,075 |  | $ | - |  | $ | 324,450
Leases |  |  | 87,616 |  |  | - |  |  | 114 |  |  | - |  |  | 87,730
Real estate - commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 152,313 |  |  | 1,364 |  |  | 4,315 |  |  | - |  |  | 157,992
Owner occupied special purpose |  |  | 183,197 |  |  | 2,055 |  |  | 6,016 |  |  | - |  |  | 191,268
Non-owner occupied general purpose |  |  | 314,375 |  |  | 201 |  |  | 7,629 |  |  | - |  |  | 322,205
Non-owner occupied special purpose |  |  | 95,578 |  |  | 1,496 |  |  | 2,960 |  |  | - |  |  | 100,034
Retail Properties |  |  | 48,833 |  |  | 608 |  |  | 1,159 |  |  | - |  |  | 50,600
Farm |  |  | 11,365 |  |  | 1,218 |  |  | 1,222 |  |  | - |  |  | 13,805
Real estate - construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | 4,456 |  |  | - |  |  | - |  |  | - |  |  | 4,456
Land |  |  | 2,686 |  |  | - |  |  | - |  |  | - |  |  | 2,686
Commercial speculative |  |  | 54,853 |  |  | - |  |  | - |  |  | - |  |  | 54,853
All other |  |  | 30,203 |  |  | - |  |  | 2,589 |  |  | - |  |  | 32,792
Real estate - residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 68,799 |  |  | - |  |  | 991 |  |  | - |  |  | 69,790
Multi-Family |  |  | 189,673 |  |  | 318 |  |  | 487 |  |  | - |  |  | 190,478
Owner occupied |  |  | 134,735 |  |  | 135 |  |  | 4,728 |  |  | - |  |  | 139,598
HELOC |  |  | 131,880 |  |  | 13 |  |  | 1,966 |  |  | - |  |  | 133,859
Other 1 |  |  | 15,671 |  |  | - |  |  | 28 |  |  | - |  |  | 15,699
Total, excluding PCI loans |  | $ | 1,842,395 |  | $ | 8,621 |  | $ | 41,279 |  | $ | - |  | $ | 1,892,295
PCI loans, net of purchase accounting adjustments |  |  | 815 |  |  | 2,893 |  |  | 7,143 |  |  | - |  |  | 10,851
Total |  | $ | 1,843,210 |  | $ | 11,514 |  | $ | 48,422 |  | $ | - |  | $ | 1,903,146
December 31, 2018 |  |  |  |  | Special |  |  |  |  |  |  |  |  |
|  | Pass |  | Mention |  | Substandard 2 |  | Doubtful |  | Total
Commercial |  | $ | 305,993 |  | $ | 8,193 |  | $ | 137 |  | $ | - |  | $ | 314,323
Leases |  |  | 78,806 |  |  | - |  |  | - |  |  | - |  |  | 78,806
Real estate - commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 157,334 |  |  | 1,660 |  |  | 5,278 |  |  | - |  |  | 164,272
Owner occupied special purpose |  |  | 186,218 |  |  | 3,429 |  |  | 4,135 |  |  | - |  |  | 193,782
Non-owner occupied general purpose |  |  | 284,818 |  |  | 202 |  |  | 8,366 |  |  | - |  |  | 293,386
Non-owner occupied special purpose |  |  | 104,526 |  |  | 1,510 |  |  | 3,099 |  |  | - |  |  | 109,135
Retail Properties |  |  | 44,805 |  |  | - |  |  | 1,783 |  |  | - |  |  | 46,588
Farm |  |  | 11,307 |  |  | 1,249 |  |  | 1,222 |  |  | - |  |  | 13,778
Real estate - construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | 5,102 |  |  | - |  |  | - |  |  | - |  |  | 5,102
Land |  |  | 2,744 |  |  | - |  |  | - |  |  | - |  |  | 2,744
Commercial speculative |  |  | 55,410 |  |  | - |  |  | - |  |  | - |  |  | 55,410
All other |  |  | 42,524 |  |  | - |  |  | 2,610 |  |  | - |  |  | 45,134
Real estate - residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 69,242 |  |  | - |  |  | 1,216 |  |  | - |  |  | 70,458
Multi-Family |  |  | 195,249 |  |  | - |  |  | 979 |  |  | - |  |  | 196,228
Owner occupied |  |  | 135,858 |  |  | - |  |  | 4,524 |  |  | - |  |  | 140,382
HELOC |  |  | 138,553 |  |  | - |  |  | 1,889 |  |  | - |  |  | 140,442
Other 1 |  |  | 16,061 |  |  | - |  |  | 31 |  |  | - |  |  | 16,092
Total, excluding PCI loans |  | $ | 1,834,550 |  | $ | 16,243 |  | $ | 35,269 |  | $ | - |  | $ | 1,886,062
PCI loans, net of purchase accounting adjustments |  |  | 907 |  |  | 2,906 |  |  | 7,152 |  |  | - |  |  | 10,965
Total |  | $ | 1,835,457 |  | $ | 19,149 |  | $ | 42,421 |  | $ | - |  | $ | 1,897,027
1 The “Other” class includes consumer, overdrafts and net deferred costs.
Schedule of impaired loans by class of loan |
|  |  |  | Three Months Ended |
|  | As of March 31, 2019 |  | March 31, 2019 |
|  |  |  |  | Unpaid |  |  |  |  | Average |  | Interest |
|  | Recorded |  | Principal |  | Related |  | Recorded |  | Income |
|  | Investment |  | Balance |  | Allowance |  | Investment |  | Recognized |
With no related allowance recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | - |
Leases |  |  | 114 |  |  | 154 |  |  | - |  |  | 57 |  |  | - |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 1,810 |  |  | 2,015 |  |  | - |  |  | 1,735 |  |  | 1 |
Owner occupied special purpose |  |  | 516 |  |  | 661 |  |  | - |  |  | 455 |  |  | - |
Non-owner occupied general purpose |  |  | 576 |  |  | 589 |  |  | - |  |  | 857 |  |  | - |
Non-owner occupied special purpose |  |  | 2,960 |  |  | 3,575 |  |  | - |  |  | 1,480 |  |  | - |
Retail properties |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |
Farm |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |
Construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |
Land |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |
Commercial speculative |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |
All other |  |  | 103 |  |  | 131 |  |  | - |  |  | 76 |  |  | - |
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 337 |  |  | 450 |  |  | - |  |  | 345 |  |  | - |
Multi-Family |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |
Owner occupied |  |  | 3,611 |  |  | 5,192 |  |  | - |  |  | 3,485 |  |  | 10 |
HELOC |  |  | 961 |  |  | 1,087 |  |  | - |  |  | 923 |  |  | - |
Other 1 |  |  | 5 |  |  | 6 |  |  | - |  |  | 6 |  |  | - |
Total impaired loans with no recorded allowance |  |  | 10,993 |  |  | 13,860 |  |  | - |  |  | 9,419 |  |  | 11 |
With an allowance recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |
Leases |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 174 |  |  | 174 |  |  | 72 |  |  | 285 |  |  | 6 |
Owner occupied special purpose |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |
Non-owner occupied general purpose |  |  | 2,968 |  |  | 3,951 |  |  | 21 |  |  | 3,033 |  |  | 2 |
Non-owner occupied special purpose |  |  | - |  |  | - |  |  | - |  |  | 1,549 |  |  | - |
Retail properties |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |
Farm |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |
Construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |
Land |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |
Commercial speculative |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |
All other |  |  | - |  |  | - |  |  | - |  |  | 29 |  |  | - |
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 802 |  |  | 802 |  |  | 4 |  |  | 805 |  |  | 11 |
Multi-Family |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |
Owner occupied |  |  | 3,440 |  |  | 3,440 |  |  | 42 |  |  | 3,558 |  |  | 41 |
HELOC |  |  | 1,423 |  |  | 1,423 |  |  | 71 |  |  | 1,390 |  |  | 20 |
Other 1 |  |  | 23 |  |  | 24 |  |  | 12 |  |  | 23 |  |  | - |
Total impaired loans with a recorded allowance |  |  | 8,830 |  |  | 9,814 |  |  | 222 |  |  | 10,672 |  |  | 80 |
Total impaired loans |  | $ | 19,823 |  | $ | 23,674 |  | $ | 222 |  | $ | 20,091 |  | $ | 91 |
1 The “Other” class includes consumer, overdrafts and net deferred costs. Impaired loans by class of loans as of December 31, 2018, and for the three months ended March 31, 2018, were as follows:
|  |  |  |  |  |  |  |  |  |  | Three Months Ended
|  | As of December 31, 2018 |  | March 31, 2018
|  |  |  | Unpaid |  |  |  | Average |  | Interest
|  | Recorded |  | Principal |  | Related |  | Recorded |  | Income
|  | Investment |  | Balance |  | Allowance |  | Investment |  | Recognized
With no related allowance recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | -
Leases |  |  | - |  |  | - |  |  | - |  |  | 89 |  |  | -
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 1,659 |  |  | 1,782 |  |  | - |  |  | 417 |  |  | -
Owner occupied special purpose |  |  | 395 |  |  | 530 |  |  | - |  |  | 391 |  |  | -
Non-owner occupied general purpose |  |  | 1,138 |  |  | 1,159 |  |  | - |  |  | 602 |  |  | -
Non-owner occupied special purpose |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Retail properties |  |  | - |  |  | - |  |  | - |  |  | 541 |  |  | -
Farm |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Land |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Commercial speculative |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
All other |  |  | 49 |  |  | 73 |  |  | - |  |  | 199 |  |  | -
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 353 |  |  | 459 |  |  | - |  |  | 366 |  |  | -
Multi-Family |  |  | - |  |  | - |  |  | - |  |  | 2,362 |  |  | -
Owner occupied |  |  | 3,359 |  |  | 4,882 |  |  | - |  |  | 5,178 |  |  | 9
HELOC |  |  | 884 |  |  | 1,003 |  |  | - |  |  | 1,125 |  |  | -
Other 1 |  |  | 7 |  |  | 7 |  |  | - |  |  | 12 |  |  | -
Total impaired loans with no recorded allowance |  |  | 7,844 |  |  | 9,895 |  |  | - |  |  | 11,282 |  |  | 9
With an allowance recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Leases |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied general purpose |  |  | 396 |  |  | 396 |  |  | 3 |  |  | 152 |  |  | -
Owner occupied special purpose |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Non-owner occupied general purpose |  |  | 3,098 |  |  | 4,038 |  |  | 97 |  |  | - |  |  | -
Non-owner occupied special purpose |  |  | 3,099 |  |  | 3,575 |  |  | 139 |  |  | 1,788 |  |  | -
Retail properties |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Farm |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Homebuilder |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Land |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Commercial speculative |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
All other |  |  | 57 |  |  | 58 |  |  | 1 |  |  | - |  |  | -
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor |  |  | 808 |  |  | 808 |  |  | 4 |  |  | 826 |  |  | 11
Multi-Family |  |  | - |  |  | - |  |  | - |  |  | - |  |  | -
Owner occupied |  |  | 3,676 |  |  | 3,679 |  |  | 46 |  |  | 3,559 |  |  | 37
HELOC |  |  | 1,357 |  |  | 1,357 |  |  | 49 |  |  | 1,064 |  |  | 11
Other 1 |  |  | 24 |  |  | 25 |  |  | 13 |  |  | - |  |  | -
Total impaired loans with a recorded allowance |  |  | 12,515 |  |  | 13,936 |  |  | 352 |  |  | 7,389 |  |  | 59
Total impaired loans |  | $ | 20,359 |  | $ | 23,831 |  | $ | 352 |  | $ | 18,671 |  | $ | 68
Schedule of TDRs modified during the period by type of modification | TDRs that were modified during the period are as follows:
|  | TDR Modifications |
|  | Three Months Ended March 31, 2019 |
|  | # of |  | Pre-modification |  | Post-modification |
|  | contracts |  | recorded investment |  | recorded investment |
Troubled debt restructurings |  |  |  |  |  |  |  |  |
Real estate - commercial |  |  |  |  |  |  |  |  |
Investor occupied general purpose |  |  |  |  |  |  |  |  |
Other 1 |  | 1 |  | $ | 58 |  | $ | 58 |
Real estate - residential |  |  |  |  |  |  |  |  |
Owner occupied |  |  |  |  |  |  |  |  |
HAMP 2 |  | 1 |  |  | 105 |  |  | 9 |
HELOC |  |  |  |  |  |  |  |  |
HAMP 2 |  | 1 |  |  | 39 |  |  | 34 |
Other 1 |  | 1 |  |  | 39 |  |  | 38 |
Total |  | 4 |  | $ | 241 |  | $ | 139 |
|  | TDR Modifications |
|  | Three Months Ended March 31, 2018 |
|  | # of |  | Pre-modification |  | Post-modification |
|  | contracts |  | recorded investment |  | recorded investment |
Troubled debt restructurings |  |  |  |  |  |  |  |  |
Real estate - residential |  |  |  |  |  |  |  |  |
Investor |  |  |  |  |  |  |  |  |
Deferral 3 |  | 1 |  | $ | 165 |  | $ | 74 |
HELOC |  |  |  |  |  |  |  |  |
Rate 4 |  | 1 |  |  | 24 |  |  | 24 |
Other 1 |  | 4 |  |  | 218 |  |  | 217 |
Total |  | 6 |  | $ | 407 |  | $ | 315 |
1 Other: Change of terms from bankruptcy court. 2 HAMP: Home Affordable Modification Program. 3 Deferral: Refers to the deferral of principal. 4 Rate: Refers to interest rate reduction
Schedule of accretable discount on purchased loans |
|  | Accretable Discount- Non-PCI Loans |  | Accretable Discount- PCI Loans |  | Non-Accretable Discount-PCI Loans |  | Total
Beginning balance, January 1, 2019 |  | $ | 1,867 |  | $ | 1,099 |  | $ | 5,969 |  | $ | 8,935
Purchases |  |  | - |  |  | - |  |  | - |  |  | -
Accretion |  |  | (365) |  |  | (14) |  |  | - |  |  | (379)
Ending balance, March 31, 2019 |  | $ | 1,502 |  | $ | 1,085 |  | $ | 5,969 |  | $ | 8,556

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