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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Assets    
Cash and due from banks $ 34,096 $ 38,599
Interest bearing deposits with financial institutions 16,536 16,636
Cash and cash equivalents 50,632 55,235
Securities available-for-sale, at fair value 484,648 541,248
Federal Home Loan Bank Chicago ("FHLBC") and Federal Reserve Bank Chicago ("FRBC") stock 9,917 13,433
Loans held-for-sale 3,061 2,984
Loans 1,930,812 1,897,027
Less: allowance for loan losses 19,789 19,006
Net loans 1,911,023 1,878,021
Premises and equipment, net 44,354 42,439
Other real estate owned 5,004 7,175
Mortgage servicing rights, net 5,935 7,357
Goodwill and core deposit intangible 21,275 21,814
Bank-owned life insurance (BOLI) 61,763 61,544
Deferred tax assets, net 11,459 21,280
Other assets 26,474 23,473
Total assets 2,635,545 2,676,003
Deposits:    
Noninterest bearing demand 669,795 618,830
Interest bearing:    
Savings, NOW, and money market 1,015,285 1,040,668
Time 441,669 457,175
Total deposits 2,126,749 2,116,673
Securities sold under repurchase agreements 48,693 46,632
Other short-term borrowings 48,500 149,500
Junior subordinated debentures 57,734 57,686
Senior notes 44,270 44,158
Notes payable and other borrowings 6,673 15,379
Other liabilities 25,062 16,894
Total liabilities 2,357,681 2,446,922
Stockholders' Equity    
Common stock 34,854 34,720
Additional paid-in capital 120,657 119,081
Retained earnings 213,723 175,463
Accumulated other comprehensive (loss) income 4,562 (4,079)
Treasury stock (95,932) (96,104)
Total stockholders' equity 277,864 229,081
Total liabilities and stockholders' equity $ 2,635,545 $ 2,676,003