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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Interest and Dividend Income    
Loans, including fees $ 23,597 $ 24,099
Loans held-for-sale 36 22
Securities:    
Taxable 2,163 2,414
Tax exempt 1,455 2,098
Dividends from FHLBC and FRBC stock 125 149
Interest bearing deposits with financial institutions 75 114
Total interest and dividend income 27,451 28,896
Interest Expense    
Savings, NOW, and money market deposits 635 771
Time deposits 1,766 1,618
Securities sold under repurchase agreements 116 149
Other short-term borrowings 109 607
Junior subordinated debentures 1,364 927
Senior notes 673 672
Notes payable and other borrowings 130 116
Total interest expense 4,793 4,860
Net interest and dividend income 22,658 24,036
Provision for credit losses 7,984 450
Net interest and dividend income after provision for loan and lease losses 14,674 23,586
Noninterest Income    
Mortgage servicing rights mark to market loss (2,134) (819)
Net gain on sales of mortgage loans 2,246 762
Securities gains (losses), net (24) 27
Change in cash surrender value of BOLI (49) 458
Debit card interchange income 1,287 1,285
Other income 1,000 828
Total noninterest income 6,322 6,482
Noninterest Expense    
Salaries and employee benefits 12,918 11,612
Occupancy, furniture and equipment 2,301 1,989
Computer and data processing 1,335 1,332
FDIC Insurance 57 174
General bank insurance 246 250
Amortization of core deposit intangible 128 132
Advertising expense 109 234
Debit card interchange expense 532 355
Legal fees 131 126
Other real estate expense, net 237 50
Other expense 3,008 2,940
Total noninterest expense 21,002 19,194
Income before income taxes (6) 10,874
Provision for income taxes (281) 2,406
Net income available to common stockholders $ 275 $ 8,468
Basic earnings per share (in dollars per share) $ 0.01 $ 0.28
Diluted earnings per share (in dollars per share) 0.01 0.28
Dividends declared per share (in dollars per share) $ 0.01 $ 0.01
Deposit Account    
Noninterest Income    
Service charges on deposits $ 1,726 $ 1,862
Trust Income    
Noninterest Income    
Service charges on deposits 1,532 1,486
Bank Servicing    
Noninterest Income    
Service charges on deposits 468 457
Secondary mortgage fees    
Noninterest Income    
Service charges on deposits $ 270 $ 136