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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Interest and Dividend Income        
Loans, including fees $ 22,347 $ 24,924 $ 45,944 $ 49,023
Loans held-for-sale 110 31 146 53
Securities:        
Taxable 1,694 2,223 3,857 4,637
Tax exempt 1,396 2,141 2,851 4,239
Dividends from FHLBC and FRBC stock 123 156 248 305
Interest bearing deposits with financial institutions 42 111 117 225
Total interest and dividend income 25,712 29,586 53,163 58,482
Interest Expense        
Savings, NOW, and money market deposits 385 759 1,020 1,530
Time deposits 1,442 1,641 3,208 3,259
Securities sold under repurchase agreements 23 147 139 296
Other short-term borrowings 34 575 143 1,182
Junior subordinated debentures 283 931 1,647 1,858
Senior notes 673 672 1,346 1,344
Notes payable and other borrowings 165 107 295 223
Total interest expense 3,005 4,832 7,798 9,692
Net interest and dividend income 22,707 24,754 45,365 48,790
Provision for credit losses 2,129 450 10,113 900
Net interest and dividend income after provision for loan and lease losses 20,578 24,304 35,252 47,890
Noninterest Income        
Mortgage servicing rights mark to market loss (445) (1,137) (2,579) (1,956)
Net gain on sales of mortgage loans 4,631 1,163 6,877 1,925
Securities gains (losses), net   986 (24) 1,013
Change in cash surrender value of BOLI 532 320 483 778
Death benefit realized on BOLI 59   59  
Debit card interchange income 1,311 1,552 2,598 2,837
Other income 860 867 1,860 1,695
Total noninterest income 10,695 8,143 17,017 14,625
Noninterest Expense        
Salaries and employee benefits 11,342 11,587 24,260 23,199
Occupancy, furniture and equipment 1,935 1,925 4,236 3,914
Computer and data processing 1,247 1,524 2,582 2,856
FDIC Insurance 155 116 212 290
General bank insurance 237 236 483 486
Amortization of core deposit intangible 124 121 252 253
Advertising expense 57 381 166 615
Debit card interchange expense 514 474 1,046 829
Legal fees 176 243 307 369
Other real estate expense, net 143 248 380 298
Other expense 2,966 3,271 5,974 6,211
Total noninterest expense 18,896 20,126 39,898 39,320
Income before income taxes 12,377 12,321 12,371 23,195
Provision for income taxes 3,139 3,043 2,858 5,449
Net income available to common stockholders $ 9,238 $ 9,278 $ 9,513 $ 17,746
Basic earnings per share (in dollars per share) $ 0.31 $ 0.31 $ 0.32 $ 0.59
Diluted earnings per share (in dollars per share) 0.31 0.31 0.31 0.58
Dividends declared per share (in dollars per share) $ 0.01 $ 0.01 $ 0.02 $ 0.02
Deposit Account        
Noninterest Income        
Service charges on deposits $ 1,120 $ 1,959 $ 2,846 $ 3,821
Trust Income        
Noninterest Income        
Service charges on deposits 1,664 1,739 3,196 3,225
Bank Servicing        
Noninterest Income        
Service charges on deposits 458 491 926 948
Secondary mortgage fees        
Noninterest Income        
Service charges on deposits $ 505 $ 203 $ 775 $ 339