XML 61 R49.htm IDEA: XBRL DOCUMENT v3.21.2
Loans and Allowance for Credit Losses on Loans - Credit Quality (Details) - USD ($)
9 Months Ended
Sep. 30, 2021
Dec. 31, 2020
Loans by risk rating    
2021 $ 394,867,000  
2020 389,107,000 $ 540,725,000
2019 317,004,000 426,334,000
2018 192,740,000 282,190,000
2017 139,778,000 192,546,000
2016   141,678,000
Prior 162,677,000 126,410,000
Revolving Loans 271,283,000 324,968,000
Revolving Loans Converted To Term Loans 486,000  
Total Loans 1,867,942,000 2,034,851,000
Total Loans   434,000
Minimum [Member]    
Loans by risk rating    
Loan commitment for inclusion in credit quality analysis 50,000  
Pass [Member]    
Loans by risk rating    
2021 391,749,000  
2020 384,983,000 527,373,000
2019 290,395,000 401,352,000
2018 187,140,000 270,306,000
2017 131,225,000 189,092,000
2016   139,283,000
Prior 155,778,000 115,951,000
Revolving Loans 269,043,000 322,913,000
Revolving Loans Converted To Term Loans 59,000  
Total Loans 1,810,372,000 1,966,270,000
Special Mention [Member]    
Loans by risk rating    
2021 540,000  
2020 357,000 8,341,000
2019 18,773,000 17,081,000
2018 610,000 288,000
2017 215,000 548,000
2016   98,000
Prior 168,000  
Revolving Loans 1,557,000 170,000
Revolving Loans Converted To Term Loans 427,000  
Total Loans 22,647,000 26,526,000
Substandard [Member]    
Loans by risk rating    
2021 2,578,000  
2020 3,767,000 5,011,000
2019 7,836,000 7,901,000
2018 4,990,000 11,596,000
2017 8,338,000 2,906,000
2016   2,297,000
Prior 6,731,000 10,459,000
Revolving Loans 683,000 1,885,000
Total Loans 34,923,000 42,055,000
Commercial    
Loans by risk rating    
2021 64,818,000  
2020 24,589,000 107,199,000
2019 26,597,000 42,771,000
2018 11,479,000 16,111,000
2017 4,172,000 6,265,000
2016   1,828,000
Prior 2,184,000 1,691,000
Revolving Loans 187,650,000 231,294,000
Revolving Loans Converted To Term Loans 59,000  
Total Loans 321,548,000 407,159,000
Commercial | Pass [Member]    
Loans by risk rating    
2021 64,298,000  
2020 24,032,000 101,796,000
2019 26,420,000 42,294,000
2018 11,445,000 14,519,000
2017 4,172,000 6,265,000
2016   1,825,000
Prior 2,184,000 1,691,000
Revolving Loans 186,201,000 230,388,000
Revolving Loans Converted To Term Loans 59,000  
Total Loans 318,811,000 398,778,000
Commercial | Special Mention [Member]    
Loans by risk rating    
2021 287,000  
2020 357,000 5,130,000
2019 177,000 425,000
2018   68,000
2016   3,000
Revolving Loans 1,449,000 76,000
Total Loans 2,270,000 5,702,000
Commercial | Substandard [Member]    
Loans by risk rating    
2021 233,000  
2020 200,000 273,000
2019   52,000
2018 34,000 1,524,000
Revolving Loans   830,000
Total Loans 467,000 2,679,000
Real estate - residential    
Loans by risk rating    
Mortgage loans in process of foreclosure 572,000 546,000
Leases    
Loans by risk rating    
2021 59,361,000  
2020 47,677,000 56,780,000
2019 39,250,000 53,765,000
2018 10,975,000 17,628,000
2017 1,787,000 6,604,000
2016   5,692,000
Prior 3,394,000 1,132,000
Total Loans 162,444,000 141,601,000
Leases | Pass [Member]    
Loans by risk rating    
2021 59,361,000  
2020 47,677,000 56,605,000
2019 36,332,000 52,168,000
2018 10,311,000 16,830,000
2017 1,752,000 6,545,000
2016   5,242,000
Prior 2,588,000 651,000
Total Loans 158,021,000 138,041,000
Leases | Special Mention [Member]    
Loans by risk rating    
2020   175,000
2019   163,000
Total Loans   338,000
Leases | Substandard [Member]    
Loans by risk rating    
2019 2,918,000 1,434,000
2018 664,000 798,000
2017 35,000 59,000
2016   450,000
Prior 806,000 481,000
Total Loans 4,423,000 3,222,000
Commercial real estate - Investor    
Loans by risk rating    
2021 111,883,000  
2020 146,497,000 178,884,000
2019 118,179,000 169,395,000
2018 62,544,000 92,447,000
2017 50,592,000 66,762,000
2016   56,398,000
Prior 43,114,000 16,837,000
Revolving Loans 2,697,000 1,319,000
Total Loans 535,506,000 582,042,000
Commercial real estate - Investor | Pass [Member]    
Loans by risk rating    
2021 109,776,000  
2020 146,497,000 173,781,000
2019 107,124,000 158,677,000
2018 62,359,000 92,156,000
2017 44,644,000 66,762,000
2016   55,963,000
Prior 42,916,000 15,966,000
Revolving Loans 2,697,000 1,319,000
Total Loans 516,013,000 564,624,000
Commercial real estate - Investor | Special Mention [Member]    
Loans by risk rating    
2020   2,394,000
2019 10,607,000 9,592,000
2018   220,000
2016   95,000
Prior 168,000  
Total Loans 10,775,000 12,301,000
Commercial real estate - Investor | Substandard [Member]    
Loans by risk rating    
2021 2,107,000  
2020   2,709,000
2019 448,000 1,126,000
2018 185,000 71,000
2017 5,948,000  
2016   340,000
Prior 30,000 871,000
Total Loans 8,718,000 5,117,000
Commercial real estate - Owner occupied    
Loans by risk rating    
2021 85,407,000  
2020 70,679,000 74,773,000
2019 43,904,000 54,963,000
2018 41,444,000 75,499,000
2017 40,021,000 46,979,000
2016   50,501,000
Prior 47,014,000 29,031,000
Revolving Loans 2,179,000 1,324,000
Total Loans 330,648,000 333,070,000
Commercial real estate - Owner occupied | Pass [Member]    
Loans by risk rating    
2021 85,407,000  
2020 67,186,000 72,605,000
2019 42,218,000 52,809,000
2018 41,444,000 73,719,000
2017 38,798,000 45,315,000
2016   50,000,000
Prior 45,990,000 25,507,000
Revolving Loans 2,179,000 1,324,000
Total Loans 323,222,000 321,279,000
Commercial real estate - Owner occupied | Special Mention [Member]    
Loans by risk rating    
2020   604,000
2017 215,000  
Total Loans 215,000 604,000
Commercial real estate - Owner occupied | Substandard [Member]    
Loans by risk rating    
2020 3,493,000 1,564,000
2019 1,686,000 2,154,000
2018   1,780,000
2017 1,008,000 1,664,000
2016   501,000
Prior 1,024,000 3,524,000
Total Loans 7,211,000 11,187,000
Construction    
Loans by risk rating    
2021 30,536,000  
2020 44,396,000 50,208,000
2019 20,864,000 27,298,000
2018 3,611,000 9,260,000
2017 514,000 539,000
2016   218,000
Prior 1,258,000 1,261,000
Revolving Loans 7,511,000 9,702,000
Total Loans 108,690,000 98,486,000
Construction | Pass [Member]    
Loans by risk rating    
2021 30,362,000  
2020 44,396,000 50,170,000
2019 16,992,000 24,163,000
2018 1,671,000 7,203,000
2017 514,000 539,000
2016   218,000
Prior 1,258,000 1,261,000
Revolving Loans 7,511,000 9,702,000
Total Loans 102,704,000 93,256,000
Construction | Special Mention [Member]    
Loans by risk rating    
2020   38,000
2019 1,088,000  
Total Loans 1,088,000 38,000
Construction | Substandard [Member]    
Loans by risk rating    
2021 174,000  
2019 2,784,000 3,135,000
2018 1,940,000 2,057,000
Total Loans 4,898,000 5,192,000
Residential real estate - Investor    
Loans by risk rating    
2021 1,877,000  
2020 6,148,000 9,720,000
2019 10,909,000 14,194,000
2018 6,539,000 9,132,000
2017 7,255,000 7,775,000
2016   2,522,000
Prior 10,839,000 11,650,000
Revolving Loans 1,930,000 1,144,000
Total Loans 45,497,000 56,137,000
Residential real estate - Investor | Pass [Member]    
Loans by risk rating    
2021 1,877,000  
2020 6,148,000 9,371,000
2019 10,909,000 14,194,000
2018 6,383,000 8,522,000
2017 6,867,000 7,775,000
2016   2,431,000
Prior 10,229,000 11,184,000
Revolving Loans 1,930,000 1,144,000
Total Loans 44,343,000 54,621,000
Residential real estate - Investor | Substandard [Member]    
Loans by risk rating    
2020   349,000
2018 156,000 610,000
2017 388,000  
2016   91,000
Prior 610,000 466,000
Total Loans 1,154,000 1,516,000
Residential real estate - Owner occupied    
Loans by risk rating    
2021 16,639,000  
2020 16,671,000 18,355,000
2019 19,433,000 23,450,000
2018 7,291,000 11,220,000
2017 11,223,000 15,628,000
2016   10,920,000
Prior 34,637,000 34,161,000
Revolving Loans 2,022,000 2,654,000
Revolving Loans Converted To Term Loans 427,000  
Total Loans 108,343,000 116,388,000
Residential real estate - Owner occupied | Pass [Member]    
Loans by risk rating    
2021 16,322,000  
2020 16,625,000 18,308,000
2019 19,433,000 23,450,000
2018 6,892,000 10,808,000
2017 11,045,000 15,409,000
2016   10,394,000
Prior 30,816,000 31,325,000
Revolving Loans 2,022,000 2,654,000
Total Loans 103,155,000 112,348,000
Residential real estate - Owner occupied | Special Mention [Member]    
Loans by risk rating    
2021 253,000  
Revolving Loans Converted To Term Loans 427,000  
Total Loans 680,000  
Residential real estate - Owner occupied | Substandard [Member]    
Loans by risk rating    
2021 64,000  
2020 46,000 47,000
2018 399,000 412,000
2017 178,000 219,000
2016   526,000
Prior 3,821,000 2,836,000
Total Loans 4,508,000 4,040,000
Multifamily    
Loans by risk rating    
2021 20,071,000  
2020 29,014,000 40,740,000
2019 35,275,000 37,750,000
2018 47,515,000 48,555,000
2017 22,492,000 39,608,000
2016   12,265,000
Prior 6,362,000 9,925,000
Revolving Loans 69,000 197,000
Total Loans 160,798,000 189,040,000
Multifamily | Pass [Member]    
Loans by risk rating    
2021 20,071,000  
2020 29,014,000 40,671,000
2019 28,374,000 30,849,000
2018 45,325,000 44,301,000
2017 21,745,000 38,133,000
2016   12,147,000
Prior 6,362,000 7,735,000
Revolving Loans 69,000 197,000
Total Loans 150,960,000 174,033,000
Multifamily | Special Mention [Member]    
Loans by risk rating    
2019 6,901,000 6,901,000
2018 610,000  
2017   548,000
Total Loans 7,511,000 7,449,000
Multifamily | Substandard [Member]    
Loans by risk rating    
2020   69,000
2018 1,580,000 4,254,000
2017 747,000 927,000
2016   118,000
Prior   2,190,000
Total Loans 2,327,000 7,558,000
HELOC    
Loans by risk rating    
2021 503,000  
2020 1,946,000 2,511,000
2019 2,018,000 2,174,000
2018 1,162,000 1,765,000
2017 1,610,000 2,157,000
2016   775,000
Prior 1,282,000 894,000
Revolving Loans 61,130,000 70,632,000
Total Loans 69,651,000 80,908,000
HELOC | Pass [Member]    
Loans by risk rating    
2021 503,000  
2020 1,918,000 2,511,000
2019 2,018,000 2,174,000
2018 1,132,000 1,679,000
2017 1,576,000 2,120,000
2016   504,000
Prior 1,023,000 803,000
Revolving Loans 60,339,000 69,483,000
Total Loans 68,509,000 79,274,000
HELOC | Special Mention [Member]    
Loans by risk rating    
Revolving Loans 108,000 94,000
Total Loans 108,000 94,000
HELOC | Substandard [Member]    
Loans by risk rating    
2020 28,000  
2018 30,000 86,000
2017 34,000 37,000
2016   271,000
Prior 259,000 91,000
Revolving Loans 683,000 1,055,000
Total Loans 1,034,000 1,540,000
HELOC - Purchased    
Loans by risk rating    
Prior 12,370,000 19,487,000
Total Loans 12,370,000 19,487,000
HELOC - Purchased | Pass [Member]    
Loans by risk rating    
Prior 12,189,000 19,487,000
Total Loans 12,189,000 19,487,000
HELOC - Purchased | Substandard [Member]    
Loans by risk rating    
Prior 181,000  
Total Loans 181,000  
Other    
Loans by risk rating    
2021 3,772,000  
2020 1,490,000 1,555,000
2019 575,000 574,000
2018 180,000 573,000
2017 112,000 229,000
2016   559,000
Prior 223,000 341,000
Revolving Loans 6,095,000 6,702,000
Total Loans 12,447,000 10,533,000
Other | Pass [Member]    
Loans by risk rating    
2021 3,772,000  
2020 1,490,000 1,555,000
2019 575,000 574,000
2018 178,000 569,000
2017 112,000 229,000
2016   559,000
Prior 223,000 341,000
Revolving Loans 6,095,000 6,702,000
Total Loans 12,445,000 10,529,000
Other | Substandard [Member]    
Loans by risk rating    
2018 2,000 4,000
Total Loans $ 2,000 $ 4,000