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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Interest and dividend income      
Loans, including fees $ 90,665 $ 90,923 $ 97,719
Loans held-for-sale 165 306 133
Securities:      
Taxable 8,099 6,773 9,256
Tax exempt 5,174 5,471 7,425
Dividends from FHLBC and FRBC stock 456 484 602
Interest bearing deposits with financial institutions 656 258 459
Total interest and dividend income 105,215 104,215 115,594
Interest expense      
Savings, NOW, and money market deposits 961 1,569 2,960
Time deposits 1,510 5,033 6,736
Securities sold under repurchase agreements 82 202 577
Other short-term borrowings   179 1,755
Junior subordinated debentures 1,133 2,215 3,724
Subordinated debentures 1,610    
Senior notes 2,692 2,692 2,699
Notes payable and other borrowings 463 574 384
Total interest expense 8,451 12,464 18,835
Net interest and dividend income 96,764 91,751 96,759
Provision for credit losses 4,326 10,413 1,600
Net interest and dividend income after provision for credit losses 92,438 81,338 95,159
Noninterest income      
Mortgage servicing rights mark to market gain (loss) 1,261 (3,999) (2,662)
Net gain on sales of mortgage loans 9,300 15,519 5,112
Securities (losses) gains, net 232 (25) 4,511
Change in cash surrender value of BOLI 1,390 1,233 1,415
Death benefit realized on BOLI   57 872
Card related income 6,704 5,532 5,861
Other income 2,377 2,149 2,278
Total noninterest income 39,230 37,487 35,800
Noninterest expense      
Salaries and employee benefits 57,691 49,547 46,869
Occupancy, furniture and equipment 13,583 8,498 8,289
Computer and data processing 7,938 5,143 5,631
FDIC insurance 975 597 176
General bank insurance 1,214 1,030 1,002
Amortization of core deposit intangible 644 494 539
Advertising expense 343 298 1,225
Card related expense 2,538 2,195 1,956
Legal fees 1,105 761 675
Consulting and management fees 5,005 760 242
Other real estate expense, net 167 651 423
Other expense 12,598 11,443 12,075
Total noninterest expense 103,801 81,417 79,102
Income before income taxes 27,867 37,408 51,857
Provision for income taxes 7,823 9,583 12,402
Net income $ 20,044 $ 27,825 $ 39,455
Basic earnings per share $ 0.66 $ 0.94 $ 1.32
Diluted earnings per share 0.65 0.92 1.30
Dividends declared per share $ 0.16 $ 0.04 $ 0.04
Trust Income      
Noninterest income      
Service charges on deposits $ 9,334 $ 7,905 $ 8,045
Bank Servicing      
Noninterest income      
Service charges on deposits 5,408 5,512 7,715
Secondary mortgage fees      
Noninterest income      
Service charges on deposits 1,044 1,654 772
Mortgage Servicing      
Noninterest income      
Service charges on deposits $ 2,180 $ 1,950 $ 1,881